Are Mazda RX-8s Expensive to Insure? [Guide + Free Quotes]

Getting Mazda RX-8 insurance quotes will cost on average $106 per month ($1,276 per year). You can find cheap Mazda RX-8 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $750 a year.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jun 18, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,276 a year or $106 each month
  • A liability-only policy costs around $511 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,664 a year or $389 each month
  • Good drivers can save as much as $526 a year by earning policy discounts
  • Mazda RX-8 insurance costs around $243 less per year than the average vehicle

Mazda RX-8 insurance rates don’t need to be expensive. The average full coverage policy for a Mazda RX-8 costs around $1,276 a year, or $106 each month. To help you understand how to save on Mazda RX-8 insurance, we cover the critical factors that determine your Mazda RX-8 insurance rates.

You can start comparing quotes for Mazda RX-8 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda RX-8 Insurance Cost

The average Mazda RX-8 car insurance costs are $1,276 a year or $106 a month.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Are Mazda RX-8s Expensive to Insure?

The chart below details how Mazda RX-8 insurance rates compare to other coupes like the Dodge Challenger, Infiniti Q60, and Nissan 370Z.

Vehicle Comprehensive Collision Liability Total
Dodge Challenger $404 $688 $420 $1,692
Infiniti Q60 $382 $744 $398 $1,682
Nissan 370Z $332 $714 $450 $1,676
Audi TT $382 $714 $398 $1,652
Cadillac ATS Coupe $344 $686 $398 $1,586
Mercedes-Benz CLA 250 $406 $834 $398 $1,796
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda RX-8 Insurance?

The Mazda RX-8 trim and model you choose will affect the total price you will pay for Mazda RX-8 insurance coverage.

Age of the Vehicle

Older Mazda RX-8 models generally cost less to insure. For example, car insurance for a 2011 Mazda RX-8 costs $1,276, while 2010 Mazda RX-8 insurance costs are $1,246, a difference of $30.

Model Year Comprehensive Collision Liability Total
2011 Mazda RX-8 $250 $408 $460 $1,276
2010 Mazda RX-8 $242 $382 $464 $1,246
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on the cost of Mazda RX-8 car insurance. For example, 30-year-old drivers pay approximately $56 more for their Mazda RX-8 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Mazda RX-8 insurance rates. For example, drivers in Los Angeles may pay $1,097 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Mazda RX-8 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda RX-8 auto insurance rates with violations on their driving record.

Mazda RX-8 Safety Ratings

Your Mazda RX-8 car insurance rates are influenced by the safety ratings of the Mazda RX-8. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Mazda RX-8 Crash Test Ratings

The crash test ratings of the Mazda RX-8 can impact your Mazda RX-8 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2011 Mazda RX-8 4 DR RWD N/R N/R N/R 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Mazda RX-8 Safety Features

The more safety features you have on your Mazda RX-8, the more likely it is that you can earn a discount. The Mazda RX-8’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes

Mazda RX-8 Finance and Insurance Cost

If you are financing a Mazda RX-8, you will pay more if you purchase Mazda RX-8 auto insurance at the dealership, so be sure to shop around and compare Mazda RX-8 auto insurance quotes from the best companies using our FREE tool below.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Ways to Save on Mazda RX-8 Insurance

Drivers can end up saving more money on their Mazda RX-8 car insurance rates by employing any one of the following strategies.

  • Start Searching for New Mazda RX-8 Car Insurance a Month Before Your Renewal
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Ask About Mazda RX-8 Low Mileage Discounts
  • Compare Insurance Companies After Moving
  • Pay Your Mazda RX-8 Insurance Upfront

Top Mazda RX-8 Insurance Companies

Who is the top car insurance company for Mazda RX-8 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda RX-8 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda RX-8 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Mazda RX-8 Insurance Quotes Online

Save money by comparing Mazda RX-8 insurance rates with free quotes online now!

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption