Buy Cheap Adelphia, NJ Auto Insurance in 2024
Adelphia, NJ auto insurance rates average $434 a month. Minimum auto insurance requirements in Adelphia, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Adelphia, NJ, compare Adelphia auto insurance quotes from top companies.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Adelphia, NJ after a DUI are $6,145/year
- Average auto insurance rates in Adelphia, NJ for teens drivers are $9,644/year
- The most expensive auto insurance company in Adelphia is Farmers
Finding affordable Adelphia, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Adelphia, NJ auto insurance with confidence is right here. Auto insurance rates in Adelphia are affected by local factors as well as personal ones like your driving record.
See how Adelphia, NJ car insurance rates compare to Trenton auto insurance rates, Union City auto insurance rates, and Elizabeth auto insurance rates before you read more about the cost of auto insurance in Adelphia.
Don’t buy Adelphia, NJ auto insurance until you’ve compared rates. Get free Adelphia, New Jersey auto insurance quotes when you enter your ZIP code above.
Adelphia, NJ Minimum Auto Insurance Requirements
The required auto insurance in Adelphia, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Adelphia, New Jersey is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Find Cheap Adelphia, NJ Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Adelphia, NJ. Take a look at Adelphia, New Jersey auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,103 | $4,583 | $3,618 |
| Farmers | $8,718 | $6,814 | $6,428 |
| Geico | $4,145 | $2,385 | $1,729 |
| Liberty Mutual | $8,007 | $5,942 | $5,019 |
| Progressive | $4,310 | $3,763 | $3,476 |
| State Farm | $10,105 | $6,100 | $4,758 |
| Travelers | $5,533 | $4,079 | $2,822 |
Buy Cheap Adelphia, NJ Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Adelphia, New Jersey auto insurance rates? Find out how car insurance rates in Adelphia, NJ are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,073 | $3,058 | $2,988 | $2,988 | $9,635 | $11,745 | $3,613 | $3,709 |
| Farmers | $4,651 | $4,689 | $4,528 | $4,426 | $13,556 | $15,575 | $5,521 | $5,615 |
| Geico | $2,244 | $2,202 | $2,189 | $2,189 | $4,060 | $4,055 | $2,576 | $2,511 |
| Liberty Mutual | $4,185 | $4,185 | $4,595 | $4,595 | $10,843 | $12,307 | $4,595 | $5,275 |
| Progressive | $1,984 | $1,834 | $1,791 | $1,844 | $8,945 | $9,821 | $2,343 | $2,236 |
| State Farm | $4,087 | $4,087 | $3,698 | $3,698 | $13,342 | $17,131 | $4,656 | $5,200 |
| Travelers | $3,062 | $3,007 | $2,841 | $2,892 | $7,127 | $8,213 | $3,007 | $3,008 |
Buy Cheap Adelphia, NJ Auto Insurance for Teen Drivers
Auto insurance for teenagers in Adelphia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Adelphia, NJ are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,635 | $11,745 |
| Farmers | $13,556 | $15,575 |
| Geico | $4,060 | $4,055 |
| Liberty Mutual | $10,843 | $12,307 |
| Progressive | $8,945 | $9,821 |
| State Farm | $13,342 | $17,131 |
| Travelers | $7,127 | $8,213 |
Buy Cheap Adelphia, NJ Auto Insurance for Seniors
You can save on senior auto insurance rates in Adelphia, New Jersey by comparing Adelphia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Adelphia, NJ here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,988 | $2,988 |
| Farmers | $4,528 | $4,426 |
| Geico | $2,189 | $2,189 |
| Liberty Mutual | $4,595 | $4,595 |
| Progressive | $1,791 | $1,844 |
| State Farm | $3,698 | $3,698 |
| Travelers | $2,841 | $2,892 |
Find Cheap Auto Insurance Rates in Adelphia, NJ by Coverage Level
The amount of coverage you choose is a big factor in the cost of Adelphia, New Jersey auto insurance. Compare Adelphia, NJ auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,692 | $5,179 | $5,433 |
| Farmers | $6,581 | $7,284 | $8,096 |
| Geico | $2,462 | $2,807 | $2,990 |
| Liberty Mutual | $5,655 | $6,515 | $6,798 |
| Progressive | $3,490 | $3,911 | $4,148 |
| State Farm | $6,502 | $7,077 | $7,383 |
| Travelers | $3,734 | $4,142 | $4,558 |
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Find Cheap Adelphia, NJ Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Adelphia. Compare auto insurance rates in Adelphia, NJ by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,092 | $5,111 |
| Farmers | $7,320 | $7,320 |
| Geico | $2,730 | $2,776 |
| Liberty Mutual | $6,261 | $6,384 |
| Progressive | $3,850 | $3,850 |
| State Farm | $6,809 | $7,166 |
| Travelers | $4,145 | $4,145 |
Find Cheap Adelphia, NJ Auto Insurance Rates by Driving Record
Auto insurance rates in Adelphia, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Adelphia, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Adelphia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,817 | $6,371 | $5,566 | $4,651 |
| Farmers | $5,672 | $9,620 | $7,845 | $6,143 |
| Geico | $2,141 | $2,815 | $3,916 | $2,141 |
| Liberty Mutual | $6,073 | $6,946 | $6,199 | $6,073 |
| Progressive | $3,309 | $4,442 | $3,786 | $3,861 |
| State Farm | $3,802 | $6,912 | $11,110 | $6,126 |
| Travelers | $3,189 | $4,697 | $4,597 | $4,095 |
Find Cheap Adelphia, NJ Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Adelphia, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Adelphia for less when you shop around and compare rates from multiple Adelphia, NJ auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,566 |
| Farmers | $7,845 |
| Geico | $3,916 |
| Liberty Mutual | $6,199 |
| Progressive | $3,786 |
| State Farm | $11,110 |
| Travelers | $4,597 |
Winners by Category: Where to Buy Cheap Auto Insurance in Adelphia, NJ
Compare rates from the cheapest auto insurance companies in Adelphia, NJ for your needs. Take a look at how Adelphia, New Jersey auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Find Cheap Adelphia, New Jersey Auto Insurance Companies
If you’re looking for the cheapest Adelphia, NJ auto insurance companies overall, you can compare them here. Find the best price for Adelphia, New Jersey car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,101 |
| Farmers | $7,320 |
| Geico | $2,753 |
| Liberty Mutual | $6,322 |
| Progressive | $3,850 |
| State Farm | $6,988 |
| Travelers | $4,145 |
Compare Auto Insurance Quotes in Adelphia, NJ
You can buy cheap Adelphia, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Adelphia, New Jersey auto insurance quotes from top companies.
Frequently Asked Questions
Why is it important to have auto insurance in Adelphia, NJ?
Auto insurance is important in Adelphia, NJ, as it provides financial protection in case of accidents, damage to your vehicle, or injuries to yourself or others. It is a legal requirement to have at least a minimum amount of auto insurance coverage in New Jersey.
What factors affect the cost of auto insurance in Adelphia, NJ?
Several factors influence the cost of auto insurance in Adelphia, NJ. These include your driving record, age, gender, the type of vehicle you drive, your credit history, the amount of coverage you choose, and the deductible you select. Insurance companies also consider the local crime rate and accident statistics in your area.
How can I find cheap auto insurance in Adelphia, NJ?
To find cheap auto insurance in Adelphia, NJ, consider the following tips:
- Compare quotes from multiple insurance providers.
- Maintain a clean driving record.
- Opt for a higher deductible if you can afford it.
- Take advantage of any available discounts, such as safe driver discounts or multi-policy discounts.
- Consider bundling your auto insurance with other insurance policies, such as home or renters insurance, to potentially save money.
What is the minimum auto insurance coverage required in Adelphia, NJ?
In Adelphia, NJ, the minimum auto insurance coverage required includes:
- $15,000 bodily injury liability coverage per person
- $30,000 bodily injury liability coverage per accident
- $5,000 property damage liability coverage per accident
Is it advisable to only focus on finding the cheapest auto insurance in Adelphia, NJ?
While finding affordable auto insurance is important, it’s equally crucial to consider the coverage and service provided by the insurance company. Ensure that the insurer has a good reputation, reliable customer service, and a strong financial standing. Choosing solely based on price may leave you underinsured or result in poor claims handling experiences.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.