Buy Cheap Brookhaven, MS Auto Insurance in 2023
Brookhaven, MS auto insurance rates average $306 a month. Minimum auto insurance requirements in Brookhaven, Mississippi are 25/50/25 to comply with Mississippi laws. To buy cheap auto insurance in Brookhaven, MS, compare Brookhaven auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Brookhaven, MS are $306/month
- Average auto insurance rates in Brookhaven, MS after a DUI are $4,427/year
- The most expensive auto insurance company in Brookhaven is Liberty Mutual
Finding affordable Brookhaven, Mississippi auto insurance can be challenging, but everything you need to know to buy cheap Brookhaven, MS auto insurance with confidence is right here. Auto insurance rates in Brookhaven are affected by local factors as well as personal ones like your driving record.
See how Brookhaven, MS car insurance rates compare to Olive Branch auto insurance rates, Greenville auto insurance rates, and Oxford auto insurance rates before you read more about the cost of auto insurance in Brookhaven.
Don’t buy Brookhaven, MS auto insurance until you’ve compared rates. Get free Brookhaven, Mississippi auto insurance quotes when you enter your ZIP code above.
Brookhaven, MS Minimum Auto Insurance Requirements
The required auto insurance in Brookhaven, MS is 25/50/25 according to the auto insurance laws in Mississippi. The minimum auto insurance in Brookhaven, Mississippi is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Brookhaven, MS Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Brookhaven, MS. Take a look at Brookhaven, Mississippi auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,359 | $4,745 | $3,781 |
| Geico | $6,655 | $3,771 | $2,815 |
| Liberty Mutual | $6,828 | $4,170 | $3,275 |
| Nationwide | $3,049 | $2,484 | $2,264 |
| Progressive | $4,635 | $3,961 | $3,684 |
| State Farm | $4,378 | $2,651 | $2,073 |
| Travelers | $4,435 | $3,619 | $3,671 |
| USAA | $2,721 | $1,770 | $1,476 |
Buy Cheap Brookhaven, MS Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Brookhaven, Mississippi auto insurance rates? Find out how car insurance rates in Brookhaven, MS are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,597 | $2,482 | $2,313 | $2,368 | $10,299 | $10,972 | $2,959 | $3,038 |
| Geico | $3,174 | $3,000 | $2,878 | $2,675 | $8,038 | $7,596 | $5,377 | $2,573 |
| Liberty Mutual | $2,801 | $3,031 | $2,247 | $2,519 | $10,105 | $11,233 | $2,981 | $3,143 |
| Nationwide | $1,935 | $1,989 | $1,738 | $1,841 | $3,844 | $4,885 | $2,189 | $2,368 |
| Progressive | $2,433 | $2,271 | $2,002 | $1,941 | $8,964 | $10,020 | $2,504 | $2,611 |
| State Farm | $1,901 | $1,901 | $1,702 | $1,702 | $5,552 | $6,974 | $2,120 | $2,422 |
| Travelers | $1,758 | $1,789 | $1,673 | $1,674 | $7,897 | $12,491 | $1,845 | $2,140 |
| USAA | $1,346 | $1,334 | $1,253 | $1,270 | $3,315 | $3,941 | $1,642 | $1,810 |
Buy Cheap Brookhaven, MS Auto Insurance for Teen Drivers
Auto insurance for teenagers in Brookhaven can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Brookhaven, MS are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,299 | $10,972 |
| Geico | $8,038 | $7,596 |
| Liberty Mutual | $10,105 | $11,233 |
| Nationwide | $3,844 | $4,885 |
| Progressive | $8,964 | $10,020 |
| State Farm | $5,552 | $6,974 |
| Travelers | $7,897 | $12,491 |
| USAA | $3,315 | $3,941 |
Buy Cheap Brookhaven, MS Auto Insurance for Seniors
You can save on senior auto insurance rates in Brookhaven, Mississippi by comparing Brookhaven senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Brookhaven, MS here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,313 | $2,368 |
| Geico | $2,878 | $2,675 |
| Liberty Mutual | $2,247 | $2,519 |
| Nationwide | $1,738 | $1,841 |
| Progressive | $2,002 | $1,941 |
| State Farm | $1,702 | $1,702 |
| Travelers | $1,673 | $1,674 |
| USAA | $1,253 | $1,270 |
Find Cheap Auto Insurance Rates in Brookhaven, MS by Coverage Level
The amount of coverage you choose is a big factor in the cost of Brookhaven, Mississippi auto insurance. Compare Brookhaven, MS auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,422 | $4,625 | $4,838 |
| Geico | $4,167 | $4,444 | $4,630 |
| Liberty Mutual | $4,474 | $4,737 | $5,061 |
| Nationwide | $2,463 | $2,590 | $2,744 |
| Progressive | $3,686 | $4,141 | $4,453 |
| State Farm | $2,866 | $3,022 | $3,214 |
| Travelers | $3,715 | $3,932 | $4,078 |
| USAA | $1,862 | $1,978 | $2,126 |
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Find Cheap Brookhaven, MS Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Brookhaven. Compare auto insurance rates in Brookhaven, MS by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,628 | $4,628 |
| Geico | $4,399 | $4,428 |
| Liberty Mutual | $4,758 | $4,758 |
| Nationwide | $2,599 | $2,599 |
| Progressive | $4,093 | $4,093 |
| State Farm | $2,961 | $3,107 |
| Travelers | $3,908 | $3,908 |
| USAA | $1,927 | $2,050 |
Find Cheap Brookhaven, MS Auto Insurance Rates by Driving Record
Auto insurance rates in Brookhaven, Mississippi are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Brookhaven, MS, take a look at the average cost for various violations versus rates for a clean driving record in Brookhaven.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,915 | $4,612 | $5,557 | $4,430 |
| Geico | $2,754 | $4,168 | $6,329 | $4,404 |
| Liberty Mutual | $3,376 | $5,387 | $5,521 | $4,746 |
| Nationwide | $2,082 | $2,648 | $3,362 | $2,302 |
| Progressive | $3,503 | $4,714 | $4,040 | $4,116 |
| State Farm | $2,753 | $3,378 | $3,003 | $3,003 |
| Travelers | $3,414 | $3,574 | $4,916 | $3,728 |
| USAA | $1,555 | $1,983 | $2,690 | $1,727 |
Find Cheap Brookhaven, MS Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Brookhaven, Mississippi is higher than for a clean driving record. You can buy auto insurance after a DUI in Brookhaven for less when you shop around and compare rates from multiple Brookhaven, MS auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,557 |
| Geico | $6,329 |
| Liberty Mutual | $5,521 |
| Nationwide | $3,362 |
| Progressive | $4,040 |
| State Farm | $3,003 |
| Travelers | $4,916 |
| USAA | $2,690 |
Winners by Category: Where to Buy Cheap Auto Insurance in Brookhaven, MS
Compare rates from the cheapest auto insurance companies in Brookhaven, MS for your needs. Take a look at how Brookhaven, Mississippi auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Brookhaven, Mississippi Auto Insurance Companies
If you’re looking for the cheapest Brookhaven, MS auto insurance companies overall, you can compare them here. Find the best price for Brookhaven, Mississippi car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,628 |
| Geico | $4,414 |
| Liberty Mutual | $4,758 |
| Nationwide | $2,599 |
| Progressive | $4,093 |
| State Farm | $3,034 |
| Travelers | $3,908 |
| USAA | $1,989 |
What affects Brookhaven, Mississippi auto insurance rates?
Local factors affect auto insurance rates in Brookhaven, MS, including traffic, theft statistics, and commute length. Take a look at the things that impact Brookhaven auto insurance rates.
Auto Theft in Brookhaven
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Brookhaven, MS auto theft show a total of 23 vehicle thefts annually.
Commute Times in Brookhaven
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Brookhaven, MS is 18.8 minutes according to City-Data.
Compare Auto Insurance Quotes in Brookhaven, MS
You can buy cheap Brookhaven, MS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Brookhaven, Mississippi auto insurance quotes from top companies.
Frequently Asked Questions
What factors can affect the cost of auto insurance in Brookhaven, MS?
Several factors can influence the cost of auto insurance in Brookhaven, MS. These factors include your driving record, age, gender, marital status, type of vehicle, coverage limits, deductibles, and the insurance company you choose. Additionally, the area you live in, such as Brookhaven, MS, may have specific factors that impact insurance rates, including local traffic patterns, crime rates, and weather conditions.
Are there any discounts available for auto insurance in Brookhaven, MS?
Yes, there are various discounts available for auto insurance in Brookhaven, MS. Common discounts include multi-policy discounts, safe driver discounts, good student discounts, and discounts for vehicles equipped with safety features. It’s advisable to inquire with insurance providers about the specific discounts they offer and if you qualify for any of them.
What are the minimum auto insurance requirements in Brookhaven, MS?
In Mississippi, including Brookhaven, the minimum auto insurance requirements include liability coverage of at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. Remember, these are minimum requirements, and it’s often recommended to consider additional coverage options to adequately protect yourself and your assets.
How can I find cheap auto insurance in Brookhaven, MS?
To find cheap auto insurance in Brookhaven, MS, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and strive to avoid traffic violations.
- Bundle your auto insurance with other policies, such as homeowners or renters insurance, to potentially qualify for multi-policy discounts.
- Inquire about any available discounts, such as safe driver discounts or discounts for completing defensive driving courses.
- Choose a vehicle with good safety features and a lower cost of repair and replacement.
- Adjust your coverage limits and deductibles based on your specific needs and budget.
- Seek guidance from an independent insurance agent who can help you navigate the options and find the best coverage at an affordable price.
Are there any local insurance agencies in Brookhaven, MS that can help me find cheap auto insurance?
Yes, there are local insurance agencies in Brookhaven, MS that can assist you in finding cheap auto insurance. These agencies are familiar with the local insurance market and can provide personalized guidance based on your needs and budget. Consider reaching out to local agents to explore your options and obtain quotes from multiple providers.
Are there any specific considerations for insuring a vehicle in Brookhaven, MS?
When insuring a vehicle in Brookhaven, MS, it’s important to consider factors such as the local weather conditions and any unique risks associated with the area. For example, if your vehicle is prone to hail damage, you may want to consider comprehensive coverage. Additionally, if you live in an area with a higher incidence of car theft, you might want to ensure you have sufficient coverage for theft or vandalism.
Can my credit score affect my auto insurance rates in Brookhaven, MS?
Yes, in most states, including Mississippi, insurance companies may consider your credit score as a factor when determining your auto insurance rates. It’s important to maintain a good credit score by paying bills on time, managing debt responsibly, and regularly checking your credit report for any errors.
How can I lower my auto insurance premiums in Brookhaven, MS?
There are several ways to potentially lower your auto insurance premiums in Brookhaven, MS. Some strategies include:
- Increasing your deductibles, if financially feasible, to lower your premium.
- Maintaining a good driving record by avoiding accidents and traffic violations.
- Inquiring about available discounts, such as loyalty discounts or discounts for paying the annual premium in full.
- Periodically reviewing your coverage to ensure you’re not paying for unnecessary or duplicate coverage.
- Installing safety devices in your vehicle, such as an anti-theft system or a dashcam, which may qualify you for discounts.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.