State Farm Drive Safe and Save or OnStar Review for 2022

The State Farm Drive Safe and Save with OnStar program is a great way to save money on your State Farm auto insurance policy. This program is designed to promote safer driving by allowing you to earn discounts the safer you drive. The program is completely free and available to all State Farm auto insurance customers.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • State Farm Drive Safe & Save with OnStar provides up to 30% discount on auto insurance
  • OnStar and a free app use mileage and other driving behaviors to help you earn a discount for safer driving
  • Drive Safe and Save with OnStar is a free program available to all auto insurance customers

State Farm customers with OnStar-compatible vehicles can now save even more with the State Farm Drive Safe & Save with OnStar program. This free program is designed to promote safer driving behaviors.

This program is available to all State Farm customers that have some auto insurance coverage.

OnStar is well known for delivering superior customer service that is easy to access. With the push of a button, you can dial the OnStar phone number, and they will help you navigate, call for a tow, offer location services and so much more.

The partnership of these two reliable companies promises to deliver solid discounts on your auto insurance while keeping you safer on the road.

Keep reading to learn how you can save money on auto insurance with discounts for State Farm and enjoy higher discounts by having an OnStar membership.

Want to check that your rates are still the best around? Enter your ZIP code above, and we will pull up local auto insurance premiums so you can ensure you are still getting the best deal.

What is State Farm Drive Safe and Save with OnStar?

Drive Safe & Save is a free telematics program designed by to promote safer driving habits with the incentive of earning good driver discounts from State Farm on your car insurance.

The partnership between the two companies allows OnStar to track your mileage while the app tracks your driving behaviors and sends them directly to State Farm.

To activate the program, you will need to use your OnStar logins to sign up for vehicle diagnostics to ensure that OnStar can access the information State Farm will need.

Once you have an active OnStar plan and have enrolled in the Drive Safe and Save program, you can link the two programs together via the app.

If you have any troubles, it’s easy to contact OnStar customer service with a push of the button from inside your car.

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How does the Drive Safe and Save program work?

Drive Safe and Save tracks specific driving habits tied to an increased risk of accidents. These behaviors include:

  • Braking
  • Cornering
  • Speeding
  • Distracted driving

Reducing these behaviors is paramount in making our roads safer.

In fact, according to the CDC, an average of 3,000 people are killed in accidents involving just distracted driving every year, and hundreds of thousands more are injured.

To make it easier to drive safer, the program not only tracks your behaviors but sends tips to help you become a better driver. As you follow these tips, you will earn a larger discount on your monthly premiums.

This program can be particularly good if you are trying to make your auto insurance rates more affordable for your teenager. The program can help you track how well they are driving and where they need to improve.

Is Drive Safe and Save with OnStar right for me?

If you have an OnStar account and are a State Farm auto insurance customer, there are virtually no downsides to the Drive Safe & Save with OnStar program.

It is free, so if you are already paying for your OnStar membership, you won’t have any additional expenditures by signing up.

If you are not currently an OnStar customer, you can still sign up for the Drive Safe and Save program, simply without the OnStar component and accompanying discount.

By driving safer, you can actively save money on your monthly auto insurance premiums and make the roads a better place for not only you and your family but everyone else as well.

The Drive Safe & Save with OnStar program makes becoming a safer driver easy and rewarding, so why not give it a try?

If you feel like even with a discount, you are still overpaying for auto insurance, why not shop around? Enter your ZIP code below, and we will pull up rates near you to help you start your search.

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