Buy Cheap Middleton, MA Auto Insurance in 2024
Middleton, MA auto insurance rates average $261 a month. Minimum auto insurance requirements in Middleton, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Middleton, MA, compare Middleton auto insurance quotes from top companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Nov 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Middleton after a DUI is Liberty Mutual
- Average auto insurance rates in Middleton, MA after a DUI are $3,848/year
- The most expensive auto insurance company in Middleton is Liberty Mutual
Finding affordable Middleton, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Middleton, MA auto insurance with confidence is right here. Auto insurance rates in Middleton are affected by local factors as well as personal ones like your driving record.
See how Middleton, MA car insurance rates compare to Springfield auto insurance rates, Cambridge auto insurance rates, and cheap Lynn, MA auto insurance rates before you read more about the cost of auto insurance in Middleton.
Don’t buy Middleton, MA auto insurance until you’ve compared rates. Get free Middleton, Massachusetts auto insurance quotes when you enter your ZIP code above.
Table of Contents
Middleton, MA Minimum Auto Insurance Requirements
The minimum auto insurance required by state varies throughout the U.S. The required auto insurance in Middleton, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Middleton, Massachusetts is outlined here.
Minimum Required Auto Insurance Coverage in Middleton, Massachusetts
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap Middleton, MA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Middleton, Massachusetts auto insurance rates? Find out how car insurance rates in Middleton, MA are impacted by demographics, such as the average auto insurance rates by age.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middleton, Massachusetts
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,249 | $2,249 | $2,249 | $2,249 | $7,988 | $7,988 | $2,519 | $2,519 |
| Geico | $1,950 | $1,950 | $1,806 | $1,806 | $5,557 | $5,557 | $2,014 | $2,014 |
| Liberty Mutual | $2,895 | $2,895 | $2,522 | $2,522 | $9,574 | $9,574 | $3,028 | $3,028 |
| Progressive | $2,221 | $2,221 | $2,130 | $2,130 | $8,372 | $8,372 | $2,403 | $2,403 |
| State Farm | $953 | $953 | $953 | $953 | $2,771 | $2,771 | $953 | $953 |
| Travelers | $2,936 | $2,936 | $2,593 | $2,593 | $6,027 | $6,027 | $3,264 | $3,264 |
| USAA | $1,443 | $1,443 | $1,422 | $1,422 | $3,379 | $3,379 | $1,594 | $1,594 |
Buy Cheap Middleton, MA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Middleton can be expensive, but shopping around can make a difference. If you want to buy cheap auto insurance for teenagers, you should do your research and compare rates. Average rates for teen auto insurance in Middleton, MA are listed here.
Annual Auto Insurance Rates for Teen Drivers in Middleton, Massachusetts
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,988 | $7,988 |
| Geico | $5,557 | $5,557 |
| Liberty Mutual | $9,574 | $9,574 |
| Progressive | $8,372 | $8,372 |
| State Farm | $2,771 | $2,771 |
| Travelers | $6,027 | $6,027 |
| USAA | $3,379 | $3,379 |
Buy Cheap Middleton, MA Auto Insurance for Seniors
You can save on senior auto insurance rates in Middleton, Massachusetts by comparing Middleton senior car insurance quotes from multiple companies. If you want to buy cheap auto insurance for senior citizens, you can also compare providers online. Take a look at the average cost of auto insurance for seniors in Middleton, MA here.
Annual Auto Insurance Rates for Senior Drivers in Middleton, Massachusetts
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,249 | $2,249 |
| Geico | $1,806 | $1,806 |
| Liberty Mutual | $2,522 | $2,522 |
| Progressive | $2,130 | $2,130 |
| State Farm | $953 | $953 |
| Travelers | $2,593 | $2,593 |
| USAA | $1,422 | $1,422 |
Find Cheap Auto Insurance Rates in Middleton, MA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Middleton, Massachusetts auto insurance. Compare Middleton, MA auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Middleton, Massachusetts
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,453 | $3,812 | $3,988 |
| Geico | $2,607 | $2,884 | $3,004 |
| Liberty Mutual | $4,211 | $4,564 | $4,739 |
| Progressive | $3,463 | $3,854 | $4,028 |
| State Farm | $1,276 | $1,433 | $1,515 |
| Travelers | $3,342 | $3,783 | $3,990 |
| USAA | $1,814 | $1,993 | $2,073 |
Find Cheap Middleton, MA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Middleton. Compare auto insurance rates in Middleton, MA by commute length to see how your daily commute impacts your rates. Learning how pay-per-mile auto insurance works could also help you get discounts on coverage.
Annual Auto Insurance Rates by Commute Length in Middleton, Massachusetts
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,629 | $3,874 |
| Geico | $2,779 | $2,885 |
| Liberty Mutual | $4,327 | $4,682 |
| Progressive | $3,782 | $3,782 |
| State Farm | $1,375 | $1,441 |
| Travelers | $3,530 | $3,880 |
| USAA | $1,905 | $2,014 |
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Find Cheap Middleton, MA Auto Insurance Rates by Driving Record
Auto insurance rates in Middleton, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Middleton, MA, take a look at the average cost for various violations versus rates for a clean driving record in Middleton. You may need high risk auto insurance if you’re someone with a bad driving record.
Annual Middleton, Massachusetts Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,909 | $4,327 | $4,861 | $2,909 |
| Geico | $2,268 | $3,114 | $3,554 | $2,391 |
| Liberty Mutual | $3,552 | $4,846 | $5,828 | $3,791 |
| Progressive | $3,177 | $4,477 | $3,552 | $3,920 |
| State Farm | $1,117 | $1,517 | $1,803 | $1,194 |
| Travelers | $2,884 | $3,999 | $4,268 | $3,668 |
| USAA | $1,394 | $1,812 | $3,073 | $1,559 |
Find Cheap Middleton, MA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Middleton, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Middleton for less when you shop around and compare rates from multiple Middleton, MA auto insurance companies. You can also talk to your insurance agent if you want to learn more about how to get auto insurance after a DUI.
Annual Auto Insurance Rates After a DUI in Middleton, Massachusetts
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,861 |
| Geico | $3,554 |
| Liberty Mutual | $5,828 |
| Progressive | $3,552 |
| State Farm | $1,803 |
| Travelers | $4,268 |
| USAA | $3,073 |
Winners by Category: Where to Buy Cheap Auto Insurance in Middleton, MA
Compare rates from the cheapest auto insurance companies in Middleton, MA for your needs. Take a look at how Middleton, Massachusetts auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Middleton, Massachusetts
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Find Cheap Middleton, Massachusetts Auto Insurance Companies
If you’re looking for the cheapest Middleton, MA auto insurance companies overall, you can compare them here. Find the best price for Middleton, Massachusetts car insurance by company.
Average Annual Auto Insurance Rates by Company in Middleton, Massachusetts
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,751 |
| Geico | $2,832 |
| Liberty Mutual | $4,505 |
| Progressive | $3,782 |
| State Farm | $1,408 |
| Travelers | $3,705 |
| USAA | $1,960 |
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Compare Auto Insurance Quotes in Middleton, MA
You can buy cheap Middleton, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Middleton, Massachusetts auto insurance quotes from top companies.
Frequently Asked Questions
What factors should I consider when looking for cheap auto insurance in Middleton, MA?
When searching for cheap auto insurance in Middleton, MA, consider factors such as coverage options, deductibles, premiums, customer reviews, financial stability of the insurance company, and discounts offered.
Will buying cheap auto insurance compromise my coverage?
Not necessarily. While cheap auto insurance policies may offer lower premiums, it’s important to review the coverage details to ensure they meet your needs. Cheaper policies may have higher deductibles or limited coverage options.
Are there any specific discounts or incentives I should look for when buying cheap auto insurance?
Yes, many insurance companies offer discounts that can help you save on premiums. Look for discounts such as safe driver discounts, multi-policy discounts (if you bundle multiple policies), good student discounts, and low mileage discounts.
How can I find the cheapest auto insurance in Middleton, MA?
To find the cheapest auto insurance in Middleton, MA, it’s advisable to shop around and compare quotes from multiple insurance providers. Use online comparison tools or contact insurance agents to get quotes tailored to your needs.
What are the pros of buying cheap auto insurance in Middleton, MA?
- Lower premiums: Cheap auto insurance typically offers lower monthly or annual premiums, allowing you to save money.
- Affordability: If you have a tight budget, cheap auto insurance can provide the necessary coverage at an affordable price.
- Access to basic coverage: Cheap auto insurance can still provide the required liability coverage mandated by the state, ensuring you meet legal requirements.
What are the cons of buying cheap auto insurance in Middleton, MA?
- Limited coverage options: Cheap auto insurance policies may have limited coverage options, leaving you vulnerable to certain risks.
- Higher deductibles: Cheap policies often have higher deductibles, meaning you would need to pay more out-of-pocket in the event of a claim.
- Potential for poor customer service: Some cheap insurance providers may prioritize cost-cutting over quality customer service, leading to potential frustrations when filing claims or seeking assistance.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.