Buy Cheap Asheville, NC Auto Insurance (2022)

Asheville, NC auto insurance rates average $244 a month. Minimum auto insurance requirements in Asheville, North Carolina are 30/60/25 to comply with North Carolina laws. To buy cheap auto insurance in Asheville, NC, compare Asheville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • The most expensive auto insurance company in Asheville is Allstate
  • The most expensive auto insurance company in Asheville after a DUI is Allstate
  • Average auto insurance rates in Asheville, NC after a DUI are $5,506/year

Finding affordable Asheville, North Carolina auto insurance can be challenging, but everything you need to know to buy cheap Asheville, NC auto insurance with confidence is right here. Auto insurance rates in Asheville are affected by local factors as well as personal ones like your driving record.

See how Asheville, NC car insurance rates compare to High Point auto insurance rates, Greensboro auto insurance rates, and Concord auto insurance rates before you read more about the cost of auto insurance in Asheville.

Don’t buy Asheville, NC auto insurance until you’ve compared rates. Get free Asheville, North Carolina auto insurance quotes when you enter your ZIP code above.

Asheville, NC Minimum Auto Insurance Requirements

The required auto insurance in Asheville, NC is 30/60/25 according to the auto insurance laws in North Carolina. The minimum auto insurance in Asheville, North Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Asheville, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Asheville, NC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Asheville, NC. Take a look at Asheville, North Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Asheville, North Carolina

Insurance Company Poor Fair Good
Allstate $8,701 $5,658 $4,936
GEICO $2,901 $2,658 $2,457
Liberty Mutual $1,866 $1,866 $1,866
Nationwide $2,446 $2,446 $2,446
Progressive $2,240 $1,948 $1,793
State Farm $3,417 $2,185 $1,698
Travelers $2,879 $2,606 $2,561

Buy Cheap Asheville, NC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Asheville, North Carolina auto insurance rates? Find out how car insurance rates in Asheville, NC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Asheville, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,878 $4,878 $4,000 $4,000 $11,875 $11,875 $4,974 $4,974
GEICO $2,276 $2,231 $2,238 $2,195 $4,261 $4,222 $1,983 $1,971
Liberty Mutual $1,552 $1,552 $1,606 $1,606 $2,754 $2,754 $1,552 $1,552
Nationwide $2,080 $2,080 $2,080 $2,080 $3,544 $3,544 $2,080 $2,080
Progressive $1,465 $1,465 $1,340 $1,340 $3,529 $3,529 $1,640 $1,640
State Farm $2,128 $2,128 $1,841 $1,841 $3,135 $3,135 $2,629 $2,629
Travelers $2,272 $2,272 $2,253 $2,253 $3,870 $3,870 $2,332 $2,332

Buy Cheap Asheville, NC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Asheville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Asheville, NC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Asheville, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,875 $11,875
GEICO $4,261 $4,222
Liberty Mutual $2,754 $2,754
Nationwide $3,544 $3,544
Progressive $3,529 $3,529
State Farm $3,135 $3,135
Travelers $3,870 $3,870

Buy Cheap Asheville, NC Auto Insurance for Seniors

You can save on senior auto insurance rates in Asheville, North Carolina by comparing Asheville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Asheville, NC here.

Annual Auto Insurance Rates for Senior Drivers in Asheville, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,000 $4,000
GEICO $2,238 $2,195
Liberty Mutual $1,606 $1,606
Nationwide $2,080 $2,080
Progressive $1,340 $1,340
State Farm $1,841 $1,841
Travelers $2,253 $2,253

Find Cheap Auto Insurance Rates in Asheville, NC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Asheville, North Carolina auto insurance. Compare Asheville, NC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Asheville, North Carolina

Insurance Company Low Medium High
Allstate $6,240 $6,412 $6,644
GEICO $2,559 $2,663 $2,794
Liberty Mutual $1,783 $1,854 $1,960
Nationwide $2,355 $2,434 $2,548
Progressive $1,900 $1,981 $2,099
State Farm $2,342 $2,420 $2,537
Travelers $2,579 $2,668 $2,798

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Find Cheap Asheville, NC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Asheville. Compare auto insurance rates in Asheville, NC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Asheville, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,432 $6,432
GEICO $2,672 $2,672
Liberty Mutual $1,866 $1,866
Nationwide $2,446 $2,446
Progressive $1,993 $1,993
State Farm $2,427 $2,440
Travelers $2,682 $2,682

Find Cheap Asheville, NC Auto Insurance Rates by ZIP Code

Auto insurance rates in Asheville, North Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Asheville, NC to see how much where you live in Asheville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Asheville, North Carolina

ZIP Code Average Annual Rates
28801 $2,622
28803 $2,644
28804 $2,628
28805 $2,643
28806 $2,635
28810 $2,773

Find Cheap Asheville, NC Auto Insurance Rates by Driving Record

Auto insurance rates in Asheville, North Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Asheville, NC, take a look at the average cost for various violations versus rates for a clean driving record in Asheville.

Annual Asheville, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,498 $6,114 $11,394 $4,722
GEICO $1,492 $2,169 $5,019 $2,008
Liberty Mutual $1,114 $1,428 $3,492 $1,428
Nationwide $1,442 $1,862 $4,616 $1,862
Progressive $945 $1,375 $4,327 $1,327
State Farm $1,291 $1,875 $4,692 $1,875
Travelers $1,568 $2,106 $5,000 $2,053

Find Cheap Asheville, NC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Asheville, North Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Asheville for less when you shop around and compare rates from multiple Asheville, NC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Asheville, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,394
GEICO $5,019
Liberty Mutual $3,492
Nationwide $4,616
Progressive $4,327
State Farm $4,692
Travelers $5,000

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Winners by Category: Where to Buy Cheap Auto Insurance in Asheville, NC

Compare rates from the cheapest auto insurance companies in Asheville, NC for your needs. Take a look at how Asheville, North Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Asheville, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Find Cheap Asheville, North Carolina Auto Insurance Companies

If you’re looking for the cheapest Asheville, NC auto insurance companies overall, you can compare them here. Find the best price for Asheville, North Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Asheville, North Carolina

Insurance Company Average Annual Rates
Allstate $6,432
GEICO $2,672
Liberty Mutual $1,866
Nationwide $2,446
Progressive $1,993
State Farm $2,433
Travelers $2,682

What affects Asheville, North Carolina auto insurance rates?

Local factors affect auto insurance rates in Asheville, NC, including traffic, theft statistics, and commute length. Take a look at the things that impact Asheville auto insurance rates.

Commute Times in Asheville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Asheville, NC is 17.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Asheville, NC

You can buy cheap Asheville, NC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Asheville, North Carolina auto insurance quotes from top companies.

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