Buy Cheap Lynn, MA Auto Insurance (2022)

Lynn, MA auto insurance rates average $367 a month. Minimum auto insurance requirements in Lynn, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Lynn, MA, compare Lynn auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Lynn, MA after a DUI are $5,430/year
  • The most expensive auto insurance company in Lynn after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Lynn is Liberty Mutual

Finding affordable Lynn, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Lynn, MA auto insurance with confidence is right here. Auto insurance rates in Lynn are affected by local factors as well as personal ones like your driving record.

See how Lynn, MA car insurance rates compare to New Bedford auto insurance rates, Fall River auto insurance rates, and Cambridge auto insurance rates before you read more about the cost of auto insurance in Lynn.

Don’t buy Lynn, MA auto insurance until you’ve compared rates. Get free Lynn, Massachusetts auto insurance quotes when you enter your ZIP code above.

Lynn, MA Minimum Auto Insurance Requirements

The required auto insurance in Lynn, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Lynn, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Lynn, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lynn, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lynn, Massachusetts auto insurance rates? Find out how car insurance rates in Lynn, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lynn, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,678 $3,678 $3,678 $3,678 $9,184 $9,184 $4,132 $4,132
GEICO $3,383 $3,383 $3,157 $3,157 $7,164 $7,164 $3,513 $3,513
Liberty Mutual $4,578 $4,578 $3,987 $3,987 $10,500 $10,500 $4,793 $4,793
Progressive $3,420 $3,420 $3,277 $3,277 $13,014 $13,014 $3,689 $3,689
State Farm $1,490 $1,490 $1,490 $1,490 $3,268 $3,268 $1,490 $1,490
Travelers $3,711 $3,711 $3,256 $3,256 $7,665 $7,665 $4,121 $4,121
USAA $2,153 $2,153 $2,118 $2,118 $5,106 $5,106 $2,382 $2,382

Buy Cheap Lynn, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lynn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lynn, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lynn, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,184 $9,184
GEICO $7,164 $7,164
Liberty Mutual $10,500 $10,500
Progressive $13,014 $13,014
State Farm $3,268 $3,268
Travelers $7,665 $7,665
USAA $5,106 $5,106

Buy Cheap Lynn, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lynn, Massachusetts by comparing Lynn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lynn, MA here.

Annual Auto Insurance Rates for Senior Drivers in Lynn, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,678 $3,678
GEICO $3,157 $3,157
Liberty Mutual $3,987 $3,987
Progressive $3,277 $3,277
State Farm $1,490 $1,490
Travelers $3,256 $3,256
USAA $2,118 $2,118

Find Cheap Auto Insurance Rates in Lynn, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lynn, Massachusetts auto insurance. Compare Lynn, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lynn, Massachusetts

Insurance Company Low Medium High
Allstate $4,742 $5,252 $5,509
GEICO $3,976 $4,377 $4,560
Liberty Mutual $5,540 $6,047 $6,305
Progressive $5,353 $5,941 $6,256
State Farm $1,751 $1,968 $2,085
Travelers $4,226 $4,782 $5,057
USAA $2,721 $2,986 $3,113

Find Cheap Lynn, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lynn. Compare auto insurance rates in Lynn, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lynn, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,993 $5,343
GEICO $4,224 $4,384
Liberty Mutual $5,734 $6,195
Progressive $5,850 $5,850
State Farm $1,890 $1,979
Travelers $4,458 $4,918
USAA $2,857 $3,022

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Find Cheap Lynn, MA Auto Insurance Rates by ZIP Code

Auto insurance rates in Lynn, Massachusetts can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Lynn, MA to see how much where you live in Lynn affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Lynn, Massachusetts

ZIP Code Average Annual Rates
1901 $4,407
1902 $4,407
1904 $4,407
1905 $4,407

Find Cheap Lynn, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Lynn, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lynn, MA, take a look at the average cost for various violations versus rates for a clean driving record in Lynn.

Annual Lynn, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,921 $6,043 $6,787 $3,921
GEICO $3,404 $4,756 $5,435 $3,623
Liberty Mutual $4,642 $6,459 $7,741 $5,016
Progressive $4,890 $6,949 $5,492 $6,070
State Farm $1,517 $2,095 $2,489 $1,638
Travelers $3,627 $5,060 $5,427 $4,638
USAA $2,078 $2,712 $4,640 $2,330

Find Cheap Lynn, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lynn, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Lynn for less when you shop around and compare rates from multiple Lynn, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lynn, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,787
GEICO $5,435
Liberty Mutual $7,741
Progressive $5,492
State Farm $2,489
Travelers $5,427
USAA $4,640

Winners by Category: Where to Buy Cheap Auto Insurance in Lynn, MA

Compare rates from the cheapest auto insurance companies in Lynn, MA for your needs. Take a look at how Lynn, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lynn, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Lynn, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Lynn, MA auto insurance companies overall, you can compare them here. Find the best price for Lynn, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Lynn, Massachusetts

Insurance Company Average Annual Rates
Allstate $5,168
GEICO $4,304
Liberty Mutual $5,964
Progressive $5,850
State Farm $1,935
Travelers $4,688
USAA $2,940

What affects Lynn, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Lynn, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lynn auto insurance rates.

Commute Times in Lynn

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lynn, MA is 32.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Lynn, MA

You can buy cheap Lynn, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lynn, Massachusetts auto insurance quotes from top companies.

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