Buy Cheap Humansville, MO Auto Insurance (2022)

Humansville, MO auto insurance rates average $269 a month. Minimum auto insurance requirements in Humansville, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Humansville, MO, compare Humansville auto insurance quotes from top companies.

Compare Quotes Now

secured lock Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Humansville, MO for teens drivers are $6,332/year
  • Average auto insurance rates in Humansville, MO are $269/month
  • Average auto insurance rates in Humansville, MO after a DUI are $3,770/year

Finding affordable Humansville, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Humansville, MO auto insurance with confidence is right here. Auto insurance rates in Humansville are affected by local factors as well as personal ones like your driving record.

See how Humansville, MO car insurance rates compare to Columbia auto insurance rates, Blue Springs auto insurance rates, and St. Joseph auto insurance rates before you read more about the cost of auto insurance in Humansville.

Don’t buy Humansville, MO auto insurance until you’ve compared rates. Get free Humansville, Missouri auto insurance quotes when you enter your ZIP code above.

Humansville, MO Minimum Auto Insurance Requirements

The required auto insurance in Humansville, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Humansville, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in Humansville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Humansville, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Humansville, MO. Take a look at Humansville, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Humansville, Missouri

Insurance Company Poor Fair Good
Allstate $5,818 $3,740 $3,088
American Family $4,144 $2,920 $2,460
Farmers $4,675 $3,890 $3,700
GEICO $4,116 $2,680 $2,143
Liberty Mutual $6,122 $3,733 $2,940
Nationwide $2,596 $2,148 $1,867
Progressive $3,522 $2,916 $2,689
State Farm $3,811 $2,506 $2,069
USAA $3,840 $1,796 $1,291

Buy Cheap Humansville, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Humansville, Missouri auto insurance rates? Find out how car insurance rates in Humansville, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Humansville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,926 $2,834 $2,632 $2,716 $8,114 $8,798 $2,805 $2,897
American Family $2,067 $2,067 $1,842 $1,842 $5,700 $7,399 $2,067 $2,415
Farmers $2,253 $2,247 $2,013 $2,131 $9,235 $9,557 $2,574 $2,698
GEICO $1,982 $2,213 $1,539 $1,942 $6,045 $6,425 $1,833 $1,858
Liberty Mutual $2,583 $2,800 $2,130 $2,387 $8,811 $9,780 $2,722 $2,906
Nationwide $1,458 $1,488 $1,307 $1,382 $3,741 $4,784 $1,669 $1,803
Progressive $1,864 $1,728 $1,525 $1,570 $6,148 $6,904 $2,271 $2,328
State Farm $1,772 $1,772 $1,581 $1,581 $5,039 $6,359 $1,990 $2,269
USAA $1,433 $1,425 $1,288 $1,317 $4,154 $5,080 $1,787 $1,992

Buy Cheap Humansville, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Humansville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Humansville, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Humansville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,114 $8,798
American Family $5,700 $7,399
Farmers $9,235 $9,557
GEICO $6,045 $6,425
Liberty Mutual $8,811 $9,780
Nationwide $3,741 $4,784
Progressive $6,148 $6,904
State Farm $5,039 $6,359
USAA $4,154 $5,080

Buy Cheap Humansville, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in Humansville, Missouri by comparing Humansville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Humansville, MO here.

Annual Auto Insurance Rates for Senior Drivers in Humansville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,632 $2,716
American Family $1,842 $1,842
Farmers $2,013 $2,131
GEICO $1,539 $1,942
Liberty Mutual $2,130 $2,387
Nationwide $1,307 $1,382
Progressive $1,525 $1,570
State Farm $1,581 $1,581
USAA $1,288 $1,317

Find Cheap Auto Insurance Rates in Humansville, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Humansville, Missouri auto insurance. Compare Humansville, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Humansville, Missouri

Insurance Company Low Medium High
Allstate $4,056 $4,206 $4,383
American Family $3,078 $3,275 $3,171
Farmers $3,833 $4,049 $4,384
GEICO $2,807 $2,997 $3,135
Liberty Mutual $4,030 $4,286 $4,479
Nationwide $2,066 $2,226 $2,319
Progressive $2,732 $3,050 $3,346
State Farm $2,624 $2,804 $2,957
USAA $2,204 $2,301 $2,423

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Humansville, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Humansville. Compare auto insurance rates in Humansville, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Humansville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,215 $4,215
American Family $3,143 $3,206
Farmers $4,088 $4,088
GEICO $2,921 $3,038
Liberty Mutual $4,265 $4,265
Nationwide $2,204 $2,204
Progressive $3,042 $3,042
State Farm $2,727 $2,863
USAA $2,224 $2,394

Find Cheap Humansville, MO Auto Insurance Rates by Driving Record

Auto insurance rates in Humansville, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Humansville, MO, take a look at the average cost for various violations versus rates for a clean driving record in Humansville.

Annual Humansville, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,620 $4,083 $5,066 $4,093
American Family $2,361 $3,436 $4,199 $2,703
Farmers $3,543 $4,391 $4,296 $4,124
GEICO $2,352 $3,009 $4,015 $2,543
Liberty Mutual $3,102 $4,444 $4,586 $4,928
Nationwide $1,728 $2,222 $2,972 $1,893
Progressive $2,629 $3,535 $2,919 $3,087
State Farm $2,574 $3,017 $2,795 $2,795
USAA $1,870 $2,251 $3,082 $2,035

Find Cheap Humansville, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Humansville, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Humansville for less when you shop around and compare rates from multiple Humansville, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Humansville, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,066
American Family $4,199
Farmers $4,296
GEICO $4,015
Liberty Mutual $4,586
Nationwide $2,972
Progressive $2,919
State Farm $2,795
USAA $3,082

Winners by Category: Where to Buy Cheap Auto Insurance in Humansville, MO

Compare rates from the cheapest auto insurance companies in Humansville, MO for your needs. Take a look at how Humansville, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Humansville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Humansville, Missouri Auto Insurance Companies

If you’re looking for the cheapest Humansville, MO auto insurance companies overall, you can compare them here. Find the best price for Humansville, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in Humansville, Missouri

Insurance Company Average Annual Rates
Allstate $4,215
American Family $3,175
Farmers $4,088
GEICO $2,980
Liberty Mutual $4,265
Nationwide $2,204
Progressive $3,042
State Farm $2,795
USAA $2,309

What affects Humansville, Missouri auto insurance rates?

Local factors affect auto insurance rates in Humansville, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Humansville auto insurance rates.

Commute Times in Humansville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Humansville, MO is 28.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Humansville, MO

You can buy cheap Humansville, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Humansville, Missouri auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption