Buy Cheap Asheville, NC Auto Insurance in 2023
Asheville, NC auto insurance rates average $244 a month. Minimum auto insurance requirements in Asheville, North Carolina are 30/60/25 to comply with North Carolina laws. To buy cheap auto insurance in Asheville, NC, compare Asheville auto insurance quotes from top companies.
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Written by
Sara Routhier |
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Reviewed by
Cynthia Lanctot
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UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Asheville is Allstate
- The most expensive auto insurance company in Asheville after a DUI is Allstate
- Average auto insurance rates in Asheville, NC after a DUI are $5,506/year
Finding affordable Asheville, North Carolina auto insurance can be challenging, but everything you need to know to buy cheap Asheville, NC auto insurance with confidence is right here. Auto insurance rates in Asheville are affected by local factors as well as personal ones like your driving record.
See how Asheville, NC car insurance rates compare to High Point auto insurance rates, Greensboro auto insurance rates, and Concord auto insurance rates before you read more about the cost of auto insurance in Asheville.
Don’t buy Asheville, NC auto insurance until you’ve compared rates. Get free Asheville, North Carolina auto insurance quotes when you enter your ZIP code above.
Asheville, NC Minimum Auto Insurance Requirements
The required auto insurance in Asheville, NC is 30/60/25 according to the auto insurance laws in North Carolina. The minimum auto insurance in Asheville, North Carolina is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Asheville, NC Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Asheville, NC. Take a look at Asheville, North Carolina auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,701 | $5,658 | $4,936 |
| Geico | $2,901 | $2,658 | $2,457 |
| Liberty Mutual | $1,866 | $1,866 | $1,866 |
| Nationwide | $2,446 | $2,446 | $2,446 |
| Progressive | $2,240 | $1,948 | $1,793 |
| State Farm | $3,417 | $2,185 | $1,698 |
| Travelers | $2,879 | $2,606 | $2,561 |
Buy Cheap Asheville, NC Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Asheville, North Carolina auto insurance rates? Find out how car insurance rates in Asheville, NC are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,878 | $4,878 | $4,000 | $4,000 | $11,875 | $11,875 | $4,974 | $4,974 |
| Geico | $2,276 | $2,231 | $2,238 | $2,195 | $4,261 | $4,222 | $1,983 | $1,971 |
| Liberty Mutual | $1,552 | $1,552 | $1,606 | $1,606 | $2,754 | $2,754 | $1,552 | $1,552 |
| Nationwide | $2,080 | $2,080 | $2,080 | $2,080 | $3,544 | $3,544 | $2,080 | $2,080 |
| Progressive | $1,465 | $1,465 | $1,340 | $1,340 | $3,529 | $3,529 | $1,640 | $1,640 |
| State Farm | $2,128 | $2,128 | $1,841 | $1,841 | $3,135 | $3,135 | $2,629 | $2,629 |
| Travelers | $2,272 | $2,272 | $2,253 | $2,253 | $3,870 | $3,870 | $2,332 | $2,332 |
Buy Cheap Asheville, NC Auto Insurance for Teen Drivers
Auto insurance for teenagers in Asheville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Asheville, NC are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,875 | $11,875 |
| Geico | $4,261 | $4,222 |
| Liberty Mutual | $2,754 | $2,754 |
| Nationwide | $3,544 | $3,544 |
| Progressive | $3,529 | $3,529 |
| State Farm | $3,135 | $3,135 |
| Travelers | $3,870 | $3,870 |
Buy Cheap Asheville, NC Auto Insurance for Seniors
You can save on senior auto insurance rates in Asheville, North Carolina by comparing Asheville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Asheville, NC here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,000 | $4,000 |
| Geico | $2,238 | $2,195 |
| Liberty Mutual | $1,606 | $1,606 |
| Nationwide | $2,080 | $2,080 |
| Progressive | $1,340 | $1,340 |
| State Farm | $1,841 | $1,841 |
| Travelers | $2,253 | $2,253 |
Find Cheap Auto Insurance Rates in Asheville, NC by Coverage Level
The amount of coverage you choose is a big factor in the cost of Asheville, North Carolina auto insurance. Compare Asheville, NC auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,240 | $6,412 | $6,644 |
| Geico | $2,559 | $2,663 | $2,794 |
| Liberty Mutual | $1,783 | $1,854 | $1,960 |
| Nationwide | $2,355 | $2,434 | $2,548 |
| Progressive | $1,900 | $1,981 | $2,099 |
| State Farm | $2,342 | $2,420 | $2,537 |
| Travelers | $2,579 | $2,668 | $2,798 |
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Find Cheap Asheville, NC Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Asheville. Compare auto insurance rates in Asheville, NC by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,432 | $6,432 |
| Geico | $2,672 | $2,672 |
| Liberty Mutual | $1,866 | $1,866 |
| Nationwide | $2,446 | $2,446 |
| Progressive | $1,993 | $1,993 |
| State Farm | $2,427 | $2,440 |
| Travelers | $2,682 | $2,682 |
Find Cheap Asheville, NC Auto Insurance Rates by ZIP Code
Auto insurance rates in Asheville, North Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Asheville, NC to see how much where you live in Asheville affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 28801 | $2,622 |
| 28803 | $2,644 |
| 28804 | $2,628 |
| 28805 | $2,643 |
| 28806 | $2,635 |
| 28810 | $2,773 |
Find Cheap Asheville, NC Auto Insurance Rates by Driving Record
Auto insurance rates in Asheville, North Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Asheville, NC, take a look at the average cost for various violations versus rates for a clean driving record in Asheville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,498 | $6,114 | $11,394 | $4,722 |
| Geico | $1,492 | $2,169 | $5,019 | $2,008 |
| Liberty Mutual | $1,114 | $1,428 | $3,492 | $1,428 |
| Nationwide | $1,442 | $1,862 | $4,616 | $1,862 |
| Progressive | $945 | $1,375 | $4,327 | $1,327 |
| State Farm | $1,291 | $1,875 | $4,692 | $1,875 |
| Travelers | $1,568 | $2,106 | $5,000 | $2,053 |
Find Cheap Asheville, NC Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Asheville, North Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Asheville for less when you shop around and compare rates from multiple Asheville, NC auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $11,394 |
| Geico | $5,019 |
| Liberty Mutual | $3,492 |
| Nationwide | $4,616 |
| Progressive | $4,327 |
| State Farm | $4,692 |
| Travelers | $5,000 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Asheville, NC
Compare rates from the cheapest auto insurance companies in Asheville, NC for your needs. Take a look at how Asheville, North Carolina auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
Find Cheap Asheville, North Carolina Auto Insurance Companies
If you’re looking for the cheapest Asheville, NC auto insurance companies overall, you can compare them here. Find the best price for Asheville, North Carolina car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,432 |
| Geico | $2,672 |
| Liberty Mutual | $1,866 |
| Nationwide | $2,446 |
| Progressive | $1,993 |
| State Farm | $2,433 |
| Travelers | $2,682 |
What affects Asheville, North Carolina auto insurance rates?
Local factors affect auto insurance rates in Asheville, NC, including traffic, theft statistics, and commute length. Take a look at the things that impact Asheville auto insurance rates.
Commute Times in Asheville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Asheville, NC is 17.9 minutes according to City-Data.
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Compare Auto Insurance Quotes in Asheville, NC
You can buy cheap Asheville, NC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Asheville, North Carolina auto insurance quotes from top companies.
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|