American Guarantee & Liability Insurance Co Auto Insurance Review: Should you buy in 2023?
American Guarantee and Liability Insurance Co, a subsidiary of Zurich American Insurance Company, has a superior financial rating and great customer satisfaction. American Guarantee is licensed to sell products in all 50 states and the District of Columbia. Because they are a subsidiary of an international company, there are some products available in countries such as Europe, South America, Asia, and the Middle East. They offer airplane, auto, boat, business, health, and home insurance. If there is a product they can't provide, they will refer you to one of their sister companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Jun 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
- Zurich American Insurance Company is the parent company of American Guarantee & Liability Insurance Co.
- American Guarantee carries the same ratings as Zurich American Insurance Company
- American Guarantee is licensed to sell insurance products inside the United States and District of Columbia
American Guarantee and Liability Insurance Co, a subsidiary of Zurich American Insurance Company, has a superior financial rating. It is one of the top-rated insurance companies in the United States.
Although American Guarantee and Liability Insurance Co. has a parent company, they are not considered a third-party auto insurance company. They operate somewhat independently selling insurance products in all 50 US states and the District of Columbia.
American Guarantee and Liability Insurance Co. is owned by Zurich American Insurance Company Everything that affects the parent company, falls back onto American Guarantee, such as ratings and customer complaints.
If American Guarantee and Liability Insurance Co. is not the right company for you, multiple sister companies offer the same products with slight variations. Enter your ZIP code and get a free quote today.
What should you know about American Guarantee & Liability Insurance Co.?
American Guarantee & Liability Insurance Co. is directly affiliated with Zurich American Insurance Co. Both companies are regulated by the National Association of Insurance Commissioners.
Zurich American Insurance Co. is motivated and builds itself on careers, industry knowledge, and sustainability. They do this by:
- Recognizing and rewarding creativity and contribution
- Having a knowledge hub
- Serving with a positive impact in society as insurer, investor, and employer
Through their parent company, American Guarantee and Liability Insurance Co. offers insurance policies for airplanes, autos, boats, businesses, health, and homeowners. Policies are largely sold through independent insurance agents. So if you come across a quote from them, you’re most likely getting multiple quotes to compare your options.
Since American Guarantee is not its own entity, the company carries the same ratings as Zurich American Insurance Co.
Zurich American Insurance Co. has a financial rating of an A+, which is a superior rating, and a longtime rating of AA-.
American Guarantee is licensed to sell insurance products in all 50 states and the District of Columbia.
Zurich American is an international company. Their products are available in Europe, South America, Asia, and the Middle East.
If you need a product that the company is not able to provide, they will refer you to one of their sister companies. They cater to individuals, small- to medium-sized businesses, and multinational companies.
Auto Insurance Discounts Available from the Top Insurance Companies
| Provider | Defensive Driver Discount | Safe Driver Discount |
|---|---|---|
| Allstate | ✓ | ✓ |
| American Family | ✓ | ✗ |
| Farmers | ✗ | ✗ |
| Geico | ✗ | ✓ |
| Liberty Mutual | ✓ | ✗ |
| Nationwide | ✓ | ✓ |
| Progressive | ✓ | ✓ |
| State Farm | ✓ | ✓ |
| Travelers | ✓ | ✓ |
| USAA | ✓ | ✓ |
Any information that a client or prospective client needs on claims, customer service, or additional information, representatives can be reached at 847-605-6000 or 1-800-382-2150. They can help you with anything from switching your car insurance to purchasing life insurance.
American Guarantee Insurance Co. offers multiple insurance products. Find out which one is for you. Enter your ZIP code and get a free quote today.
Frequently Asked Questions
What factors should I consider when deciding whether to purchase auto insurance from American Guarantee & Liability Insurance Co?
When considering whether to purchase auto insurance from any company, including American Guarantee & Liability Insurance Co, it’s important to consider several factors:
- Financial stability: Assess the company’s financial strength ratings from reputable agencies to ensure they can fulfill their financial obligations.
- Coverage options: Evaluate the range of coverage options available and if they meet your specific needs.
- Customer service: Read reviews and gather feedback from existing or previous customers to assess the company’s customer service quality and responsiveness.
- Premiums and discounts: Compare the cost of premiums and any available discounts to ensure they align with your budget and potential savings opportunities.
- Claims handling: Research the company’s reputation for handling claims efficiently and fairly, as this can greatly impact your experience during the claims process.
Are there any specific advantages or disadvantages to buying auto insurance from American Guarantee & Liability Insurance Co?
The advantages or disadvantages of purchasing auto insurance from American Guarantee & Liability Insurance Co can vary depending on individual experiences and circumstances. It’s crucial to gather information specific to the company and compare it to your needs. Consider factors such as coverage options, premiums, customer service, and claims handling when evaluating the potential advantages or disadvantages of any insurance provider.
Where can I find more information about American Guarantee & Liability Insurance Co?
To find more information about American Guarantee & Liability Insurance Co, you can visit their official website, which typically provides details about their products, coverage options, contact information, and frequently asked questions. Additionally, you can search for online reviews and ratings from customers and consult with local insurance agents who may have insights or experience working with the company.
Should I buy auto insurance from American Guarantee & Liability Insurance Co?
The decision to purchase auto insurance from American Guarantee & Liability Insurance Co, or any other insurance provider, should be based on thorough research, comparison of options, and personal preferences. Consider factors such as the company’s reputation, financial stability, coverage options, customer service, and premiums. It can also be beneficial to obtain quotes from multiple insurance companies to compare prices and coverage before making a decision. Ultimately, the choice should be based on finding a reliable provider that meets your insurance needs and fits within your budget.
What is American Guarantee & Liability Insurance Co?
American Guarantee & Liability Insurance Co (AGL) is an insurance company that provides a range of insurance products, including auto insurance coverage. They offer policies to meet the needs of individual drivers and provide protection against potential liabilities.
How long has American Guarantee & Liability Insurance Co been in business?
American Guarantee & Liability Insurance Co has been in business since [insert year], establishing itself as an experienced insurance provider within the industry.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.