Buy Cheap Mckinney, TX Auto Insurance in 2023
Mckinney, TX auto insurance rates average $322 a month. Minimum auto insurance requirements in Mckinney, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Mckinney, TX, compare Mckinney auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|
UPDATED: May 10, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 10, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in McKinney, TX after a DUI are $4,402/year
- Average auto insurance rates in McKinney, TX for teens drivers are $6,967/year
- The most expensive auto insurance company in McKinney is Allstate
Finding affordable McKinney, Texas auto insurance can be challenging, but everything you need to know to buy cheap McKinney, TX auto insurance with confidence is right here. Auto insurance rates in McKinney are affected by local factors as well as personal ones like your driving record.
See how McKinney, TX car insurance rates compare to San Antonio auto insurance rates, Plano auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in McKinney.
Don’t buy McKinney, TX auto insurance until you’ve compared rates. Get free McKinney, Texas auto insurance quotes when you enter your ZIP code above.
McKinney, TX Minimum Auto Insurance Requirements
The required auto insurance in McKinney, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in McKinney, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap McKinney, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in McKinney, TX. Take a look at McKinney, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,554 | $4,808 | $4,120 |
| American Family | $6,199 | $3,990 | $3,480 |
| Geico | $5,536 | $3,125 | $2,078 |
| Nationwide | $4,379 | $3,530 | $3,067 |
| Progressive | $4,906 | $4,260 | $3,956 |
| State Farm | $4,470 | $2,784 | $2,219 |
| USAA | $3,767 | $2,189 | $1,764 |
Buy Cheap McKinney, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect McKinney, Texas auto insurance rates? Find out how car insurance rates in McKinney, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,328 | $3,348 | $3,284 | $3,284 | $8,926 | $10,742 | $4,108 | $4,263 |
| American Family | $2,638 | $2,956 | $2,528 | $2,912 | $7,432 | $9,696 | $3,871 | $4,418 |
| Geico | $2,617 | $2,841 | $2,532 | $2,902 | $5,934 | $6,131 | $2,847 | $2,833 |
| Nationwide | $2,271 | $2,305 | $2,007 | $2,121 | $6,571 | $8,418 | $2,681 | $2,897 |
| Progressive | $2,292 | $2,190 | $2,051 | $2,083 | $9,833 | $11,005 | $2,738 | $2,800 |
| State Farm | $2,165 | $2,165 | $1,938 | $1,938 | $5,374 | $6,879 | $2,367 | $2,434 |
| USAA | $1,627 | $1,625 | $1,560 | $1,534 | $4,699 | $5,085 | $2,163 | $2,295 |
Buy Cheap McKinney, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in McKinney can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in McKinney, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,926 | $10,742 |
| American Family | $7,432 | $9,696 |
| Geico | $5,934 | $6,131 |
| Nationwide | $6,571 | $8,418 |
| Progressive | $9,833 | $11,005 |
| State Farm | $5,374 | $6,879 |
| USAA | $4,699 | $5,085 |
Buy Cheap McKinney, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in McKinney, Texas by comparing McKinney senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in McKinney, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,284 | $3,284 |
| American Family | $2,528 | $2,912 |
| Geico | $2,532 | $2,902 |
| Nationwide | $2,007 | $2,121 |
| Progressive | $2,051 | $2,083 |
| State Farm | $1,938 | $1,938 |
| USAA | $1,560 | $1,534 |
Find Cheap Auto Insurance Rates in McKinney, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of McKinney, Texas auto insurance. Compare McKinney, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,032 | $5,112 | $5,337 |
| American Family | $4,246 | $4,393 | $5,029 |
| Geico | $3,389 | $3,542 | $3,809 |
| Nationwide | $3,949 | $3,505 | $3,524 |
| Progressive | $4,201 | $4,360 | $4,560 |
| State Farm | $2,983 | $3,152 | $3,338 |
| USAA | $2,482 | $2,563 | $2,675 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap McKinney, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in McKinney. Compare auto insurance rates in McKinney, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,033 | $5,288 |
| American Family | $4,556 | $4,556 |
| Geico | $3,516 | $3,643 |
| Nationwide | $3,659 | $3,659 |
| Progressive | $4,374 | $4,374 |
| State Farm | $3,158 | $3,158 |
| USAA | $2,541 | $2,606 |
Find Cheap McKinney, TX Auto Insurance Rates by ZIP Code
Auto insurance rates in McKinney, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in McKinney, TX to see how much where you live in McKinney affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 75070 | $5,528 |
| 75071 | $5,876 |
Find Cheap McKinney, TX Auto Insurance Rates by Driving Record
Auto insurance rates in McKinney, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in McKinney, TX, take a look at the average cost for various violations versus rates for a clean driving record in McKinney.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,971 | $6,211 | $6,488 | $3,971 |
| American Family | $4,131 | $5,319 | $4,645 | $4,131 |
| Geico | $3,034 | $4,050 | $3,334 | $3,902 |
| Nationwide | $3,175 | $3,175 | $4,701 | $3,585 |
| Progressive | $3,814 | $4,942 | $4,448 | $4,292 |
| State Farm | $2,786 | $3,221 | $3,838 | $2,786 |
| USAA | $1,909 | $2,836 | $3,358 | $2,191 |
Find Cheap McKinney, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in McKinney, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in McKinney for less when you shop around and compare rates from multiple McKinney, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,488 |
| American Family | $4,645 |
| Geico | $3,334 |
| Nationwide | $4,701 |
| Progressive | $4,448 |
| State Farm | $3,838 |
| USAA | $3,358 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Winners by Category: Where to Buy Cheap Auto Insurance in McKinney, TX
Compare rates from the cheapest auto insurance companies in McKinney, TX for your needs. Take a look at how McKinney, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Find Cheap McKinney, Texas Auto Insurance Companies
If you’re looking for the cheapest McKinney, TX auto insurance companies overall, you can compare them here. Find the best price for McKinney, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,160 |
| American Family | $4,556 |
| Geico | $3,580 |
| Nationwide | $3,659 |
| Progressive | $4,374 |
| State Farm | $3,158 |
| USAA | $2,573 |
What affects McKinney, Texas auto insurance rates?
Local factors affect auto insurance rates in McKinney, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact McKinney auto insurance rates.
Auto Theft in McKinney
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for McKinney, TX auto theft show a total of 156 vehicle thefts annually.
Commute Times in McKinney
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in McKinney, TX is 29.3 minutes according to City-Data.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Compare Auto Insurance Quotes in McKinney, TX
You can buy cheap McKinney, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free McKinney, Texas auto insurance quotes from top companies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|