Buy Cheap Bell, FL Auto Insurance in 2024
Bell, FL auto insurance rates average $305 a month. Minimum auto insurance requirements in Bell, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Bell, FL, compare Bell auto insurance quotes from top companies.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Bell, FL are $305/month
- The most expensive auto insurance company in Bell after a DUI is Allstate
- The most expensive auto insurance company in Bell is Allstate
Finding affordable Bell, Florida auto insurance can be challenging, but everything you need to know to buy cheap Bell, FL auto insurance with confidence is right here. Auto insurance rates in Bell are affected by local factors as well as personal ones like your driving record.
See how Bell, FL car insurance rates compare to Orlando auto insurance rates, St. Petersburg auto insurance rates, and Jacksonville auto insurance rates before you read more about the cost of auto insurance in Bell.
Don’t buy Bell, FL auto insurance until you’ve compared rates. Get free Bell, Florida auto insurance quotes when you enter your ZIP code above.
Bell, FL Minimum Auto Insurance Requirements
The required auto insurance in Bell, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Bell, Florida is outlined here.
Minimum Required Auto Insurance Coverage in Bell, Florida
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Bell, FL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Bell, FL. Take a look at Bell, Florida auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Bell, Florida
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,932 | $5,011 | $4,075 |
| Geico | $4,387 | $2,741 | $2,112 |
| Liberty Mutual | $5,494 | $4,060 | $3,312 |
| Nationwide | $4,095 | $3,013 | $2,729 |
| Progressive | $5,843 | $4,126 | $3,436 |
| State Farm | $3,393 | $2,249 | $1,856 |
| USAA | $3,880 | $1,875 | $1,358 |
Buy Cheap Bell, FL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Bell, Florida auto insurance rates? Find out how car insurance rates in Bell, FL are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bell, Florida
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,603 | $3,445 | $3,120 | $3,167 | $11,907 | $12,801 | $3,637 | $3,704 |
| Geico | $2,451 | $2,475 | $2,287 | $2,287 | $4,262 | $5,396 | $2,703 | $2,779 |
| Liberty Mutual | $3,003 | $3,003 | $2,760 | $2,760 | $6,224 | $9,529 | $3,003 | $4,031 |
| Nationwide | $2,302 | $2,284 | $2,057 | $2,134 | $5,480 | $6,791 | $2,533 | $2,652 |
| Progressive | $3,004 | $2,852 | $2,593 | $2,778 | $8,267 | $9,101 | $3,624 | $3,527 |
| State Farm | $1,581 | $1,581 | $1,435 | $1,435 | $4,538 | $5,795 | $1,749 | $1,880 |
| USAA | $1,387 | $1,368 | $1,282 | $1,281 | $4,617 | $5,403 | $1,740 | $1,889 |
Buy Cheap Bell, FL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Bell can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bell, FL are listed here.
Annual Auto Insurance Rates for Teen Drivers in Bell, Florida
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,907 | $12,801 |
| Geico | $4,262 | $5,396 |
| Liberty Mutual | $6,224 | $9,529 |
| Nationwide | $5,480 | $6,791 |
| Progressive | $8,267 | $9,101 |
| State Farm | $4,538 | $5,795 |
| USAA | $4,617 | $5,403 |
Buy Cheap Bell, FL Auto Insurance for Seniors
You can save on senior auto insurance rates in Bell, Florida by comparing Bell senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bell, FL here.
Annual Auto Insurance Rates for Senior Drivers in Bell, Florida
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,120 | $3,167 |
| Geico | $2,287 | $2,287 |
| Liberty Mutual | $2,760 | $2,760 |
| Nationwide | $2,057 | $2,134 |
| Progressive | $2,593 | $2,778 |
| State Farm | $1,435 | $1,435 |
| USAA | $1,282 | $1,281 |
Find Cheap Auto Insurance Rates in Bell, FL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Bell, Florida auto insurance. Compare Bell, FL auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Bell, Florida
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,560 | $5,924 | $6,534 |
| Geico | $2,585 | $3,173 | $3,481 |
| Liberty Mutual | $3,928 | $4,352 | $4,587 |
| Nationwide | $2,669 | $3,395 | $3,774 |
| Progressive | $3,872 | $4,554 | $4,979 |
| State Farm | $2,142 | $2,557 | $2,799 |
| USAA | $2,083 | $2,445 | $2,584 |
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Find Cheap Bell, FL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Bell. Compare auto insurance rates in Bell, FL by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Bell, Florida
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,509 | $5,836 |
| Geico | $3,064 | $3,096 |
| Liberty Mutual | $4,154 | $4,424 |
| Nationwide | $3,279 | $3,279 |
| Progressive | $4,468 | $4,468 |
| State Farm | $2,416 | $2,582 |
| USAA | $2,344 | $2,398 |
Find Cheap Bell, FL Auto Insurance Rates by Driving Record
Auto insurance rates in Bell, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bell, FL, take a look at the average cost for various violations versus rates for a clean driving record in Bell.
Annual Bell, Florida Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,925 | $5,856 | $6,471 | $5,440 |
| Geico | $2,213 | $2,766 | $4,009 | $3,331 |
| Liberty Mutual | $3,133 | $4,026 | $5,771 | $4,225 |
| Nationwide | $2,824 | $3,078 | $4,094 | $3,120 |
| Progressive | $3,548 | $5,205 | $4,387 | $4,732 |
| State Farm | $2,291 | $2,708 | $2,499 | $2,499 |
| USAA | $1,875 | $2,293 | $3,354 | $1,961 |
Find Cheap Bell, FL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Bell, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Bell for less when you shop around and compare rates from multiple Bell, FL auto insurance companies.
Annual Auto Insurance Rates After a DUI in Bell, Florida
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,471 |
| Geico | $4,009 |
| Liberty Mutual | $5,771 |
| Nationwide | $4,094 |
| Progressive | $4,387 |
| State Farm | $2,499 |
| USAA | $3,354 |
Winners by Category: Where to Buy Cheap Auto Insurance in Bell, FL
Compare rates from the cheapest auto insurance companies in Bell, FL for your needs. Take a look at how Bell, Florida auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Bell, Florida
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Bell, Florida Auto Insurance Companies
If you’re looking for the cheapest Bell, FL auto insurance companies overall, you can compare them here. Find the best price for Bell, Florida car insurance by company.
Average Annual Auto Insurance Rates by Company in Bell, Florida
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,673 |
| Geico | $3,080 |
| Liberty Mutual | $4,289 |
| Nationwide | $3,279 |
| Progressive | $4,468 |
| State Farm | $2,499 |
| USAA | $2,371 |
What affects Bell, Florida auto insurance rates?
Local factors affect auto insurance rates in Bell, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Bell auto insurance rates.
Commute Times in Bell
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bell, FL is 26.5 minutes according to City-Data.
Traffic in Bell
How is traffic in Bell, Florida? Inrix data shows that Bell, FL traffic makes it the 240th-most congested city compared to other cities worldwide.
Compare Auto Insurance Quotes in Bell, FL
You can buy cheap Bell, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bell, Florida auto insurance quotes from top companies.
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Frequently Asked Questions
Why is auto insurance important in Bell, FL?
Auto insurance is important in Bell, FL, and everywhere else, because it provides financial protection in case of accidents or damage to your vehicle. It helps cover the costs of repairs, medical expenses, and liability claims, ensuring that you are not personally burdened with significant financial losses.
What types of auto insurance coverage are available in Bell, FL?
In Bell, FL, you can typically find various types of auto insurance coverage, including:
- Liability coverage: This covers injuries and property damage you may cause to others in an accident.
- Collision coverage: It pays for repairs or replacement of your vehicle if it’s damaged in a collision, regardless of fault.
- Comprehensive coverage: This covers damage to your vehicle from non-collision incidents like theft, vandalism, or natural disasters.
- Personal injury protection (PIP): It provides coverage for medical expenses, lost wages, and other related costs, regardless of fault.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who has little or no insurance.
How can I find cheap auto insurance in Bell, FL?
To find cheap auto insurance in Bell, FL, consider the following tips:
- Shop around: Get quotes from multiple insurance providers to compare prices and coverage options.
- Increase deductibles: Opting for higher deductibles can lower your premium, but make sure you can afford to pay the deductible if you need to make a claim.
- Bundle policies: If you have other insurance policies, such as homeowners or renters insurance, combining them with your auto insurance under the same provider may result in discounts.
- Maintain a good driving record: Having a clean driving history with no accidents or traffic violations can help lower your insurance premiums.
- Ask about discounts: Inquire about available discounts, such as safe driver discounts, good student discounts, or discounts for installing safety features in your vehicle.
Are there any specific requirements for auto insurance in Bell, FL?
Yes, Bell, FL, like most places, has specific requirements for auto insurance. Florida law requires drivers to carry a minimum of $10,000 in personal injury protection (PIP) coverage and $10,000 in property damage liability (PDL) coverage. These minimum requirements help ensure that drivers can cover basic medical expenses and property damage in case of an accident.
Can I legally drive without auto insurance in Bell, FL?
No, it is illegal to drive without auto insurance in Bell, FL, and the rest of Florida. The state follows a “no-fault” insurance system, which means that drivers must carry the minimum required coverage at all times. Failure to have insurance can result in penalties, fines, license suspension, and even legal consequences if involved in an accident.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.