Buy Cheap Bell, FL Auto Insurance (2022)

Bell, FL auto insurance rates average $305 a month. Minimum auto insurance requirements in Bell, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Bell, FL, compare Bell auto insurance quotes from top companies.

UPDATED: Mar 15, 2022Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • Average auto insurance rates in Bell, FL are $305/month
  • The most expensive auto insurance company in Bell after a DUI is Allstate
  • The most expensive auto insurance company in Bell is Allstate

Finding affordable Bell, Florida auto insurance can be challenging, but everything you need to know to buy cheap Bell, FL auto insurance with confidence is right here. Auto insurance rates in Bell are affected by local factors as well as personal ones like your driving record.

See how Bell, FL car insurance rates compare to Orlando auto insurance rates, St. Petersburg auto insurance rates, and Jacksonville auto insurance rates before you read more about the cost of auto insurance in Bell.

Don’t buy Bell, FL auto insurance until you’ve compared rates. Get free Bell, Florida auto insurance quotes when you enter your ZIP code above.

Bell, FL Minimum Auto Insurance Requirements

The required auto insurance in Bell, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Bell, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Bell, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Bell, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bell, FL. Take a look at Bell, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bell, Florida

Insurance Company Poor Fair Good
Allstate $7,932 $5,011 $4,075
GEICO $4,387 $2,741 $2,112
Liberty Mutual $5,494 $4,060 $3,312
Nationwide $4,095 $3,013 $2,729
Progressive $5,843 $4,126 $3,436
State Farm $3,393 $2,249 $1,856
USAA $3,880 $1,875 $1,358

Buy Cheap Bell, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bell, Florida auto insurance rates? Find out how car insurance rates in Bell, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bell, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,603 $3,445 $3,120 $3,167 $11,907 $12,801 $3,637 $3,704
GEICO $2,451 $2,475 $2,287 $2,287 $4,262 $5,396 $2,703 $2,779
Liberty Mutual $3,003 $3,003 $2,760 $2,760 $6,224 $9,529 $3,003 $4,031
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $3,004 $2,852 $2,593 $2,778 $8,267 $9,101 $3,624 $3,527
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Buy Cheap Bell, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bell can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bell, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bell, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,907 $12,801
GEICO $4,262 $5,396
Liberty Mutual $6,224 $9,529
Nationwide $5,480 $6,791
Progressive $8,267 $9,101
State Farm $4,538 $5,795
USAA $4,617 $5,403

Buy Cheap Bell, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Bell, Florida by comparing Bell senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bell, FL here.

Annual Auto Insurance Rates for Senior Drivers in Bell, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,120 $3,167
GEICO $2,287 $2,287
Liberty Mutual $2,760 $2,760
Nationwide $2,057 $2,134
Progressive $2,593 $2,778
State Farm $1,435 $1,435
USAA $1,282 $1,281

Find Cheap Auto Insurance Rates in Bell, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bell, Florida auto insurance. Compare Bell, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bell, Florida

Insurance Company Low Medium High
Allstate $4,560 $5,924 $6,534
GEICO $2,585 $3,173 $3,481
Liberty Mutual $3,928 $4,352 $4,587
Nationwide $2,669 $3,395 $3,774
Progressive $3,872 $4,554 $4,979
State Farm $2,142 $2,557 $2,799
USAA $2,083 $2,445 $2,584

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Find Cheap Bell, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bell. Compare auto insurance rates in Bell, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bell, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,509 $5,836
GEICO $3,064 $3,096
Liberty Mutual $4,154 $4,424
Nationwide $3,279 $3,279
Progressive $4,468 $4,468
State Farm $2,416 $2,582
USAA $2,344 $2,398

Find Cheap Bell, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Bell, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bell, FL, take a look at the average cost for various violations versus rates for a clean driving record in Bell.

Annual Bell, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,925 $5,856 $6,471 $5,440
GEICO $2,213 $2,766 $4,009 $3,331
Liberty Mutual $3,133 $4,026 $5,771 $4,225
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,548 $5,205 $4,387 $4,732
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,875 $2,293 $3,354 $1,961

Find Cheap Bell, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bell, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Bell for less when you shop around and compare rates from multiple Bell, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bell, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,471
GEICO $4,009
Liberty Mutual $5,771
Nationwide $4,094
Progressive $4,387
State Farm $2,499
USAA $3,354

Winners by Category: Where to Buy Cheap Auto Insurance in Bell, FL

Compare rates from the cheapest auto insurance companies in Bell, FL for your needs. Take a look at how Bell, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bell, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Bell, Florida Auto Insurance Companies

If you’re looking for the cheapest Bell, FL auto insurance companies overall, you can compare them here. Find the best price for Bell, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Bell, Florida

Insurance Company Average Annual Rates
Allstate $5,673
GEICO $3,080
Liberty Mutual $4,289
Nationwide $3,279
Progressive $4,468
State Farm $2,499
USAA $2,371

What affects Bell, Florida auto insurance rates?

Local factors affect auto insurance rates in Bell, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Bell auto insurance rates.

Commute Times in Bell

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bell, FL is 26.5 minutes according to City-Data.

Traffic in Bell

How is traffic in Bell, Florida? Inrix data shows that Bell, FL traffic makes it the 240th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Bell, FL

You can buy cheap Bell, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bell, Florida auto insurance quotes from top companies.

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