Buy Cheap Alliance, NE Auto Insurance in 2024
Alliance, NE auto insurance rates average $292 a month. Minimum auto insurance requirements in Alliance, Nebraska are 25/50/25 to comply with Nebraska laws. To buy cheap auto insurance in Alliance, NE, compare Alliance auto insurance quotes from top companies.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Alliance is Liberty Mutual
- Average auto insurance rates in Alliance, NE for teens drivers are $6,614/year
- Average auto insurance rates in Alliance, NE are $292/month
Finding affordable Alliance, Nebraska auto insurance can be challenging, but everything you need to know to buy cheap Alliance, NE auto insurance with confidence is right here. Auto insurance rates in Alliance are affected by local factors as well as personal ones like your driving record.
See how Alliance, NE car insurance rates compare to Hastings auto insurance rates, Norfolk auto insurance rates, and Omaha auto insurance rates before you read more about the cost of auto insurance in Alliance.
Don’t buy Alliance, NE auto insurance until you’ve compared rates. Get free Alliance, Nebraska auto insurance quotes when you enter your ZIP code above.
Alliance, NE Minimum Auto Insurance Requirements
The required auto insurance in Alliance, NE is 25/50/25 according to the auto insurance laws in Nebraska. The minimum auto insurance in Alliance, Nebraska is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Alliance, NE Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Alliance, NE. Take a look at Alliance, Nebraska auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,211 | $3,196 | $2,766 |
| American Family | $2,891 | $1,983 | $1,615 |
| Farmers | $4,321 | $3,579 | $3,406 |
| Geico | $5,585 | $4,834 | $4,208 |
| Liberty Mutual | $9,634 | $5,782 | $4,547 |
| Nationwide | $3,030 | $2,399 | $2,114 |
| Progressive | $4,127 | $3,457 | $3,187 |
| State Farm | $3,292 | $1,974 | $1,533 |
| USAA | $3,114 | $2,093 | $1,770 |
Buy Cheap Alliance, NE Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Alliance, Nebraska auto insurance rates? Find out how car insurance rates in Alliance, NE are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,357 | $2,256 | $2,076 | $2,095 | $6,281 | $6,608 | $2,690 | $2,762 |
| American Family | $1,745 | $1,745 | $1,586 | $1,586 | $2,885 | $4,210 | $1,707 | $1,842 |
| Farmers | $2,160 | $2,149 | $1,936 | $2,038 | $8,286 | $8,544 | $2,457 | $2,581 |
| Geico | $3,833 | $3,768 | $3,747 | $3,606 | $7,445 | $9,812 | $3,441 | $3,354 |
| Liberty Mutual | $3,568 | $3,876 | $2,812 | $3,418 | $14,887 | $16,723 | $3,765 | $4,186 |
| Nationwide | $1,782 | $1,846 | $1,592 | $1,711 | $3,970 | $4,975 | $2,035 | $2,206 |
| Progressive | $2,028 | $1,963 | $1,663 | $1,728 | $7,668 | $8,655 | $2,426 | $2,593 |
| State Farm | $1,513 | $1,513 | $1,312 | $1,312 | $3,913 | $5,020 | $1,665 | $1,886 |
| USAA | $1,413 | $1,419 | $1,272 | $1,329 | $4,191 | $5,050 | $1,849 | $2,083 |
Buy Cheap Alliance, NE Auto Insurance for Teen Drivers
Auto insurance for teenagers in Alliance can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alliance, NE are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,281 | $6,608 |
| American Family | $2,885 | $4,210 |
| Farmers | $8,286 | $8,544 |
| Geico | $7,445 | $9,812 |
| Liberty Mutual | $14,887 | $16,723 |
| Nationwide | $3,970 | $4,975 |
| Progressive | $7,668 | $8,655 |
| State Farm | $3,913 | $5,020 |
| USAA | $4,191 | $5,050 |
Buy Cheap Alliance, NE Auto Insurance for Seniors
You can save on senior auto insurance rates in Alliance, Nebraska by comparing Alliance senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alliance, NE here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,076 | $2,095 |
| American Family | $1,586 | $1,586 |
| Farmers | $1,936 | $2,038 |
| Geico | $3,747 | $3,606 |
| Liberty Mutual | $2,812 | $3,418 |
| Nationwide | $1,592 | $1,711 |
| Progressive | $1,663 | $1,728 |
| State Farm | $1,312 | $1,312 |
| USAA | $1,272 | $1,329 |
Find Cheap Auto Insurance Rates in Alliance, NE by Coverage Level
The amount of coverage you choose is a big factor in the cost of Alliance, Nebraska auto insurance. Compare Alliance, NE auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,332 | $3,386 | $3,454 |
| American Family | $2,149 | $2,228 | $2,113 |
| Farmers | $3,619 | $3,718 | $3,970 |
| Geico | $4,799 | $4,872 | $4,956 |
| Liberty Mutual | $6,500 | $6,625 | $6,839 |
| Nationwide | $2,570 | $2,502 | $2,471 |
| Progressive | $3,418 | $3,581 | $3,773 |
| State Farm | $2,187 | $2,263 | $2,350 |
| USAA | $2,255 | $2,322 | $2,400 |
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Find Cheap Alliance, NE Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Alliance. Compare auto insurance rates in Alliance, NE by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,391 | $3,391 |
| American Family | $2,145 | $2,181 |
| Farmers | $3,769 | $3,769 |
| Geico | $4,799 | $4,953 |
| Liberty Mutual | $6,654 | $6,654 |
| Nationwide | $2,515 | $2,515 |
| Progressive | $3,590 | $3,590 |
| State Farm | $2,208 | $2,325 |
| USAA | $2,298 | $2,353 |
Find Cheap Alliance, NE Auto Insurance Rates by Driving Record
Auto insurance rates in Alliance, Nebraska are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alliance, NE, take a look at the average cost for various violations versus rates for a clean driving record in Alliance.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,970 | $3,327 | $3,969 | $3,297 |
| American Family | $2,117 | $2,301 | $2,117 | $2,117 |
| Farmers | $3,185 | $4,085 | $3,984 | $3,821 |
| Geico | $3,081 | $4,482 | $6,834 | $5,106 |
| Liberty Mutual | $5,717 | $6,708 | $7,298 | $6,895 |
| Nationwide | $1,773 | $2,575 | $3,695 | $2,016 |
| Progressive | $3,055 | $4,469 | $3,416 | $3,422 |
| State Farm | $2,120 | $2,413 | $2,267 | $2,267 |
| USAA | $1,772 | $2,216 | $3,309 | $2,006 |
Find Cheap Alliance, NE Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Alliance, Nebraska is higher than for a clean driving record. You can buy auto insurance after a DUI in Alliance for less when you shop around and compare rates from multiple Alliance, NE auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,969 |
| American Family | $2,117 |
| Farmers | $3,984 |
| Geico | $6,834 |
| Liberty Mutual | $7,298 |
| Nationwide | $3,695 |
| Progressive | $3,416 |
| State Farm | $2,267 |
| USAA | $3,309 |
Winners by Category: Where to Buy Cheap Auto Insurance in Alliance, NE
Compare rates from the cheapest auto insurance companies in Alliance, NE for your needs. Take a look at how Alliance, Nebraska auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Find Cheap Alliance, Nebraska Auto Insurance Companies
If you’re looking for the cheapest Alliance, NE auto insurance companies overall, you can compare them here. Find the best price for Alliance, Nebraska car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,391 |
| American Family | $2,163 |
| Farmers | $3,769 |
| Geico | $4,876 |
| Liberty Mutual | $6,654 |
| Nationwide | $2,515 |
| Progressive | $3,590 |
| State Farm | $2,267 |
| USAA | $2,326 |
What affects Alliance, Nebraska auto insurance rates?
Local factors affect auto insurance rates in Alliance, NE, including traffic, theft statistics, and commute length. Take a look at the things that impact Alliance auto insurance rates.
Commute Times in Alliance
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alliance, NE is 8.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Alliance, NE
You can buy cheap Alliance, NE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alliance, Nebraska auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Alliance, NE?
To find cheap auto insurance in Alliance, NE, there are a few strategies you can use. First, shop around and compare quotes from multiple insurance providers. Each company may offer different rates and discounts, so it’s important to explore your options. Additionally, maintaining a clean driving record and a good credit score can help lower your insurance premiums. Lastly, consider adjusting your coverage limits and deductibles to find a balance between affordability and adequate protection.
What factors can affect my auto insurance rates in Alliance, NE?
Several factors can influence your auto insurance rates in Alliance, NE. These factors include your driving record, age, gender, marital status, type of vehicle, annual mileage, credit history, and the coverage options you choose. Insurance companies use these variables to assess the level of risk you pose as a driver, which affects the premium you’ll pay for your policy.
Are there any specific auto insurance requirements in Alliance, NE?
Yes, there are specific auto insurance requirements in Alliance, NE. The state follows a “fault” or “at-fault” system, which means that the person found responsible for causing the accident is liable for the resulting damages. As per Nebraska law, all drivers must carry liability insurance with minimum coverage limits of 25/50/25. This means $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $25,000 property damage liability per accident.
What other types of auto insurance coverage should I consider in Alliance, NE?
In addition to liability insurance, it is recommended to consider other types of auto insurance coverage to enhance your protection. Collision coverage can help pay for repairs or replacement of your vehicle if it’s damaged in a collision, regardless of who is at fault. Comprehensive coverage can cover non-collision incidents like theft, vandalism, or natural disasters. Uninsured/underinsured motorist coverage protects you if you’re involved in an accident with a driver who doesn’t have sufficient insurance. Medical payments coverage can help with medical expenses for you and your passengers after an accident.
Can my credit score impact my auto insurance rates in Alliance, NE?
Yes, your credit score can impact your auto insurance rates in Alliance, NE. Insurance companies often use credit-based insurance scores as one of the factors in determining premiums. Studies have shown that individuals with lower credit scores tend to file more insurance claims, leading insurers to consider them higher-risk customers. It’s essential to maintain good credit by paying bills on time, reducing debt, and monitoring your credit report for accuracy.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.