Buy Cheap Mazda CX-3 Auto Insurance in 2023
If you want to buy inexpensive Mazda CX-3 insurance coverage then you should know that a policy will cost $112 per month ($1,338 per year) on average. Shop around to find cheap Mazda CX-3 insurance rates. On average, Mazda CX-3 comprehensive insurance coverage costs $326, collision coverage costs $476, and liability coverage costs $378.
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Cynthia Lanctot
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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
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UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,338 a year or $112 each month
- A liability-only policy costs around $536 a year or $45 each month
- Highest rates are for teenage drivers at around $4,890 a year or $408 each month
- Good drivers can save as much as $552 a year by earning policy discounts
- Mazda CX-3 insurance costs around $181 less per year than the average vehicle
Don’t let shopping for Mazda CX-3 insurance rates cause frustration. Full coverage for a Mazda CX-3 costs around $1,338 a year or $112 each month. Read on to learn what factors go into Mazda CX-3 insurance rates, so you can get started on finding savings.
You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda CX-3 Insurance Cost
The average Mazda CX-3 car insurance costs are $1,338 a year or $112 a month.
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Are Mazda CX-3s Expensive to Insure?
The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Lincoln MKC, Chevrolet Equinox, and Infiniti QX30.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Hyundai Kona | $280 | $500 | $316 | $1,232 |
| Honda CR-V | $280 | $408 | $316 | $1,140 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda CX-3 Insurance?
The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 car insurance coverage.
Age of the Vehicle
Older Mazda CX-3 models generally cost less to insure. For example, auto insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| 2019 Mazda CX-3 | $294 | $482 | $390 | $1,324 |
| 2018 Mazda CX-3 | $282 | $478 | $398 | $1,316 |
| 2017 Mazda CX-3 | $272 | $466 | $416 | $1,312 |
| 2016 Mazda CX-3 | $262 | $446 | $430 | $1,296 |
Driver Age
Driver age can have a significant effect on the cost of Mazda CX-3 car insurance. For example, a 20-year-old driver could pay around $136 more each month for their Mazda CX-3 car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in New York may pay $348 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Mazda CX-3 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 auto insurance rates with violations on their driving record.
Mazda CX-3 Safety Ratings
Your Mazda CX-3 car insurance rates are influenced by the safety ratings of the Mazda CX-3. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-3 Crash Test Ratings
Good Mazda CX-3 crash test ratings can lower your Mazda CX-3 auto insurance rates. See Mazda CX-3 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Mazda CX-30 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-30 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda CX-3 Safety Features
The Mazda CX-3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mazda CX-3 auto insurance rates. The Mazda CX-3’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Cross-Traffic Alert
Mazda CX-3 Finance and Insurance Cost
If you are financing a Mazda CX-3, you will pay more if you purchase Mazda CX-3 car insurance at the dealership, so be sure to shop around and compare Mazda CX-3 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mazda CX-3 Insurance
You can save more money on your Mazda CX-3 auto insurance rates by employing any of the following five strategies.
- Consider Renting a Car Instead of Buying a Second Mazda CX-3
- Re-Check Mazda CX-3 Quotes Every 6 Months
- Understand that Insurance Companies Can’t Change Your Mazda CX-3 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Ask for a New Mazda CX-3 Auto Insurance Rate Based on Your Improved Credit Score
- Ask About Discounts for People with Disabilities
Top Mazda CX-3 Insurance Companies
Who is the top car insurance company for Mazda CX-3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-3 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.