Buy Cheap Montgomery, TX Auto Insurance in 2023
Montgomery, TX auto insurance rates average $351 a month. Minimum auto insurance requirements in Montgomery, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Montgomery, TX, compare Montgomery auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: May 10, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 10, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Montgomery, TX after a DUI are $4,775/year
- Average auto insurance rates in Montgomery, TX are $351/month
- The most expensive auto insurance company in Montgomery after a DUI is Allstate
Finding affordable Montgomery, Texas auto insurance can be challenging, but everything you need to know to buy cheap Montgomery, TX auto insurance with confidence is right here. Auto insurance rates in Montgomery are affected by local factors as well as personal ones like your driving record.
See how Montgomery, TX car insurance rates compare to San Antonio auto insurance rates, El Paso auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Montgomery.
Don’t buy Montgomery, TX auto insurance until you’ve compared rates. Get free Montgomery, Texas auto insurance quotes when you enter your ZIP code above.
Montgomery, TX Minimum Auto Insurance Requirements
The required auto insurance in Montgomery, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Montgomery, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Montgomery, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Montgomery, TX. Take a look at Montgomery, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,837 | $5,020 | $4,303 |
| American Family | $8,150 | $5,329 | $4,642 |
| Geico | $5,421 | $3,062 | $2,037 |
| Nationwide | $4,796 | $3,857 | $3,347 |
| Progressive | $5,431 | $4,736 | $4,403 |
| State Farm | $4,335 | $2,698 | $2,149 |
| USAA | $3,874 | $2,245 | $1,808 |
Buy Cheap Montgomery, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Montgomery, Texas auto insurance rates? Find out how car insurance rates in Montgomery, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,471 | $3,493 | $3,424 | $3,424 | $9,317 | $11,220 | $4,289 | $4,455 |
| American Family | $3,416 | $3,855 | $3,292 | $3,823 | $10,000 | $13,008 | $5,103 | $5,826 |
| Geico | $2,589 | $2,805 | $2,505 | $2,862 | $5,747 | $5,949 | $2,807 | $2,791 |
| Nationwide | $2,477 | $2,516 | $2,184 | $2,312 | $7,192 | $9,228 | $2,926 | $3,165 |
| Progressive | $2,511 | $2,372 | $2,255 | $2,286 | $11,069 | $12,364 | $2,981 | $3,017 |
| State Farm | $2,125 | $2,125 | $1,895 | $1,895 | $5,161 | $6,587 | $2,316 | $2,383 |
| USAA | $1,683 | $1,691 | $1,611 | $1,598 | $4,749 | $5,163 | $2,244 | $2,400 |
Buy Cheap Montgomery, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Montgomery can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montgomery, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,317 | $11,220 |
| American Family | $10,000 | $13,008 |
| Geico | $5,747 | $5,949 |
| Nationwide | $7,192 | $9,228 |
| Progressive | $11,069 | $12,364 |
| State Farm | $5,161 | $6,587 |
| USAA | $4,749 | $5,163 |
Buy Cheap Montgomery, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Montgomery, Texas by comparing Montgomery senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montgomery, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,424 | $3,424 |
| American Family | $3,292 | $3,823 |
| Geico | $2,505 | $2,862 |
| Nationwide | $2,184 | $2,312 |
| Progressive | $2,255 | $2,286 |
| State Farm | $1,895 | $1,895 |
| USAA | $1,611 | $1,598 |
Find Cheap Auto Insurance Rates in Montgomery, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Montgomery, Texas auto insurance. Compare Montgomery, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,262 | $5,340 | $5,559 |
| American Family | $5,551 | $5,776 | $6,793 |
| Geico | $3,310 | $3,461 | $3,750 |
| Nationwide | $4,332 | $3,830 | $3,838 |
| Progressive | $4,617 | $4,836 | $5,117 |
| State Farm | $2,897 | $3,054 | $3,232 |
| USAA | $2,546 | $2,631 | $2,750 |
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Find Cheap Montgomery, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Montgomery. Compare auto insurance rates in Montgomery, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,253 | $5,520 |
| American Family | $6,040 | $6,040 |
| Geico | $3,442 | $3,572 |
| Nationwide | $4,000 | $4,000 |
| Progressive | $4,857 | $4,857 |
| State Farm | $3,061 | $3,061 |
| USAA | $2,609 | $2,676 |
Find Cheap Montgomery, TX Auto Insurance Rates by ZIP Code
Auto insurance rates in Montgomery, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Montgomery, TX to see how much where you live in Montgomery affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 77316 | $6,375 |
| 77356 | $6,295 |
Find Cheap Montgomery, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Montgomery, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montgomery, TX, take a look at the average cost for various violations versus rates for a clean driving record in Montgomery.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,147 | $6,480 | $6,772 | $4,147 |
| American Family | $5,470 | $7,059 | $6,161 | $5,470 |
| Geico | $2,973 | $3,946 | $3,276 | $3,832 |
| Nationwide | $3,467 | $3,467 | $5,148 | $3,918 |
| Progressive | $4,228 | $5,517 | $4,931 | $4,752 |
| State Farm | $2,712 | $3,121 | $3,699 | $2,712 |
| USAA | $1,966 | $2,910 | $3,436 | $2,258 |
Find Cheap Montgomery, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Montgomery, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Montgomery for less when you shop around and compare rates from multiple Montgomery, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,772 |
| American Family | $6,161 |
| Geico | $3,276 |
| Nationwide | $5,148 |
| Progressive | $4,931 |
| State Farm | $3,699 |
| USAA | $3,436 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Montgomery, TX
Compare rates from the cheapest auto insurance companies in Montgomery, TX for your needs. Take a look at how Montgomery, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Find Cheap Montgomery, Texas Auto Insurance Companies
If you’re looking for the cheapest Montgomery, TX auto insurance companies overall, you can compare them here. Find the best price for Montgomery, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,387 |
| American Family | $6,040 |
| Geico | $3,507 |
| Nationwide | $4,000 |
| Progressive | $4,857 |
| State Farm | $3,061 |
| USAA | $2,642 |
What affects Montgomery, Texas auto insurance rates?
Local factors affect auto insurance rates in Montgomery, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Montgomery auto insurance rates.
Commute Times in Montgomery
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montgomery, TX is 38.1 minutes according to City-Data.
Traffic in Montgomery
How is traffic in Montgomery, Texas? Inrix data shows that Montgomery, TX traffic makes it the 413th-most congested city compared to other cities worldwide.
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Compare Auto Insurance Quotes in Montgomery, TX
You can buy cheap Montgomery, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montgomery, Texas auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.