Buy Cheap Honda Accord Hybrid Auto Insurance in 2024
Average car insurance rates for a Honda Accord Hybrid cost $1,532 a year, or around $128 a month. Teens pay the highest rates at up to $5,599 a year, while good drivers may only pay $900.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,532 a year or $128 each month
- A liability-only policy costs around $614 a year or $51 each month
- Highest rates are for teenage drivers at around $5,599 a year or $467 each month
- Good drivers can save as much as $632 a year by earning policy discounts
- Honda Accord Hybrid insurance costs around $13 more per year than the average vehicle
Need tips on how to save on Honda Accord Hybrid insurance rates? Good drivers can save as much as $632 a year by earning policy discounts. Keep reading to see what factors go into determining Honda Accord Hybrid insurance rates and what you can do to save on insurance.
You can start comparing quotes for Honda Accord Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Accord Hybrid Insurance Cost
The average car insurance costs for a Honda Accord Hybrid are $1,532 a year or $128 a month.
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Are Honda Accord Hybrids Expensive to Insure?
The chart below details how Honda Accord Hybrid insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Toyota Prius, and Chevrolet Volt.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Accord Hybrid Insurance?
The Honda Accord Hybrid trim and model you choose can impact the total price you will pay for Honda Accord Hybrid insurance coverage.
Age of the Vehicle
Older Honda Accord Hybrid models generally cost less to insure. For example, auto insurance for a 2020 Honda Accord Hybrid costs $1,532, while 2014 Honda Accord Hybrid insurance costs are $1,376, a difference of $156.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| 2019 Honda Accord Hybrid | $346 | $690 | $332 | $1,504 |
| 2018 Honda Accord Hybrid | $332 | $686 | $338 | $1,492 |
| 2017 Honda Accord Hybrid | $320 | $668 | $354 | $1,478 |
| 2016 Honda Accord Hybrid | $310 | $640 | $364 | $1,450 |
| 2015 Honda Accord Hybrid | $292 | $618 | $376 | $1,422 |
| 2014 Honda Accord Hybrid | $282 | $574 | $384 | $1,376 |
Driver Age
Driver age can have a significant effect on the cost of Honda Accord Hybrid car insurance. For example, 30-year-old drivers pay approximately $67 more for their Honda Accord Hybrid car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Accord Hybrid insurance rates. For example, drivers in New York may pay $399 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on your Honda Accord Hybrid car insurance rates. Teens and drivers in their 20’s see the highest jump in their Honda Accord Hybrid car insurance with violations on their driving record.
Honda Accord Hybrid Safety Ratings
The Honda Accord Hybrid’s safety ratings will affect your Honda Accord Hybrid car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Honda Accord Hybrid Crash Test Ratings
Good Honda Accord Hybrid crash test ratings can lower your Honda Accord Hybrid auto insurance rates. See Honda Accord Hybrid crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2018 Honda Accord Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Honda Accord Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Accord Hybrid Safety Features
The more safety features you have on your Honda Accord Hybrid, the more likely it is that you can earn a discount. The Honda Accord Hybrid’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda Accord Hybrid Insurance Loss Probability
The Honda Accord Hybrid’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Honda Accord Hybrid, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -4% |
|---|---|
| Property Damage | -20% |
| Comprehensive | -2% |
| Personal Injury | -11% |
| Medical Payment | -24% |
| Bodily Injury | -16% |
| Source: Insurance Institute for Highway Safety | |
Honda Accord Hybrid Finance and Insurance Cost
If you are financing a Honda Accord Hybrid, most lenders will require your carry higher Honda Accord Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Honda Accord Hybrid auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Honda Accord Hybrid Insurance
Drivers can end up saving more money on their Honda Accord Hybrid car insurance rates by employing any one of the following strategies.
- Compare Apples to Apples When Comparing Honda Accord Hybrid Insurance Quotes and Policies
- Pay Your Honda Accord Hybrid Insurance Upfront
- Understand the Different Types of Auto Insurance for Your Honda Accord Hybrid
- Spy on Your Teen Driver
- Start Searching for New Honda Accord Hybrid Car Insurance a Month Before Your Renewal
Top Honda Accord Hybrid Insurance Companies
Who is the top auto insurance company for Honda Accord Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Accord Hybrid auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Accord Hybrid offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Accord Hybrid Insurance Quotes Online
You can start comparing quotes for Honda Accord Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
What factors affect the cost of Honda Accord Hybrid auto insurance?
Several factors influence the cost of Honda Accord Hybrid auto insurance. These can include the driver’s age, location, driving history, credit score, coverage options, deductibles, and the insurance provider’s policies.
Are Honda Accord Hybrid cars expensive to insure?
The cost of insurance for a Honda Accord Hybrid can vary depending on various factors. While hybrid vehicles often have lower insurance rates due to their fuel efficiency and safety features, insurance costs may still differ based on the driver’s profile and other factors mentioned in question one.
How can I find cheap Honda Accord Hybrid auto insurance?
To find cheap Honda Accord Hybrid auto insurance, you can follow these tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and try to avoid traffic violations or accidents.
- Opt for a higher deductible if you can afford it, as it can lower your premium.
- Inquire about discounts, such as those for bundling multiple policies or having safety features in your car.
- Consider joining organizations or associations that offer group insurance rates.
What are some safety features of the Honda Accord Hybrid that can potentially lower insurance costs?
The Honda Accord Hybrid typically comes equipped with various safety features that may help reduce insurance costs. These features can include:
- Advanced airbags and seatbelts
- Anti-lock braking system (ABS)
- Vehicle Stability Assist (VSA)
- Collision mitigation braking system
- Lane-keeping assist system
- Adaptive cruise control
- Blind-spot information system (BSI)
Are there any specific insurance discounts available for Honda Accord Hybrid owners?
Yes, insurance providers may offer specific discounts for Honda Accord Hybrid owners. Some potential discounts include:
- Hybrid vehicle discount: This discount is often available for hybrid or electric vehicle owners due to their environmentally friendly nature.
- Safety feature discount: If your Honda Accord Hybrid is equipped with advanced safety features, you may be eligible for a discount.
- Good driver discount: If you have a clean driving record without any recent accidents or traffic violations, you might qualify for this discount.
- Multi-policy discount: Bundling your auto insurance with other policies, such as home or renters insurance, can often lead to a discount.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.