Buy Cheap Yellow Springs, OH Auto Insurance (2022)

Yellow Springs, OH auto insurance rates average $226 a month. Minimum auto insurance requirements in Yellow Springs, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Yellow Springs, OH, compare Yellow Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • The most expensive auto insurance company in Yellow Springs after a DUI is Liberty Mutual
  • Average auto insurance rates in Yellow Springs, OH for teens drivers are $5,611/year
  • Average auto insurance rates in Yellow Springs, OH are $226/month

Finding affordable Yellow Springs, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Yellow Springs, OH auto insurance with confidence is right here. Auto insurance rates in Yellow Springs are affected by local factors as well as personal ones like your driving record.

See how Yellow Springs, OH car insurance rates compare to Lorain auto insurance rates, Cincinnati auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Yellow Springs.

Don’t buy Yellow Springs, OH auto insurance until you’ve compared rates. Get free Yellow Springs, Ohio auto insurance quotes when you enter your ZIP code above.

Yellow Springs, OH Minimum Auto Insurance Requirements

The required auto insurance in Yellow Springs, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Yellow Springs, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Yellow Springs, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Yellow Springs, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Yellow Springs, OH. Take a look at Yellow Springs, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Yellow Springs, Ohio

Insurance Company Poor Fair Good
Allstate $3,996 $2,913 $2,433
American Family $1,966 $1,348 $1,143
Farmers $3,703 $3,128 $2,979
GEICO $2,037 $1,700 $1,364
Liberty Mutual $5,925 $3,642 $2,854
Nationwide $4,026 $3,242 $2,737
Progressive $3,657 $3,161 $2,953
State Farm $3,365 $2,080 $1,639
Travelers $3,481 $3,029 $2,828
USAA $1,776 $1,259 $1,074

Buy Cheap Yellow Springs, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Yellow Springs, Ohio auto insurance rates? Find out how car insurance rates in Yellow Springs, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Yellow Springs, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,074 $2,064 $1,870 $1,998 $5,777 $6,621 $2,179 $2,327
American Family $936 $971 $855 $858 $2,828 $3,069 $1,154 $1,214
Farmers $1,731 $1,725 $1,525 $1,610 $7,662 $7,949 $1,938 $2,021
GEICO $1,227 $1,193 $1,156 $1,169 $3,287 $3,057 $1,362 $1,153
Liberty Mutual $1,915 $2,087 $1,474 $1,788 $10,151 $11,460 $2,031 $2,218
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,678 $1,582 $1,397 $1,442 $7,464 $8,405 $2,010 $2,078
State Farm $1,395 $1,395 $1,255 $1,255 $4,481 $5,612 $1,625 $1,872
Travelers $1,431 $1,451 $1,430 $1,418 $6,210 $9,763 $1,495 $1,701
USAA $832 $838 $792 $791 $2,556 $2,844 $1,109 $1,195

Buy Cheap Yellow Springs, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Yellow Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Yellow Springs, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Yellow Springs, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,777 $6,621
American Family $2,828 $3,069
Farmers $7,662 $7,949
GEICO $3,287 $3,057
Liberty Mutual $10,151 $11,460
Nationwide $5,697 $7,347
Progressive $7,464 $8,405
State Farm $4,481 $5,612
Travelers $6,210 $9,763
USAA $2,556 $2,844

Buy Cheap Yellow Springs, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Yellow Springs, Ohio by comparing Yellow Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Yellow Springs, OH here.

Annual Auto Insurance Rates for Senior Drivers in Yellow Springs, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $1,998
American Family $855 $858
Farmers $1,525 $1,610
GEICO $1,156 $1,169
Liberty Mutual $1,474 $1,788
Nationwide $2,005 $2,019
Progressive $1,397 $1,442
State Farm $1,255 $1,255
Travelers $1,430 $1,418
USAA $792 $791

Find Cheap Auto Insurance Rates in Yellow Springs, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Yellow Springs, Ohio auto insurance. Compare Yellow Springs, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Yellow Springs, Ohio

Insurance Company Low Medium High
Allstate $3,022 $3,108 $3,211
American Family $1,460 $1,496 $1,501
Farmers $3,096 $3,220 $3,494
GEICO $1,645 $1,693 $1,764
Liberty Mutual $3,991 $4,160 $4,270
Nationwide $3,690 $3,232 $3,083
Progressive $3,135 $3,230 $3,406
State Farm $2,243 $2,369 $2,472
Travelers $3,034 $3,153 $3,151
USAA $1,309 $1,368 $1,432

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Find Cheap Yellow Springs, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Yellow Springs. Compare auto insurance rates in Yellow Springs, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Yellow Springs, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,114 $3,114
American Family $1,468 $1,503
Farmers $3,270 $3,270
GEICO $1,671 $1,730
Liberty Mutual $4,140 $4,140
Nationwide $3,335 $3,335
Progressive $3,257 $3,257
State Farm $2,303 $2,419
Travelers $3,112 $3,112
USAA $1,318 $1,422

Find Cheap Yellow Springs, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Yellow Springs, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Yellow Springs, OH, take a look at the average cost for various violations versus rates for a clean driving record in Yellow Springs.

Annual Yellow Springs, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,617 $3,160 $3,717 $2,962
American Family $1,424 $1,506 $1,506 $1,506
Farmers $2,696 $3,473 $3,387 $3,523
GEICO $1,155 $1,665 $2,417 $1,565
Liberty Mutual $3,479 $4,465 $4,558 $4,059
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $2,808 $3,818 $2,990 $3,411
State Farm $2,144 $2,579 $2,361 $2,361
Travelers $2,285 $2,987 $4,513 $2,666
USAA $1,053 $1,410 $1,850 $1,166

Find Cheap Yellow Springs, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Yellow Springs, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Yellow Springs for less when you shop around and compare rates from multiple Yellow Springs, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Yellow Springs, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,717
American Family $1,506
Farmers $3,387
GEICO $2,417
Liberty Mutual $4,558
Nationwide $4,314
Progressive $2,990
State Farm $2,361
Travelers $4,513
USAA $1,850

Winners by Category: Where to Buy Cheap Auto Insurance in Yellow Springs, OH

Compare rates from the cheapest auto insurance companies in Yellow Springs, OH for your needs. Take a look at how Yellow Springs, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Yellow Springs, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Yellow Springs, Ohio Auto Insurance Companies

If you’re looking for the cheapest Yellow Springs, OH auto insurance companies overall, you can compare them here. Find the best price for Yellow Springs, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Yellow Springs, Ohio

Insurance Company Average Annual Rates
Allstate $3,114
American Family $1,485
Farmers $3,270
GEICO $1,701
Liberty Mutual $4,140
Nationwide $3,335
Progressive $3,257
State Farm $2,361
Travelers $3,112
USAA $1,370

What affects Yellow Springs, Ohio auto insurance rates?

Local factors affect auto insurance rates in Yellow Springs, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Yellow Springs auto insurance rates.

Commute Times in Yellow Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Yellow Springs, OH is 22.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Yellow Springs, OH

You can buy cheap Yellow Springs, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Yellow Springs, Ohio auto insurance quotes from top companies.

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