American Access Car Insurance Review (2022)
Drivers who have an international license or need SR-22 can get the coverage they need with the American Access Casualty Company. While not many discounts are available through the American Access Casualty Company, you can view your policy documents and make payments online if you buy auto insurance through this company.
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UPDATED: Jun 17, 2022
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- American Access offers bilingual assistance
- American Access provides SR-22 insurance
- American Access allows drivers with an international license to apply for insurance
Getting auto insurance can be difficult if you’ve just moved to the United States from another country, and public transportation may not be as prevalent in America as it is in other countries. If you need to go somewhere or want to see great American landmarks, the American Access Casualty Company can get you the coverage you need to drive legally in the United States.
Learn how you can get SR-22 insurance from American Access Casualty Insurance and how you can save money with this company.
Discover more about this company and enter your ZIP code to receive free insurance quotes right away.
Table of Contents
What is American Access Casualty Company?
The American Access Casualty Company Insurance was founded in 1999 and currently provides insurance to drivers in four states:
- Illinois
- Indiana
- Arizona
- Texas
When scanning the website for American Access locations, the only address listed is the company’s corporate office, located at 2211 Butterfield Rd. Suite 200, Downers Grove, IL 60515.
If you need to buy a liability-only or a full coverage policy, you’ll be able to find an agent who can help you on the American Access website. With your American Access login, you’ll be able to review your policy documents and make your American Access insurance payment.
If you need to contact the American Access claims department, you must call a designated claims number. American Access does not provide the option to file a claim online.
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What is the difference between American Access Casualty and other auto insurance companies?
Unlike other insurance companies on the market today, American Access Insurance Company allows drivers with an international license to apply for insurance.
You can even apply for insurance with American Access if you don’t have a driver’s license. It may seem odd to purchase auto insurance if you don’t have a license. However, if someone has given up their license and still owns a car, an active insurance policy can allow that individual to be driven legally by a friend or neighbor.
What are the best features of the American Access Casualty Company?
While the best features of an auto policy may change from driver to driver, American Access offers features that include low down payments and installment payment plans and provides same-day insurance.
One other best feature or crowning glory is American Access offers cheap SR-22 insurance. This type of insurance can be hard to find, and certain states require that high-risk drivers obtain SR-22 insurance. American Access may be the company for you if you need this insurance.
How can you save money with the American Access Casualty Company?
Unfortunately, you can’t reduce your American Access payment by having insurance bundles as this company doesn’t have any other policies. You can save money through the multi-car discount, anti-theft discount, and renewal discount offered by American Access. As you can see, American Access doesn’t offer much in the way of discounts, unlike other major auto insurance companies:
Discounts | 21st Century | AAA | Allstate | American Family | Ameriprise | Amica | Country Financial | Esurance | Farmers | GEICO | Liberty Mutual | MetLife | Nationwide | Progressive | Safe Auto | Safeco | State Farm | The General | The Hanover | The Hartford | Travelers | USAA |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Adaptive Cruise Control | No | No | No | No | No | No | No | No | No | No | Yes | Yes | Yes | Yes | No | No | No | No | No | No | No | |
Adaptive Headlights | No | No | No | No | No | Yes | Yes | No | Yes | No | Yes | Yes | Yes | Yes | No | No | No | No | No | Yes | No | No |
Anti-lock Brakes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Anti-Theft | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Daytime Running Lights | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | No | No | Yes | Yes | Yes | Yes |
Electronic Stability Control | No | No | Yes | Yes | No | Yes | Yes | No | Yes | No | Yes | Yes | Yes | Yes | No | No | No | No | No | No | No | No |
Utility Vehicle | No | No | Yes | No | No | No | No | No | Yes | Yes | No | No | No | No | No | No | No | No | No | Yes | No | No |
Vehicle Recovery | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
VIN Etching | No | No | No | No | No | No | No | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | No | No | No | No | Yes | Yes |
Lane Departure Warning | No | No | No | No | No | No | No | No | No | No | Yes | Yes | Yes | Yes | No | No | No | No | No | No | No | No |
Newer Vehicle | Yes | Yes | Yes | No | No | No | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | No | No | Yes | Yes | Yes |
Green Vehicle | Yes | No | Yes | No | No | No | No | Yes | Yes | No | Yes | No | No | No | No | No | No | Yes | Yes | |||
Forward Collision Warning | No | No | No | No | No | Yes | Yes | No | No | No | Yes | Yes | Yes | Yes | No | No | No | No | No | Yes | No | No |
Claim Free | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Continuous Coverage | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | No | No | No | Yes | Yes | Yes | No | No | Yes | Yes | Yes | No |
Defensive Driver | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Distant Student | No | Yes | Yes | Yes | Yes | Yes | No | No | Yes | Yes | No | No | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | |
Driver's Ed | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | |
Driving Device/App | No | Yes | Yes | Yes | No | No | No | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | No | No | Yes | Yes | Yes | |
Early Signing | Yes | No | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | No | Yes | No | No | No | Yes | Yes | Yes |
Emergency Deployment | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No |
Engaged Couple | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Family Legacy | No | No | No | Yes | No | Yes | No | No | No | Yes | No | Yes | No | Yes | No | No | No | No | No | No | No | Yes |
Family Plan | No | No | No | Yes | No | No | Yes | No | Yes | No | No | No | Yes | No | No | No | No | No | No | Yes | No | No |
Farm Vehicle | No | No | Yes | No | No | No | No | No | Yes | Yes | No | No | No | No | No | No | No | No | No | Yes | No | No |
Fast 5 | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | |
Federal Employee | No | No | No | No | No | No | No | No | Yes | Yes | Yes | Yes | No | No | No | No | No | No | No | No | No | No |
Full Payment | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | |
Further Education | No | No | No | No | Yes | No | Yes | Yes | No | Yes | Yes | No | Yes | No | No | Yes | No | No | Yes | No | Yes | No |
Garaging/Storing | No | No | No | No | Yes | Yes | No | No | Yes | No | No | No | No | No | No | No | No | No | No | Yes | Yes | Yes |
Good Credit | No | No | No | No | No | No | No | No | No | No | No | No | Yes | Yes | Yes | Yes | No | No | No | No | No | |
Good Student | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Homeowner | Yes | Yes | No | No | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No |
Life Insurance | No | No | Yes | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No |
Low Mileage | No | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | |
Loyalty | No | No | No | Yes | Yes | Yes | Yes | No | No | Yes | No | Yes | Yes | Yes | No | Yes | No | Yes | No | Yes | No | Yes |
Married | No | Yes | No | No | No | Yes | Yes | Yes | No | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | No | Yes |
Membership/Group | No | Yes | No | No | Yes | No | No | Yes | No | Yes | Yes | Yes | Yes | No | No | Yes | No | No | Yes | Yes | Yes | No |
Military | No | No | Yes | No | No | No | No | Yes | Yes | Yes | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | No | No | Yes |
Military Garaging | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
Multiple Drivers | No | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | Yes | No | No |
Multiple Policies | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Multiple Vehicles | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
New Address | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
New Customer/New Plan | No | No | No | No | No | No | No | No | No | Yes | Yes | No | No | Yes | No | No | No | No | No | No | No | |
New Graduate | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
Newly Licensed | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
Newlyweds | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No |
Non-Smoker/Non-Drinker | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Occasional Operator | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | Yes |
Occupation | No | No | Yes | No | No | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | No | Yes | No | No | Yes | Yes | Yes | No |
On Time Payments | No | No | Yes | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | Yes | Yes | No | |
Online Shopper | No | No | No | No | No | No | No | Yes | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No |
Paperless Documents | No | No | Yes | Yes | No | Yes | No | No | Yes | No | No | Yes | Yes | Yes | No | No | No | No | No | Yes | No | No |
Paperless/Auto Billing | No | No | Yes | Yes | No | Yes | No | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Passive Restraint | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Recent Retirees | No | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | Yes | No | No |
Renter | No | No | No | No | No | Yes | No | Yes | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No |
Roadside Assistance | No | No | No | No | Yes | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Safe Driver | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes |
Seat Belt Use | No | No | No | No | No | No | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No |
Senior Driver | Yes | No | Yes | No | No | No | No | Yes | Yes | No | No | Yes | No | No | No | No | No | Yes | Yes | Yes | No | Yes |
Stable Residence | No | No | No | No | No | No | No | No | No | No | No | No | Yes | Yes | Yes | No | No | No | Yes | No | No | |
Students & Alumni | No | No | No | Yes | No | No | No | Yes | No | Yes | Yes | Yes | Yes | No | No | No | No | No | No | No | No | No |
Switching Provider | Yes | No | No | Yes | No | Yes | No | Yes | Yes | Yes | Yes | No | Yes | Yes | No | No | Yes | Yes | No | No | No | |
Volunteer | No | No | No | Yes | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No | No |
Young Driver | Yes | No | No | No | No | No | Yes | No | No | No | Yes | No | No | Yes | No | Yes | No | No | No | No | No | Yes |
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If you need to save money on your car insurance, you can also follow safe driving practices and maintain a good credit score. Insurance companies often review your driving history and credit score and will most likely view you as a low-risk driver if you can keep your claims low and your credit score high.
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What You Need to Know About the American Access Casualty Company
American Access lives up to its name. It allows more drivers access to American roads to have their very own adventures. If you live in a state where American Access provides insurance, you can get liability-only, full coverage, or SR-22 insurance if you need it. American Access also offers bilingual services, so if English isn’t your first language, you can rest assured that you’ll be able to get the assistance that you need.
Now that you’ve finished this detailed American Access review, you have the tools you need to find the best auto insurance policy for your coverage needs. Enter your ZIP code to compare free quotes from insurance companies near you today.