Buy Cheap Bonney Lake, WA Auto Insurance in 2024
Bonney Lake, WA auto insurance rates average $287 a month. Minimum auto insurance requirements in Bonney Lake, Washington are 25/50/10 to comply with Washington laws. To buy cheap auto insurance in Bonney Lake, WA, compare Bonney Lake auto insurance quotes from top companies.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Bonney Lake is Liberty Mutual
- Average auto insurance rates in Bonney Lake, WA for teens drivers are $7,002/year
- Average auto insurance rates in Bonney Lake, WA are $287/month
Finding affordable Bonney Lake, Washington auto insurance can be challenging, but everything you need to know to buy cheap Bonney Lake, WA auto insurance with confidence is right here. Auto insurance rates in Bonney Lake are affected by local factors as well as personal ones like your driving record.
See how Bonney Lake, WA car insurance rates compare to Vancouver auto insurance rates, Seattle auto insurance rates, and Kent auto insurance rates before you read more about the cost of auto insurance in Bonney Lake.
Don’t buy Bonney Lake, WA auto insurance until you’ve compared rates. Get free Bonney Lake, Washington auto insurance quotes when you enter your ZIP code above.
Bonney Lake, WA Minimum Auto Insurance Requirements
The required auto insurance in Bonney Lake, WA is 25/50/10 according to the auto insurance laws in Washington. The minimum auto insurance in Bonney Lake, Washington is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Bonney Lake, WA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Bonney Lake, WA. Take a look at Bonney Lake, Washington auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,382 | $4,130 | $3,538 |
| American Family | $4,856 | $3,966 | $3,521 |
| Farmers | $4,108 | $3,126 | $2,910 |
| Geico | $3,414 | $2,731 | $2,458 |
| Liberty Mutual | $6,802 | $4,189 | $3,281 |
| Nationwide | $2,960 | $2,319 | $2,167 |
| Progressive | $4,120 | $3,686 | $3,437 |
| State Farm | $4,067 | $2,440 | $1,897 |
| USAA | $3,124 | $2,290 | $2,014 |
Buy Cheap Bonney Lake, WA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Bonney Lake, Washington auto insurance rates? Find out how car insurance rates in Bonney Lake, WA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,466 | $2,427 | $2,284 | $2,401 | $9,209 | $10,697 | $2,612 | $2,703 |
| American Family | $2,166 | $2,166 | $1,978 | $1,978 | $8,280 | $11,285 | $2,166 | $2,895 |
| Farmers | $2,382 | $2,447 | $2,180 | $2,480 | $5,513 | $5,930 | $3,007 | $3,111 |
| Geico | $1,931 | $1,965 | $1,808 | $1,808 | $4,243 | $5,526 | $3,288 | $2,373 |
| Liberty Mutual | $2,099 | $2,296 | $1,878 | $2,212 | $11,868 | $13,040 | $2,237 | $2,430 |
| Nationwide | $1,588 | $1,623 | $1,478 | $1,537 | $4,371 | $5,302 | $1,905 | $2,052 |
| Progressive | $1,760 | $1,638 | $1,592 | $1,608 | $9,055 | $10,148 | $2,100 | $2,080 |
| State Farm | $1,746 | $1,746 | $1,574 | $1,574 | $5,082 | $6,423 | $1,988 | $2,277 |
| USAA | $1,224 | $1,207 | $1,183 | $1,184 | $5,400 | $6,359 | $1,552 | $1,701 |
Buy Cheap Bonney Lake, WA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Bonney Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bonney Lake, WA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,209 | $10,697 |
| American Family | $8,280 | $11,285 |
| Farmers | $5,513 | $5,930 |
| Geico | $4,243 | $5,526 |
| Liberty Mutual | $11,868 | $13,040 |
| Nationwide | $4,371 | $5,302 |
| Progressive | $9,055 | $10,148 |
| State Farm | $5,082 | $6,423 |
| USAA | $5,400 | $6,359 |
Buy Cheap Bonney Lake, WA Auto Insurance for Seniors
You can save on senior auto insurance rates in Bonney Lake, Washington by comparing Bonney Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bonney Lake, WA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,284 | $2,401 |
| American Family | $1,978 | $1,978 |
| Farmers | $2,180 | $2,480 |
| Geico | $1,808 | $1,808 |
| Liberty Mutual | $1,878 | $2,212 |
| Nationwide | $1,478 | $1,537 |
| Progressive | $1,592 | $1,608 |
| State Farm | $1,574 | $1,574 |
| USAA | $1,183 | $1,184 |
Find Cheap Auto Insurance Rates in Bonney Lake, WA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Bonney Lake, Washington auto insurance. Compare Bonney Lake, WA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,068 | $4,335 | $4,647 |
| American Family | $3,883 | $4,110 | $4,351 |
| Farmers | $3,135 | $3,383 | $3,625 |
| Geico | $2,664 | $2,870 | $3,069 |
| Liberty Mutual | $4,453 | $4,768 | $5,052 |
| Nationwide | $2,339 | $2,481 | $2,626 |
| Progressive | $3,347 | $3,631 | $4,265 |
| State Farm | $2,598 | $2,815 | $2,992 |
| USAA | $2,302 | $2,475 | $2,651 |
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Find Cheap Bonney Lake, WA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Bonney Lake. Compare auto insurance rates in Bonney Lake, WA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,350 | $4,350 |
| American Family | $4,030 | $4,198 |
| Farmers | $3,381 | $3,381 |
| Geico | $2,831 | $2,904 |
| Liberty Mutual | $4,757 | $4,757 |
| Nationwide | $2,482 | $2,482 |
| Progressive | $3,748 | $3,748 |
| State Farm | $2,723 | $2,880 |
| USAA | $2,452 | $2,501 |
Find Cheap Bonney Lake, WA Auto Insurance Rates by Driving Record
Auto insurance rates in Bonney Lake, Washington are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bonney Lake, WA, take a look at the average cost for various violations versus rates for a clean driving record in Bonney Lake.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,624 | $4,588 | $5,109 | $4,081 |
| American Family | $3,295 | $4,227 | $4,890 | $4,045 |
| Farmers | $2,799 | $3,492 | $3,751 | $3,482 |
| Geico | $2,218 | $2,830 | $4,205 | $2,218 |
| Liberty Mutual | $4,054 | $5,119 | $5,213 | $4,644 |
| Nationwide | $1,930 | $2,612 | $3,277 | $2,109 |
| Progressive | $3,030 | $4,771 | $3,532 | $3,657 |
| State Farm | $2,545 | $3,058 | $2,802 | $2,802 |
| USAA | $1,813 | $2,634 | $3,312 | $2,145 |
Find Cheap Bonney Lake, WA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Bonney Lake, Washington is higher than for a clean driving record. You can buy auto insurance after a DUI in Bonney Lake for less when you shop around and compare rates from multiple Bonney Lake, WA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,109 |
| American Family | $4,890 |
| Farmers | $3,751 |
| Geico | $4,205 |
| Liberty Mutual | $5,213 |
| Nationwide | $3,277 |
| Progressive | $3,532 |
| State Farm | $2,802 |
| USAA | $3,312 |
Winners by Category: Where to Buy Cheap Auto Insurance in Bonney Lake, WA
Compare rates from the cheapest auto insurance companies in Bonney Lake, WA for your needs. Take a look at how Bonney Lake, Washington auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Find Cheap Bonney Lake, Washington Auto Insurance Companies
If you’re looking for the cheapest Bonney Lake, WA auto insurance companies overall, you can compare them here. Find the best price for Bonney Lake, Washington car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,350 |
| American Family | $4,114 |
| Farmers | $3,381 |
| Geico | $2,868 |
| Liberty Mutual | $4,757 |
| Nationwide | $2,482 |
| Progressive | $3,747 |
| State Farm | $2,802 |
| USAA | $2,476 |
What affects Bonney Lake, Washington auto insurance rates?
Local factors affect auto insurance rates in Bonney Lake, WA, including traffic, theft statistics, and commute length. Take a look at the things that impact Bonney Lake auto insurance rates.
Auto Theft in Bonney Lake
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Bonney Lake, WA auto theft show a total of 44 vehicle thefts annually.
Commute Times in Bonney Lake
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bonney Lake, WA is 39.7 minutes according to City-Data.
Compare Auto Insurance Quotes in Bonney Lake, WA
You can buy cheap Bonney Lake, WA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bonney Lake, Washington auto insurance quotes from top companies.
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Frequently Asked Questions
Why is it important to have auto insurance in Bonney Lake, WA?
Having auto insurance is essential for several reasons in Bonney Lake, WA. It provides financial protection in case of accidents, theft, or damage to your vehicle. Additionally, Washington state law requires drivers to carry a minimum amount of auto insurance coverage.
What are the minimum auto insurance requirements in Bonney Lake, WA?
In Bonney Lake, WA, the minimum auto insurance requirements are as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $10,000 property damage liability per accident
- $25,000 uninsured/underinsured motorist bodily injury per person
- $50,000 uninsured/underinsured motorist bodily injury per accident
How can I find cheap auto insurance in Bonney Lake, WA?
To find cheap auto insurance in Bonney Lake, WA, consider the following tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a good driving record to qualify for lower premiums.
- Opt for higher deductibles, but ensure you can afford to pay them in case of a claim.
- Bundle your auto insurance with other policies, such as homeowners or renters insurance, to get discounts.
- Ask about available discounts, such as safe driver discounts, multi-car discounts, or loyalty discounts.
What factors can affect my auto insurance rates in Bonney Lake, WA?
Several factors can impact your auto insurance rates in Bonney Lake, WA, including:
- Your driving record and history of accidents or traffic violations.
- Your age, as younger drivers often face higher rates.
- The type of vehicle you drive, including its make, model, and year.
- Your credit history, as insurance companies may consider it when determining rates.
- The coverage limits and deductibles you choose.
- Your location in Bonney Lake, as areas with higher crime rates or traffic congestion may lead to higher premiums.
Are there any discounts available for auto insurance in Bonney Lake, WA?
Yes, many insurance companies offer various discounts for auto insurance in Bonney Lake, WA. Some common discounts include:
- Good driver discounts for maintaining a clean driving record.
- Multi-policy discounts for bundling auto insurance with other policies.
- Good student discounts for students who maintain a certain GPA.
- Safety feature discounts for vehicles equipped with safety features like anti-lock brakes or airbags.
- Loyalty discounts for customers who have been with the same insurance company for an extended period.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.