Buy Cheap Durand, IL Auto Insurance (2022)

Durand, IL auto insurance rates average $255 a month. Minimum auto insurance requirements in Durand, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Durand, IL, compare Durand auto insurance quotes from top companies.

UPDATED: Mar 15, 2022Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • Average auto insurance rates in Durand, IL after a DUI are $3,551/year
  • Average auto insurance rates in Durand, IL are $255/month
  • The most expensive auto insurance company in Durand is Allstate

Finding affordable Durand, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Durand, IL auto insurance with confidence is right here. Auto insurance rates in Durand are affected by local factors as well as personal ones like your driving record.

See how Durand, IL car insurance rates compare to Rockford auto insurance rates, Elgin auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Durand.

Don’t buy Durand, IL auto insurance until you’ve compared rates. Get free Durand, Illinois auto insurance quotes when you enter your ZIP code above.

Durand, IL Minimum Auto Insurance Requirements

The required auto insurance in Durand, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Durand, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Durand, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Durand, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Durand, IL. Take a look at Durand, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Durand, Illinois

Insurance Company Poor Fair Good
Allstate $6,434 $4,645 $4,062
American Family $4,815 $3,281 $2,776
Farmers $4,937 $4,151 $3,949
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,063 $1,914 $1,525
Nationwide $2,730 $2,209 $1,940
Progressive $4,117 $3,495 $3,230
State Farm $3,228 $1,936 $1,503
Travelers $2,697 $2,164 $1,762
USAA $3,600 $2,467 $2,031

Buy Cheap Durand, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Durand, Illinois auto insurance rates? Find out how car insurance rates in Durand, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Durand, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,209 $3,224 $3,354 $3,354 $8,342 $10,860 $3,860 $4,174
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,324 $2,322 $2,061 $2,181 $10,013 $10,431 $2,655 $2,775
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,340 $1,445 $1,115 $1,244 $4,411 $4,902 $1,401 $1,479
Nationwide $1,487 $1,513 $1,329 $1,405 $3,961 $5,072 $1,719 $1,858
Progressive $2,098 $1,984 $1,730 $1,809 $7,571 $8,505 $2,503 $2,713
State Farm $1,404 $1,404 $1,253 $1,253 $3,993 $5,061 $1,586 $1,823
Travelers $1,416 $1,493 $1,288 $1,373 $4,006 $5,006 $1,500 $1,579
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

Buy Cheap Durand, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Durand can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Durand, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Durand, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,342 $10,860
American Family $6,391 $8,844
Farmers $10,013 $10,431
GEICO $4,524 $4,715
Liberty Mutual $4,411 $4,902
Nationwide $3,961 $5,072
Progressive $7,571 $8,505
State Farm $3,993 $5,061
Travelers $4,006 $5,006
USAA $5,149 $5,691

Buy Cheap Durand, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Durand, Illinois by comparing Durand senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Durand, IL here.

Annual Auto Insurance Rates for Senior Drivers in Durand, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,354
American Family $2,059 $2,059
Farmers $2,061 $2,181
GEICO $1,429 $1,724
Liberty Mutual $1,115 $1,244
Nationwide $1,329 $1,405
Progressive $1,730 $1,809
State Farm $1,253 $1,253
Travelers $1,288 $1,373
USAA $1,505 $1,491

Find Cheap Auto Insurance Rates in Durand, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Durand, Illinois auto insurance. Compare Durand, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Durand, Illinois

Insurance Company Low Medium High
Allstate $4,902 $5,043 $5,197
American Family $3,482 $3,757 $3,633
Farmers $4,135 $4,244 $4,657
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,052 $2,163 $2,287
Nationwide $2,276 $2,311 $2,292
Progressive $3,324 $3,603 $3,914
State Farm $2,104 $2,225 $2,339
Travelers $2,072 $2,205 $2,345
USAA $2,521 $2,697 $2,882

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Find Cheap Durand, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Durand. Compare auto insurance rates in Durand, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Durand, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,047 $5,047
American Family $3,578 $3,670
Farmers $4,346 $4,346
GEICO $2,338 $2,425
Liberty Mutual $2,167 $2,167
Nationwide $2,293 $2,293
Progressive $3,614 $3,614
State Farm $2,167 $2,278
Travelers $2,122 $2,293
USAA $2,624 $2,776

Find Cheap Durand, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Durand, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Durand, IL, take a look at the average cost for various violations versus rates for a clean driving record in Durand.

Annual Durand, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,605 $6,130 $5,712 $4,740
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,668 $4,732 $4,614 $4,369
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,806 $2,559 $2,252 $2,050
Nationwide $1,857 $2,389 $2,800 $2,126
Progressive $2,978 $4,418 $3,297 $3,763
State Farm $2,033 $2,412 $2,222 $2,222
Travelers $1,761 $2,299 $2,564 $2,205
USAA $1,929 $2,762 $3,784 $2,324

Find Cheap Durand, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Durand, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Durand for less when you shop around and compare rates from multiple Durand, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Durand, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,712
American Family $5,026
Farmers $4,614
GEICO $3,243
Liberty Mutual $2,252
Nationwide $2,800
Progressive $3,297
State Farm $2,222
Travelers $2,564
USAA $3,784

Winners by Category: Where to Buy Cheap Auto Insurance in Durand, IL

Compare rates from the cheapest auto insurance companies in Durand, IL for your needs. Take a look at how Durand, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Durand, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Durand, Illinois Auto Insurance Companies

If you’re looking for the cheapest Durand, IL auto insurance companies overall, you can compare them here. Find the best price for Durand, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Durand, Illinois

Insurance Company Average Annual Rates
Allstate $5,047
American Family $3,624
Farmers $4,346
GEICO $2,382
Liberty Mutual $2,167
Nationwide $2,293
Progressive $3,614
State Farm $2,222
Travelers $2,207
USAA $2,700

What affects Durand, Illinois auto insurance rates?

Local factors affect auto insurance rates in Durand, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Durand auto insurance rates.

Commute Times in Durand

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Durand, IL is 31.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Durand, IL

You can buy cheap Durand, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Durand, Illinois auto insurance quotes from top companies.

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