Buy Cheap Alaska Auto Insurance in 2024
Compare Quotes Now
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
State Coverage Requirements
Coverage Type
State Coverage Requirements
Bodily Injury Liability
$50,000 limit per person / $100,000 limit per accident
Property Damage Liability
$25,000 limit
Collision
Not required, but recommended
Comprehensive
Not required, but recommended
Medical Expenses
Not required, but recommended
Personal Injury Protection (PIP)
Not required
Uninsured Motorist
Not required, but recommended
Underinsured Motorist
Not required, but recommended
Property Protection (PPI)
Not required
Average rates vs National Average
Cellphone/Texting
Buy Cheap Alaska Auto Insurance in 2024
Explained
Hand-Held Cell Phone Ban:
No
No
All Cell Phone Use Ban for Novice Drivers:
No
No
Texting Ban:
In Alaska, text messaging is banned for all drivers.
In Alaska, text messaging is banned for all drivers.
DUI Laws
Buy Cheap Alaska Auto Insurance in 2024
Explained
The legal limit for a blood alcohol concentration (BAC):
0.08
The legal limit for a blood alcohol concentration (BAC) while driving is 0.08. It is a crime to drive with a BAC at this number or above it.
Increased penalty for high BAC:
.15 or above
There's an increased penalty (at the specific judge's discression) for driving with a BAC 0.15 or above.
1st offense Suspension:
90 days
Administrative license suspension on the 1st offense: In Alaska, law enforcers can confiscate a first-time offender's driver's license for 90 days if he or she exceeds the legal limit. Limited driving privileges, such as to and from work, are permitted after 30 days.
Ignition Interlocks:
Mandatory for all offenders
Ignition Interlocks: These are devices installed in the cars of convicted drunk drivers, which analyze the breath or the driver before starting the vehicle and disable the ignition if alcohol is detected. Alaska has made ignition interlocks mandatory for all convicted drunk drivers, even first-time offenders.
Repeat Offenders:
None
None in Alaska.
Open Container Law:
None
None in Alaska.
Graduated Drivers License
Buy Cheap Alaska Auto Insurance in 2024
Explained
Learner Stage:
(Supervised driving, to be completed with a driving test): At 14 years of age, individuals can begin driving with supervision for a period of time lasting a minimum of six months. In this stage, the new drivers are required to get 40 hours of supervised driving hours, 10 of which need to be at night.
Intermediate Stage:
Age: 16
Night Driving Restriction: 1am-5am
Passenger Restriction: No passengers under 21 for the first 6 months
(Some limits are applied to unsupervised drivers in high-risk situations): 16-year-old drivers who passed the driver's test are now unsupervised drivers in the intermediate stage. These drivers are not allowed to drive between the hours of 1am and 5am and they cannot have any passengers under 21 for the first 6 months.
Full Privilege Age:
Age: 16.5
(Full driver's license): At the age of 16 and 6 months, Alaska drivers can get a standard driver's license without restrictions.
Speed Limit
Rural Interstates:
SPEED LIMIT
55
MPH
SPEED LIMIT
55
MPH
Urban Interstates:
SPEED LIMIT
55
MPH
SPEED LIMIT
55
MPH
Other Limited Access Roads:
SPEED LIMIT
55
MPH
SPEED LIMIT
55 MPH
Page Source: ghsa.org
Buy Cheap Alaska Auto Insurance in 2024
Department of Insurance
Website: commerce.alaska.gov/dnn/ins/Home.aspx
Address: 333 Willoughby Ave, 9th Floor, Juneau, Alaska 99801
Phone: 1-800-467-8725 or 1-800-INSURAK
Buy Cheap Alaska Auto Insurance in 2024
DMV Information
Website: doa.alaska.gov/dmv/
Phone: 855-269-5551 or 907-269-5551