Buy Cheap Ogdensburg, NY Auto Insurance in 2024
Ogdensburg, NY auto insurance rates average $257 a month. Minimum auto insurance requirements in Ogdensburg, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Ogdensburg, NY, compare Ogdensburg auto insurance quotes from top companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Ogdensburg, NY are $257/month
- Average auto insurance rates in Ogdensburg, NY for teens drivers are $5,295/year
- The most expensive auto insurance company in Ogdensburg is Liberty Mutual
Finding affordable Ogdensburg, New York auto insurance can be challenging, but everything you need to know to buy cheap Ogdensburg, NY auto insurance with confidence is right here. Auto insurance rates in Ogdensburg are affected by local factors as well as personal ones like your driving record.
See how Ogdensburg, NY car insurance rates compare to Albany auto insurance rates, Mount Vernon auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Ogdensburg.
Don’t buy Ogdensburg, NY auto insurance until you’ve compared rates. Get free Ogdensburg, New York auto insurance quotes when you enter your ZIP code above.
Ogdensburg, NY Minimum Auto Insurance Requirements
The required auto insurance in Ogdensburg, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Ogdensburg, New York is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Ogdensburg, NY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Ogdensburg, NY. Take a look at Ogdensburg, New York auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,978 | $2,946 | $2,566 |
| Geico | $2,248 | $1,653 | $1,483 |
| Liberty Mutual | $6,486 | $4,253 | $3,193 |
| Nationwide | $2,664 | $2,664 | $2,664 |
| Progressive | $3,927 | $2,051 | $1,507 |
| State Farm | $4,697 | $2,945 | $2,338 |
| Travelers | $4,736 | $2,984 | $2,591 |
| USAA | $4,423 | $2,195 | $1,945 |
Buy Cheap Ogdensburg, NY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Ogdensburg, New York auto insurance rates? Find out how car insurance rates in Ogdensburg, NY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,390 | $2,267 | $2,223 | $2,260 | $6,737 | $7,224 | $2,416 | $2,455 |
| Geico | $1,326 | $1,278 | $1,290 | $1,271 | $2,755 | $4,009 | $1,198 | $1,231 |
| Liberty Mutual | $3,372 | $3,372 | $3,142 | $3,142 | $6,550 | $10,619 | $3,372 | $3,582 |
| Nationwide | $2,035 | $2,035 | $1,924 | $1,924 | $3,535 | $5,249 | $2,035 | $2,579 |
| Progressive | $1,526 | $1,446 | $1,244 | $1,257 | $5,002 | $5,590 | $1,966 | $1,927 |
| State Farm | $2,112 | $2,112 | $1,834 | $1,834 | $6,084 | $7,873 | $2,313 | $2,452 |
| Travelers | $2,492 | $2,514 | $2,264 | $2,427 | $5,686 | $6,726 | $2,639 | $2,750 |
| USAA | $1,491 | $1,463 | $1,346 | $1,345 | $6,012 | $7,189 | $1,899 | $2,090 |
Buy Cheap Ogdensburg, NY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Ogdensburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ogdensburg, NY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,737 | $7,224 |
| Geico | $2,755 | $4,009 |
| Liberty Mutual | $6,550 | $10,619 |
| Nationwide | $3,535 | $5,249 |
| Progressive | $5,002 | $5,590 |
| State Farm | $6,084 | $7,873 |
| Travelers | $5,686 | $6,726 |
| USAA | $6,012 | $7,189 |
Buy Cheap Ogdensburg, NY Auto Insurance for Seniors
You can save on senior auto insurance rates in Ogdensburg, New York by comparing Ogdensburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ogdensburg, NY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,223 | $2,260 |
| Geico | $1,290 | $1,271 |
| Liberty Mutual | $3,142 | $3,142 |
| Nationwide | $1,924 | $1,924 |
| Progressive | $1,244 | $1,257 |
| State Farm | $1,834 | $1,834 |
| Travelers | $2,264 | $2,427 |
| USAA | $1,346 | $1,345 |
Find Cheap Auto Insurance Rates in Ogdensburg, NY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Ogdensburg, New York auto insurance. Compare Ogdensburg, NY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,329 | $3,487 | $3,674 |
| Geico | $1,700 | $1,788 | $1,897 |
| Liberty Mutual | $4,456 | $4,628 | $4,848 |
| Nationwide | $2,536 | $2,647 | $2,811 |
| Progressive | $2,381 | $2,484 | $2,620 |
| State Farm | $3,178 | $3,343 | $3,459 |
| Travelers | $3,269 | $3,402 | $3,640 |
| USAA | $2,786 | $2,844 | $2,933 |
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Find Cheap Ogdensburg, NY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Ogdensburg. Compare auto insurance rates in Ogdensburg, NY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,450 | $3,543 |
| Geico | $1,742 | $1,847 |
| Liberty Mutual | $4,514 | $4,774 |
| Nationwide | $2,664 | $2,664 |
| Progressive | $2,495 | $2,495 |
| State Farm | $3,211 | $3,443 |
| Travelers | $3,437 | $3,437 |
| USAA | $2,826 | $2,883 |
Find Cheap Ogdensburg, NY Auto Insurance Rates by Driving Record
Auto insurance rates in Ogdensburg, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ogdensburg, NY, take a look at the average cost for various violations versus rates for a clean driving record in Ogdensburg.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,988 | $2,988 | $4,286 | $3,724 |
| Geico | $1,420 | $1,547 | $2,792 | $1,420 |
| Liberty Mutual | $3,723 | $3,723 | $7,405 | $3,723 |
| Nationwide | $2,044 | $2,044 | $4,480 | $2,090 |
| Progressive | $2,430 | $2,430 | $2,676 | $2,444 |
| State Farm | $3,175 | $3,175 | $3,478 | $3,478 |
| Travelers | $2,951 | $3,664 | $3,717 | $3,417 |
| USAA | $2,530 | $2,572 | $3,744 | $2,572 |
Find Cheap Ogdensburg, NY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Ogdensburg, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Ogdensburg for less when you shop around and compare rates from multiple Ogdensburg, NY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,286 |
| Geico | $2,792 |
| Liberty Mutual | $7,405 |
| Nationwide | $4,480 |
| Progressive | $2,676 |
| State Farm | $3,478 |
| Travelers | $3,717 |
| USAA | $3,744 |
Winners by Category: Where to Buy Cheap Auto Insurance in Ogdensburg, NY
Compare rates from the cheapest auto insurance companies in Ogdensburg, NY for your needs. Take a look at how Ogdensburg, New York auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Find Cheap Ogdensburg, New York Auto Insurance Companies
If you’re looking for the cheapest Ogdensburg, NY auto insurance companies overall, you can compare them here. Find the best price for Ogdensburg, New York car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,497 |
| Geico | $1,795 |
| Liberty Mutual | $4,644 |
| Nationwide | $2,664 |
| Progressive | $2,495 |
| State Farm | $3,327 |
| Travelers | $3,437 |
| USAA | $2,854 |
What affects Ogdensburg, New York auto insurance rates?
Local factors affect auto insurance rates in Ogdensburg, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Ogdensburg auto insurance rates.
Commute Times in Ogdensburg
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ogdensburg, NY is 15.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Ogdensburg, NY
You can buy cheap Ogdensburg, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ogdensburg, New York auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when buying cheap auto insurance in Ogdensburg, NY?
When buying cheap auto insurance, it’s important to consider factors such as coverage limits, deductibles, the reputation of the insurance company, customer reviews, discounts available, and the level of customer service provided.
How can I find cheap auto insurance in Ogdensburg, NY?
To find cheap auto insurance in Ogdensburg, NY, you can compare quotes from different insurance companies, consider bundling your auto insurance with other policies, maintain a good driving record, opt for higher deductibles, and inquire about available discounts.
What types of coverage should I look for in cheap auto insurance?
While seeking cheap auto insurance, it’s crucial to ensure that you have adequate coverage for your needs. Common types of coverage to consider include liability coverage, uninsured/underinsured motorist coverage, collision coverage, and comprehensive coverage.
Are there any disadvantages to buying cheap auto insurance?
Yes, there can be disadvantages to buying cheap auto insurance. These may include limited coverage options, higher deductibles, less comprehensive customer service, potential for increased out-of-pocket expenses in case of an accident, and limited availability of additional benefits or add-ons.
Are there any advantages to buying cheap auto insurance?
Yes, there are advantages to buying cheap auto insurance. These may include lower premium costs, the ability to meet minimum legal requirements, potential savings on your overall insurance budget, and the ability to customize coverage options based on your specific needs.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.