Buy Cheap Pineville, KY Auto Insurance in 2024
Pineville, KY auto insurance rates average $492 a month. Minimum auto insurance requirements in Pineville, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Pineville, KY, compare Pineville auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Pineville, KY for teens drivers are $11,834/year
- The most expensive auto insurance company in Pineville is Allstate
- Average auto insurance rates in Pineville, KY after a DUI are $7,063/year
Finding affordable Pineville, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Pineville, KY auto insurance with confidence is right here. Auto insurance rates in Pineville are affected by local factors as well as personal ones like your driving record.
See how Pineville, KY car insurance rates compare to Florence auto insurance rates, Richmond auto insurance rates, and Frankfort auto insurance rates before you read more about the cost of auto insurance in Pineville.
Don’t buy Pineville, KY auto insurance until you’ve compared rates. Get free Pineville, Kentucky auto insurance quotes when you enter your ZIP code above.
Table of Contents
Pineville, KY Minimum Auto Insurance Requirements
The required auto insurance in Pineville, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Pineville, Kentucky is outlined here.
Minimum Required Auto Insurance Coverage in Pineville, Kentucky
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Pineville, KY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Pineville, KY. Take a look at Pineville, Kentucky auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Pineville, Kentucky
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $14,520 | $9,766 | $8,031 |
| Geico | $7,842 | $3,915 | $2,550 |
| Liberty Mutual | $7,883 | $4,820 | $3,808 |
| Nationwide | $7,021 | $5,495 | $4,763 |
| Progressive | $6,766 | $5,924 | $5,530 |
| State Farm | $4,876 | $2,990 | $2,358 |
| Travelers | $8,919 | $7,528 | $7,499 |
| USAA | $4,407 | $2,472 | $2,014 |
Buy Cheap Pineville, KY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Pineville, Kentucky auto insurance rates? Find out how car insurance rates in Pineville, KY are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pineville, Kentucky
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $6,150 | $6,055 | $5,645 | $6,003 | $23,119 | $25,575 | $6,669 | $6,963 |
| Geico | $3,825 | $3,540 | $4,003 | $3,626 | $7,942 | $9,404 | $3,123 | $2,691 |
| Liberty Mutual | $3,117 | $3,395 | $2,667 | $3,003 | $11,984 | $13,294 | $3,234 | $3,337 |
| Nationwide | $4,087 | $4,069 | $3,677 | $3,839 | $9,302 | $11,583 | $4,653 | $4,867 |
| Progressive | $2,838 | $2,684 | $2,569 | $2,565 | $14,426 | $16,392 | $3,528 | $3,585 |
| State Farm | $2,193 | $2,193 | $1,962 | $1,962 | $6,108 | $7,728 | $2,431 | $2,690 |
| Travelers | $3,336 | $3,401 | $3,265 | $3,276 | $16,472 | $26,548 | $3,488 | $4,068 |
| USAA | $1,980 | $1,981 | $1,788 | $1,815 | $5,320 | $5,600 | $2,499 | $2,733 |
Buy Cheap Pineville, KY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Pineville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Pineville, KY are listed here.
Annual Auto Insurance Rates for Teen Drivers in Pineville, Kentucky
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $23,119 | $25,575 |
| Geico | $7,942 | $9,404 |
| Liberty Mutual | $11,984 | $13,294 |
| Nationwide | $9,302 | $11,583 |
| Progressive | $14,426 | $16,392 |
| State Farm | $6,108 | $7,728 |
| Travelers | $16,472 | $26,548 |
| USAA | $5,320 | $5,600 |
Buy Cheap Pineville, KY Auto Insurance for Seniors
You can save on senior auto insurance rates in Pineville, Kentucky by comparing Pineville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Pineville, KY here.
Annual Auto Insurance Rates for Senior Drivers in Pineville, Kentucky
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,645 | $6,003 |
| Geico | $4,003 | $3,626 |
| Liberty Mutual | $2,667 | $3,003 |
| Nationwide | $3,677 | $3,839 |
| Progressive | $2,569 | $2,565 |
| State Farm | $1,962 | $1,962 |
| Travelers | $3,265 | $3,276 |
| USAA | $1,788 | $1,815 |
Find Cheap Auto Insurance Rates in Pineville, KY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Pineville, Kentucky auto insurance. Compare Pineville, KY auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Pineville, Kentucky
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $9,316 | $10,682 | $12,319 |
| Geico | $4,439 | $4,761 | $5,108 |
| Liberty Mutual | $5,139 | $5,456 | $5,915 |
| Nationwide | $5,806 | $5,676 | $5,797 |
| Progressive | $5,484 | $5,950 | $6,786 |
| State Farm | $3,171 | $3,395 | $3,659 |
| Travelers | $7,599 | $8,019 | $8,327 |
| USAA | $2,828 | $2,958 | $3,108 |
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Find Cheap Pineville, KY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Pineville. Compare auto insurance rates in Pineville, KY by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Pineville, Kentucky
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $10,772 | $10,772 |
| Geico | $4,724 | $4,814 |
| Liberty Mutual | $5,504 | $5,504 |
| Nationwide | $5,760 | $5,760 |
| Progressive | $6,073 | $6,073 |
| State Farm | $3,327 | $3,490 |
| Travelers | $7,982 | $7,982 |
| USAA | $2,855 | $3,074 |
Find Cheap Pineville, KY Auto Insurance Rates by Driving Record
Auto insurance rates in Pineville, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Pineville, KY, take a look at the average cost for various violations versus rates for a clean driving record in Pineville.
Annual Pineville, Kentucky Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $8,904 | $11,641 | $12,474 | $10,071 |
| Geico | $2,834 | $5,055 | $7,717 | $3,472 |
| Liberty Mutual | $4,601 | $7,054 | $5,478 | $4,881 |
| Nationwide | $4,532 | $5,931 | $7,562 | $5,014 |
| Progressive | $5,009 | $7,484 | $5,709 | $6,091 |
| State Farm | $3,138 | $3,678 | $3,408 | $3,408 |
| Travelers | $6,944 | $7,149 | $10,380 | $7,455 |
| USAA | $2,232 | $3,158 | $3,778 | $2,690 |
Find Cheap Pineville, KY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Pineville, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Pineville for less when you shop around and compare rates from multiple Pineville, KY auto insurance companies.
Annual Auto Insurance Rates After a DUI in Pineville, Kentucky
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $12,474 |
| Geico | $7,717 |
| Liberty Mutual | $5,478 |
| Nationwide | $7,562 |
| Progressive | $5,709 |
| State Farm | $3,408 |
| Travelers | $10,380 |
| USAA | $3,778 |
Winners by Category: Where to Buy Cheap Auto Insurance in Pineville, KY
Compare rates from the cheapest auto insurance companies in Pineville, KY for your needs. Take a look at how Pineville, Kentucky auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Pineville, Kentucky
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Pineville, Kentucky Auto Insurance Companies
If you’re looking for the cheapest Pineville, KY auto insurance companies overall, you can compare them here. Find the best price for Pineville, Kentucky car insurance by company.
Average Annual Auto Insurance Rates by Company in Pineville, Kentucky
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $10,772 |
| Geico | $4,769 |
| Liberty Mutual | $5,504 |
| Nationwide | $5,760 |
| Progressive | $6,073 |
| State Farm | $3,408 |
| Travelers | $7,982 |
| USAA | $2,964 |
What affects Pineville, Kentucky auto insurance rates?
Local factors affect auto insurance rates in Pineville, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Pineville auto insurance rates.
Commute Times in Pineville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Pineville, KY is 18.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Pineville, KY
You can buy cheap Pineville, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Pineville, Kentucky auto insurance quotes from top companies.
Frequently Asked Questions
How can I buy cheap auto insurance in Pineville, KY?
To buy cheap auto insurance in Pineville, KY, consider the following seven steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Maintain a good driving record: A clean driving history with no accidents or traffic violations can help you qualify for lower insurance premiums.
- Opt for a higher deductible: Choosing a higher deductible means you’ll have to pay more out of pocket in the event of a claim, but it can lower your insurance premium.
- Bundle your policies: If you have multiple insurance policies (such as auto and home insurance) with the same provider, you may be eligible for a discounted rate.
- Take advantage of discounts: Inquire about available discounts, such as those for safe driving courses, anti-theft devices, or low mileage.
- Consider the type of vehicle: The make, model, and age of your vehicle can impact your insurance rates. Certain cars are more expensive to insure than others.
- Review your coverage needs: Ensure you have the appropriate coverage for your needs. Removing unnecessary coverage can help reduce costs.
Are there any specific auto insurance companies in Pineville, KY that are known for offering affordable rates?
While specific rates can vary depending on individual factors, some insurance companies that are often known for offering competitive rates in Pineville, KY include [insert names of insurance companies]. It’s advisable to obtain quotes from multiple providers to compare prices and find the most affordable option for your specific needs.
What factors can affect the cost of auto insurance in Pineville, KY?
Several factors can influence the cost of auto insurance in Pineville, KY. These factors may include your driving record, age, gender, location, the type of vehicle you drive, your credit history, and the coverage options you choose. Insurance providers assess these factors to determine the level of risk you pose as a driver and adjust the premium accordingly.
Can I get discounts on auto insurance in Pineville, KY?
Yes, many insurance companies offer various discounts that can help lower your auto insurance premiums in Pineville, KY. These discounts may include safe driver discounts, multi-policy discounts (if you have multiple insurance policies with the same provider), good student discounts, discounts for completing defensive driving courses, and discounts for installing anti-theft devices in your vehicle. It’s recommended to inquire about available discounts when obtaining quotes from insurance providers.
How often should I review and update my auto insurance policy?
It’s a good idea to review and update your auto insurance policy on an annual basis or whenever there are significant changes in your life or driving habits. Major life events such as moving, getting married, buying a new car, or adding a new driver to your policy may warrant a review of your coverage to ensure it still meets your needs. Additionally, if you notice a significant change in your premiums, it may be beneficial to shop around and compare quotes from different providers to ensure you’re getting the best possible rate.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.