Buy Cheap Montgomery, TX Auto Insurance (2022)

Montgomery, TX auto insurance rates average $351 a month. Minimum auto insurance requirements in Montgomery, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Montgomery, TX, compare Montgomery auto insurance quotes from top companies.

UPDATED: May 10, 2022Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Montgomery, TX after a DUI are $4,775/year
  • Average auto insurance rates in Montgomery, TX are $351/month
  • The most expensive auto insurance company in Montgomery after a DUI is Allstate

Finding affordable Montgomery, Texas auto insurance can be challenging, but everything you need to know to buy cheap Montgomery, TX auto insurance with confidence is right here. Auto insurance rates in Montgomery are affected by local factors as well as personal ones like your driving record.

See how Montgomery, TX car insurance rates compare to San Antonio auto insurance rates, El Paso auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Montgomery.

Don’t buy Montgomery, TX auto insurance until you’ve compared rates. Get free Montgomery, Texas auto insurance quotes when you enter your ZIP code above.

Montgomery, TX Minimum Auto Insurance Requirements

The required auto insurance in Montgomery, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Montgomery, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Montgomery, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Montgomery, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Montgomery, TX. Take a look at Montgomery, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Montgomery, Texas

Insurance Company Poor Fair Good
Allstate $6,837 $5,020 $4,303
American Family $8,150 $5,329 $4,642
GEICO $5,421 $3,062 $2,037
Nationwide $4,796 $3,857 $3,347
Progressive $5,431 $4,736 $4,403
State Farm $4,335 $2,698 $2,149
USAA $3,874 $2,245 $1,808

Buy Cheap Montgomery, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montgomery, Texas auto insurance rates? Find out how car insurance rates in Montgomery, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montgomery, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,471 $3,493 $3,424 $3,424 $9,317 $11,220 $4,289 $4,455
American Family $3,416 $3,855 $3,292 $3,823 $10,000 $13,008 $5,103 $5,826
GEICO $2,589 $2,805 $2,505 $2,862 $5,747 $5,949 $2,807 $2,791
Nationwide $2,477 $2,516 $2,184 $2,312 $7,192 $9,228 $2,926 $3,165
Progressive $2,511 $2,372 $2,255 $2,286 $11,069 $12,364 $2,981 $3,017
State Farm $2,125 $2,125 $1,895 $1,895 $5,161 $6,587 $2,316 $2,383
USAA $1,683 $1,691 $1,611 $1,598 $4,749 $5,163 $2,244 $2,400

Buy Cheap Montgomery, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montgomery can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montgomery, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montgomery, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,317 $11,220
American Family $10,000 $13,008
GEICO $5,747 $5,949
Nationwide $7,192 $9,228
Progressive $11,069 $12,364
State Farm $5,161 $6,587
USAA $4,749 $5,163

Buy Cheap Montgomery, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Montgomery, Texas by comparing Montgomery senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montgomery, TX here.

Annual Auto Insurance Rates for Senior Drivers in Montgomery, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,424 $3,424
American Family $3,292 $3,823
GEICO $2,505 $2,862
Nationwide $2,184 $2,312
Progressive $2,255 $2,286
State Farm $1,895 $1,895
USAA $1,611 $1,598

Find Cheap Auto Insurance Rates in Montgomery, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montgomery, Texas auto insurance. Compare Montgomery, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montgomery, Texas

Insurance Company Low Medium High
Allstate $5,262 $5,340 $5,559
American Family $5,551 $5,776 $6,793
GEICO $3,310 $3,461 $3,750
Nationwide $4,332 $3,830 $3,838
Progressive $4,617 $4,836 $5,117
State Farm $2,897 $3,054 $3,232
USAA $2,546 $2,631 $2,750

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Find Cheap Montgomery, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montgomery. Compare auto insurance rates in Montgomery, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montgomery, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,253 $5,520
American Family $6,040 $6,040
GEICO $3,442 $3,572
Nationwide $4,000 $4,000
Progressive $4,857 $4,857
State Farm $3,061 $3,061
USAA $2,609 $2,676

Find Cheap Montgomery, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Montgomery, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Montgomery, TX to see how much where you live in Montgomery affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Montgomery, Texas

ZIP Code Average Annual Rates
77316 $6,375
77356 $6,295

Find Cheap Montgomery, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Montgomery, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montgomery, TX, take a look at the average cost for various violations versus rates for a clean driving record in Montgomery.

Annual Montgomery, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,147 $6,480 $6,772 $4,147
American Family $5,470 $7,059 $6,161 $5,470
GEICO $2,973 $3,946 $3,276 $3,832
Nationwide $3,467 $3,467 $5,148 $3,918
Progressive $4,228 $5,517 $4,931 $4,752
State Farm $2,712 $3,121 $3,699 $2,712
USAA $1,966 $2,910 $3,436 $2,258

Find Cheap Montgomery, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montgomery, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Montgomery for less when you shop around and compare rates from multiple Montgomery, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montgomery, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,772
American Family $6,161
GEICO $3,276
Nationwide $5,148
Progressive $4,931
State Farm $3,699
USAA $3,436

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Winners by Category: Where to Buy Cheap Auto Insurance in Montgomery, TX

Compare rates from the cheapest auto insurance companies in Montgomery, TX for your needs. Take a look at how Montgomery, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montgomery, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Montgomery, Texas Auto Insurance Companies

If you’re looking for the cheapest Montgomery, TX auto insurance companies overall, you can compare them here. Find the best price for Montgomery, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Montgomery, Texas

Insurance Company Average Annual Rates
Allstate $5,387
American Family $6,040
GEICO $3,507
Nationwide $4,000
Progressive $4,857
State Farm $3,061
USAA $2,642

What affects Montgomery, Texas auto insurance rates?

Local factors affect auto insurance rates in Montgomery, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Montgomery auto insurance rates.

Commute Times in Montgomery

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montgomery, TX is 38.1 minutes according to City-Data.

Traffic in Montgomery

How is traffic in Montgomery, Texas? Inrix data shows that Montgomery, TX traffic makes it the 413th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Montgomery, TX

You can buy cheap Montgomery, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montgomery, Texas auto insurance quotes from top companies.

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