Buy Cheap Ardmore, TN Auto Insurance (2022)

Ardmore, TN auto insurance rates average $276 a month. Minimum auto insurance requirements in Ardmore, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Ardmore, TN, compare Ardmore auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • Average auto insurance rates in Ardmore, TN are $276/month
  • Average auto insurance rates in Ardmore, TN for teens drivers are $6,695/year
  • Average auto insurance rates in Ardmore, TN after a DUI are $4,203/year

Finding affordable Ardmore, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Ardmore, TN auto insurance with confidence is right here. Auto insurance rates in Ardmore are affected by local factors as well as personal ones like your driving record.

See how Ardmore, TN car insurance rates compare to Bartlett auto insurance rates, Chattanooga auto insurance rates, and Franklin auto insurance rates before you read more about the cost of auto insurance in Ardmore.

Don’t buy Ardmore, TN auto insurance until you’ve compared rates. Get free Ardmore, Tennessee auto insurance quotes when you enter your ZIP code above.

Ardmore, TN Minimum Auto Insurance Requirements

The required auto insurance in Ardmore, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Ardmore, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Ardmore, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Ardmore, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ardmore, TN. Take a look at Ardmore, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ardmore, Tennessee

Insurance Company Poor Fair Good
Allstate $6,202 $4,744 $3,627
Farmers $4,149 $3,236 $3,061
GEICO $3,789 $3,238 $2,976
Liberty Mutual $8,092 $4,957 $3,880
Nationwide $3,761 $2,980 $2,643
Progressive $4,075 $3,506 $3,274
State Farm $3,601 $2,161 $1,679
Travelers $3,478 $2,720 $1,987
USAA $4,227 $2,471 $2,036

Buy Cheap Ardmore, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ardmore, Tennessee auto insurance rates? Find out how car insurance rates in Ardmore, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ardmore, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,842 $2,737 $2,548 $2,646 $10,480 $11,394 $3,049 $3,162
Farmers $1,881 $1,915 $1,690 $1,844 $7,422 $7,867 $2,535 $2,703
GEICO $2,253 $2,279 $2,082 $2,082 $6,611 $6,752 $2,274 $2,344
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,857 $1,756 $1,511 $1,580 $8,254 $9,304 $2,238 $2,447
State Farm $1,539 $1,539 $1,378 $1,378 $4,553 $5,707 $1,735 $2,011
Travelers $1,774 $1,868 $1,606 $1,710 $4,916 $6,072 $1,891 $1,991
USAA $1,628 $1,653 $1,469 $1,465 $5,911 $6,773 $2,125 $2,269

Buy Cheap Ardmore, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ardmore can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ardmore, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ardmore, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,480 $11,394
Farmers $7,422 $7,867
GEICO $6,611 $6,752
Nationwide $5,414 $7,005
Progressive $8,254 $9,304
State Farm $4,553 $5,707
Travelers $4,916 $6,072
USAA $5,911 $6,773

Buy Cheap Ardmore, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Ardmore, Tennessee by comparing Ardmore senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ardmore, TN here.

Annual Auto Insurance Rates for Senior Drivers in Ardmore, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,548 $2,646
Farmers $1,690 $1,844
GEICO $2,082 $2,082
Nationwide $1,818 $1,853
Progressive $1,511 $1,580
State Farm $1,378 $1,378
Travelers $1,606 $1,710
USAA $1,469 $1,465

Find Cheap Auto Insurance Rates in Ardmore, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ardmore, Tennessee auto insurance. Compare Ardmore, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ardmore, Tennessee

Insurance Company Low Medium High
Allstate $4,682 $4,846 $5,044
Farmers $3,305 $3,467 $3,674
GEICO $3,196 $3,328 $3,480
Liberty Mutual $5,395 $5,640 $5,894
Nationwide $3,154 $3,057 $3,173
Progressive $3,396 $3,616 $3,843
State Farm $2,351 $2,490 $2,599
Travelers $2,570 $2,726 $2,889
USAA $2,824 $2,902 $3,009

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Find Cheap Ardmore, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ardmore. Compare auto insurance rates in Ardmore, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ardmore, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,857 $4,857
Farmers $3,482 $3,482
GEICO $3,318 $3,351
Liberty Mutual $5,643 $5,643
Nationwide $3,128 $3,128
Progressive $3,618 $3,618
State Farm $2,422 $2,538
Travelers $2,621 $2,836
USAA $2,830 $2,993

Find Cheap Ardmore, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Ardmore, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ardmore, TN, take a look at the average cost for various violations versus rates for a clean driving record in Ardmore.

Annual Ardmore, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,083 $4,858 $5,834 $4,655
Farmers $2,973 $3,680 $3,753 $3,522
GEICO $2,406 $3,244 $5,282 $2,406
Liberty Mutual $4,580 $6,591 $6,132 $5,268
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,188 $4,133 $3,396 $3,757
State Farm $2,270 $2,690 $2,480 $2,480
Travelers $2,213 $2,839 $3,137 $2,724
USAA $2,112 $3,173 $3,742 $2,619

Find Cheap Ardmore, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ardmore, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Ardmore for less when you shop around and compare rates from multiple Ardmore, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ardmore, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,834
Farmers $3,753
GEICO $5,282
Liberty Mutual $6,132
Nationwide $4,070
Progressive $3,396
State Farm $2,480
Travelers $3,137
USAA $3,742

Winners by Category: Where to Buy Cheap Auto Insurance in Ardmore, TN

Compare rates from the cheapest auto insurance companies in Ardmore, TN for your needs. Take a look at how Ardmore, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ardmore, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Ardmore, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Ardmore, TN auto insurance companies overall, you can compare them here. Find the best price for Ardmore, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Ardmore, Tennessee

Insurance Company Average Annual Rates
Allstate $4,857
Farmers $3,482
GEICO $3,335
Nationwide $3,128
Progressive $3,618
State Farm $2,480
Travelers $2,728
USAA $2,912

What affects Ardmore, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Ardmore, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Ardmore auto insurance rates.

Commute Times in Ardmore

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ardmore, TN is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Ardmore, TN

You can buy cheap Ardmore, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ardmore, Tennessee auto insurance quotes from top companies.

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