How to Cancel Allstate Auto Insurance: Step-by-Step (2022)
There are many reasons you might need to know how to cancel Allstate auto insurance. You can cancel your Allstate auto insurance through your agent or by calling customer service. However, you may need to provide a written cancellation request. If you cancel Allstate auto insurance because of costs, consider adding discounts and raising your deductible to lower your rates first.
Compare Quotes Now
Secured with SHA-256 Encryption
|
Written by
Sara Routhier
|
|
Reviewed by
Cynthia Lanctot
|
UPDATED: Nov 17, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- You can only cancel an Allstate policy through an agent or customer service
- A written policy cancellation request might be needed
- You may be eligible for an Allstate auto insurance refund if you’ve paid in advance
You may need to know how to cancel Allstate auto insurance for many reasons. You may have found better rates with another company or have sold your vehicle.
Knowing how to switch car insurance companies can save you time.
Once you learn how to cancel a policy, shop around to find the best coverage with the lowest rates for you. Each company will offer different rates, so comparison shopping is a must.
Keep reading to learn more about how to cancel Allstate insurance. Enter your ZIP code to compare free quotes from auto insurance companies near you today.
Table of Contents
What are the steps to cancel Allstate auto insurance?
Allstate allows you to cancel your auto insurance policy at any time without penalty. You may even get an Allstate car insurance refund if you pay in advance.
While you can cancel your policy whenever you want, it’s easier to cancel at your renewal. However, the process is the same no matter when you cancel.
The steps to cancel your Allstate auto insurance policy are:
- Find out your renewal date. If your policy renews in the near future, it might be easier to wait.
- Shop around for new auto insurance coverage. Each company will weigh your individual factors differently and offer different rates. Compare multiple companies to find the best deal.
- Start your new auto insurance policy. Complete the application process. Pick a start date for your new policy.
- Cancel your Allstate auto insurance. Leave at least a day or two of overlap with your new policy. This will help you make sure you don’t have a lapse in coverage.
- Follow up with Allstate. Check to make sure your policy has been canceled. Find out if you are owed a refund.
It’s also vital that you have a new auto insurance policy in place before you cancel your Allstate policy. The Insurance Information Institute reports that about 13% of drivers are uninsured.
When you are ready to switch your auto insurance company, to ensure you stay fully covered, follow these steps.
Driving without at least the minimum amount of required insurance can lead to fines, and driver’s license suspension. You may even get jail time, and higher auto insurance rates when you finally do find coverage.
Save yourself the headaches and costs by making sure you don’t allow a lapse in auto insurance.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
How can you cancel Allstate auto insurance?
Allstate doesn’t allow you to cancel your policy online. In fact, the company wants you to cancel only by speaking with your agent or with customer service.
The company wants to keep you as a customer, so an agent or customer representative may offer you incentives to stay.
If you decide to cancel, you may have to provide a written cancellation request. The request needs to include your name, address, policy number, and date of cancellation.
If you want to leave Allstate but are having a hard time finding auto insurance coverage that meets your needs, consider getting temporary car insurance.
Temporary coverage can be more expensive in the long run. However, it can be a good alternative until you can find the right auto insurance for you.
How do Allstate auto insurance rates compare to other companies?
As you compare quotes from auto insurance companies, keep in mind that rates can be very different from company to company.
As an example, look at this table that shows you the average annual rates from top auto insurance companies. See how Allstate stacks up.
| Insurance Companies | Average Annual Rates for Low Coverage | Average Annual Rates for Medium Coverage | Average Annual Rates for High Coverage |
|---|---|---|---|
| Allstate | $4,628.03 | $4,896.81 | $5,139.02 |
| American Family | $3,368.49 | $3,544.37 | $3,416.40 |
| Farmers | $3,922.47 | $4,166.22 | $4,494.13 |
| GEICO | $3,001.91 | $3,213.97 | $3,429.14 |
| Liberty Mutual | $5,805.75 | $6,058.57 | $6,356.04 |
| Nationwide | $3,394.83 | $3,449.80 | $3,505.37 |
| Progressive | $3,737.13 | $4,018.46 | $4,350.96 |
| State Farm | $3,055.40 | $3,269.80 | $3,454.80 |
| Travelers | $4,223.63 | $4,462.02 | $4,619.07 |
| USAA | $2,404.11 | $2,539.87 | $2,667.92 |
Get Your Rates Quote Now |
|||
Although Allstate isn’t the cheapest, rates can go down with discounts and bonuses.
What are ways to save on Allstate auto insurance?
If you are thinking of leaving Allstate because your rates are too high, there are ways to save money without the hassle of changing auto insurance companies.
First, take advantage of discounts. Allstate offers a lot of discounts based on everything, from driving records to policy types.
This table shows you available discounts from Allstate. If the amount of the discount is known, it is listed. Check to see if you are getting all of the discounts you are eligible for.
| Discounts | Allstate |
|---|---|
| Anti-lock Brakes | ✗ |
| Anti-Theft | ✗ |
| Claim Free | ✗ |
| Continuous Coverage | ✗ |
| Daytime Running Lights | ✗ |
| Defensive Driver | ✗ |
| Distant Student | ✗ |
| Driver's Ed | ✗ |
| Driving Device/App | ✗ |
| Early Signing | ✗ |
| Electronic Stability Control | ✗ |
| Farm Vehicle | ✗ |
| Full Payment | ✗ |
| Good Student | ✗ |
| Good/Safe Driver | ✗ |
| Green Vehicle | ✗ |
| Life Insurance | ✗ |
| Low Mileage | ✗ |
| Military | ✗ |
| Multiple Policies | 10% |
| Multiple Vehicles | ✗ |
| Newer Vehicle | ✗ |
| Occupation | ✗ |
| On-Time Payments | ✗ |
| Paperless Documents | ✗ |
| Paperless/Auto Billing | ✗ |
| Passive Restraint | ✗ |
| Senior/Mature Driver | ✗ |
| Utility Vehicle | ✗ |
| Vehicle Recovery | ✗ |
Get Your Rates Quote Now |
|
Bundle your discounts for the most savings. Consider other ways to save that might be available, such as a safe driving bonus.
You can also raise your deductible and lower your coverage amounts to save money. Although you will have lower rates, you will be responsible for paying more out-of-pocket if your car is damaged.
How to cancel Allstate auto insurance: What’s the bottom line?
The Allstate cancellation policy is pretty simple. Contact your agent or customer service to start the process.
There is no insurance cancellation form to fill out. However, you might need to provide a written cancellation request.
If you want to leave Allstate, shop around before you buy auto insurance. Compare rates from multiple companies to find your best deal.
Now that you know how to cancel an Allstate policy, enter your ZIP code to compare rates from auto insurance companies in your area for free.