Buy Cheap Hyannis, MA Auto Insurance in 2024
Hyannis, MA auto insurance rates average $251 a month. Minimum auto insurance requirements in Hyannis, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Hyannis, MA, compare Hyannis auto insurance quotes from top companies.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Hyannis, MA are $251/month
- Average auto insurance rates in Hyannis, MA after a DUI are $3,692/year
- The most expensive auto insurance company in Hyannis after a DUI is Liberty Mutual
Finding affordable Hyannis, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Hyannis, MA auto insurance with confidence is right here. Auto insurance rates in Hyannis are affected by local factors as well as personal ones like your driving record.
See how Hyannis, MA car insurance rates compare to Lynn auto insurance rates, New Bedford auto insurance rates, and Boston auto insurance rates before you read more about the cost of auto insurance in Hyannis.
Don’t buy Hyannis, MA auto insurance until you’ve compared rates. Get free Hyannis, Massachusetts auto insurance quotes when you enter your ZIP code above.
Hyannis, MA Minimum Auto Insurance Requirements
The required auto insurance in Hyannis, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Hyannis, Massachusetts is outlined here.
Minimum Required Auto Insurance Coverage in Hyannis, Massachusetts
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap Hyannis, MA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Hyannis, Massachusetts auto insurance rates? Find out how car insurance rates in Hyannis, MA are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hyannis, Massachusetts
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,155 | $2,155 | $2,155 | $2,155 | $7,956 | $7,956 | $2,418 | $2,418 |
| Geico | $1,912 | $1,912 | $1,773 | $1,773 | $5,401 | $5,401 | $1,971 | $1,971 |
| Liberty Mutual | $2,771 | $2,771 | $2,413 | $2,413 | $9,404 | $9,404 | $2,897 | $2,897 |
| Progressive | $2,155 | $2,155 | $2,070 | $2,070 | $8,128 | $8,128 | $2,328 | $2,328 |
| State Farm | $927 | $927 | $927 | $927 | $2,620 | $2,620 | $927 | $927 |
| Travelers | $2,690 | $2,690 | $2,381 | $2,381 | $5,477 | $5,477 | $2,983 | $2,983 |
| USAA | $1,360 | $1,360 | $1,340 | $1,340 | $3,171 | $3,171 | $1,502 | $1,502 |
Buy Cheap Hyannis, MA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Hyannis can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hyannis, MA are listed here.
Annual Auto Insurance Rates for Teen Drivers in Hyannis, Massachusetts
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,956 | $7,956 |
| Geico | $5,401 | $5,401 |
| Liberty Mutual | $9,404 | $9,404 |
| Progressive | $8,128 | $8,128 |
| State Farm | $2,620 | $2,620 |
| Travelers | $5,477 | $5,477 |
| USAA | $3,171 | $3,171 |
Buy Cheap Hyannis, MA Auto Insurance for Seniors
You can save on senior auto insurance rates in Hyannis, Massachusetts by comparing Hyannis senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hyannis, MA here.
Annual Auto Insurance Rates for Senior Drivers in Hyannis, Massachusetts
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,155 | $2,155 |
| Geico | $1,773 | $1,773 |
| Liberty Mutual | $2,413 | $2,413 |
| Progressive | $2,070 | $2,070 |
| State Farm | $927 | $927 |
| Travelers | $2,381 | $2,381 |
| USAA | $1,340 | $1,340 |
Find Cheap Auto Insurance Rates in Hyannis, MA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Hyannis, Massachusetts auto insurance. Compare Hyannis, MA auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Hyannis, Massachusetts
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,387 | $3,733 | $3,893 |
| Geico | $2,541 | $2,816 | $2,936 |
| Liberty Mutual | $4,094 | $4,428 | $4,591 |
| Progressive | $3,356 | $3,740 | $3,915 |
| State Farm | $1,227 | $1,374 | $1,450 |
| Travelers | $3,059 | $3,453 | $3,636 |
| USAA | $1,707 | $1,874 | $1,949 |
Read more: Best Cheap Auto Insurance in Massachusetts
Find Cheap Hyannis, MA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Hyannis. Compare auto insurance rates in Hyannis, MA by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Hyannis, Massachusetts
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,551 | $3,791 |
| Geico | $2,710 | $2,818 |
| Liberty Mutual | $4,199 | $4,543 |
| Progressive | $3,670 | $3,670 |
| State Farm | $1,319 | $1,382 |
| Travelers | $3,223 | $3,542 |
| USAA | $1,792 | $1,894 |
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Find Cheap Hyannis, MA Auto Insurance Rates by Driving Record
Auto insurance rates in Hyannis, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hyannis, MA, take a look at the average cost for various violations versus rates for a clean driving record in Hyannis.
Annual Hyannis, Massachusetts Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,846 | $4,231 | $4,760 | $2,846 |
| Geico | $2,209 | $3,042 | $3,474 | $2,330 |
| Liberty Mutual | $3,452 | $4,698 | $5,655 | $3,680 |
| Progressive | $3,084 | $4,346 | $3,448 | $3,804 |
| State Farm | $1,071 | $1,455 | $1,729 | $1,146 |
| Travelers | $2,641 | $3,648 | $3,892 | $3,350 |
| USAA | $1,313 | $1,704 | $2,887 | $1,468 |
Find Cheap Hyannis, MA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Hyannis, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Hyannis for less when you shop around and compare rates from multiple Hyannis, MA auto insurance companies.
Annual Auto Insurance Rates After a DUI in Hyannis, Massachusetts
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,760 |
| Geico | $3,474 |
| Liberty Mutual | $5,655 |
| Progressive | $3,448 |
| State Farm | $1,729 |
| Travelers | $3,892 |
| USAA | $2,887 |
Winners by Category: Where to Buy Cheap Auto Insurance in Hyannis, MA
Compare rates from the cheapest auto insurance companies in Hyannis, MA for your needs. Take a look at how Hyannis, Massachusetts auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Hyannis, Massachusetts
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Find Cheap Hyannis, Massachusetts Auto Insurance Companies
If you’re looking for the cheapest Hyannis, MA auto insurance companies overall, you can compare them here. Find the best price for Hyannis, Massachusetts car insurance by company.
Average Annual Auto Insurance Rates by Company in Hyannis, Massachusetts
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,671 |
| Geico | $2,764 |
| Liberty Mutual | $4,371 |
| Progressive | $3,670 |
| State Farm | $1,350 |
| Travelers | $3,383 |
| USAA | $1,843 |
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Compare Auto Insurance Quotes in Hyannis, MA
You can buy cheap Hyannis, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hyannis, Massachusetts auto insurance quotes from top companies.
Frequently Asked Questions
What factors should I consider when looking for cheap auto insurance in Hyannis, MA?
When searching for affordable auto insurance, several factors should be considered, including:
- Coverage options: Assess the types and levels of coverage offered by different insurers to ensure they meet your needs.
- Deductibles: Consider the deductible amounts that insurers offer, as higher deductibles can lower your premium but increase your out-of-pocket expenses in case of a claim.
- Discounts: Inquire about available discounts, such as multi-policy, good driver, or safety feature discounts, which can help reduce your premiums.
- Customer service: Research the reputation of insurers for their customer service and claims handling process.
- Financial stability: Verify the financial stability and ratings of insurance companies to ensure they can fulfill their obligations in the event of a claim.
Are there any disadvantages to buying cheap auto insurance?
While cheap auto insurance can provide financial relief, it’s important to be aware of potential drawbacks, including:
- Limited coverage: Cheap insurance policies may offer minimal coverage, leaving you exposed to significant financial risks in the event of an accident or other incidents.
- Higher deductibles: Lower premiums often come with higher deductibles, meaning you’ll have to pay more out-of-pocket before your insurance coverage kicks in.
- Customer service issues: Some budget insurers may have a reputation for providing subpar customer service or delays in claim processing.
- Limited additional benefits: Cheap insurance policies may not offer additional perks or benefits, such as roadside assistance or rental car coverage, which could be important during unexpected situations.
- Possible premium increases: Insurers offering cheap rates initially may increase premiums significantly upon policy renewal or after a claim, negating the initial savings.
How can I find cheap auto insurance in Hyannis, MA?
Here are a few steps you can take to find affordable auto insurance:
- Shop around: Obtain quotes from multiple insurers and compare their coverage options and rates.
- Maintain a good driving record: A clean driving history can help you qualify for better rates and discounts.
- Increase your deductibles: Opting for a higher deductible can lower your premiums, but ensure you can afford the deductible amount if needed.
- Bundle policies: Consider purchasing multiple policies (such as auto and home insurance) from the same insurer to qualify for discounts.
- Inquire about discounts: Ask insurers about available discounts for factors like safe driving, low mileage, or car safety features.
- Consider usage-based insurance: Some insurers offer telematics-based programs where premiums are based on your driving habits.
- Improve your credit score: A good credit score can sometimes help you secure lower insurance premiums.
Are there any specific auto insurance companies in Hyannis, MA that offer cheap rates?
While specific rates and availability may vary, some insurance companies in Hyannis, MA that are known for offering competitive rates or affordable options include:
- GEICO
- Progressive
- State Farm
- Allstate
- Liberty Mutual
- Travelers Insurance
- Plymouth Rock Assurance
- Arbella Insurance
- Safety Insurance
- Commerce Insurance
It’s important to note that insurance rates are influenced by various factors, including your driving history, vehicle type, coverage needs, and location. Therefore, it’s recommended to obtain quotes from multiple insurers to find the best rates for your individual circumstances.
How can I reduce my auto insurance premium without compromising coverage?
There are several ways to potentially lower your auto insurance premium while maintaining adequate coverage:
- Bundle policies: Consider purchasing multiple policies, such as auto and home insurance, from the same insurer to qualify for a multi-policy discount.
- Opt for a higher deductible: Increasing your deductible can lower your premium, but be sure to choose a deductible amount that you can comfortably afford.
- Maintain a good driving record: Safe driving habits can often lead to discounts and lower premiums over time.
- Ask about discounts: Inquire about available discounts, such as good student discounts, safe driver discounts, or discounts for safety features installed in your vehicle.
- Review your coverage: Periodically reassess your coverage needs to ensure you’re not paying for unnecessary or redundant coverage.
- Consider usage-based insurance: Some insurers offer telematics programs that monitor your driving habits. Safe driving behaviors can result in discounted premiums.
- Improve your credit score: In some states, maintaining a good credit score can help you secure lower insurance premiums.
- Take a defensive driving course: Completing a defensive driving course may qualify you for a discount on your premium.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.