How to Cancel 21st Century Auto Insurance: Step-by-Step (2022)

There are many reasons you may need to know how to cancel 21st Century auto insurance, such as finding lower rates. You can cancel your policy by mail, email, or fax. If you're cancelling 21st Century auto insurance over price, consider adding discounts and raising your deductibles to save money.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • You can cancel 21st Century auto insurance by mail, email, or fax but not by phone
  • You may get a refund if you’ve paid for your policy in advance
  • Consider adding discounts to lower your rates if you want to keep 21st Century auto insurance

There are many reasons you may need to know how to cancel 21st Century auto insurance. You may have found lower rates with another insurance company or have sold your vehicle.

Although you can cancel at any time, you will need to have other coverage in place before you do. Knowing how to switch car insurance companies the correct way will save you time and trouble.

Shop around before canceling 21st Century auto insurance. Compare multiple companies to find the best coverage with the lowest rates.

Keep reading to learn how to cancel 21st Century auto insurance. Then enter your ZIP code above to compare free quotes from auto insurance companies in your area today.

What are the steps to cancel 21st Century auto insurance?

You can cancel your 21st Century auto insurance at any time. However, it’s easier if you cancel at your renewal. If you cancel auto insurance before you renew, you may get a refund if you prepaid for your policy.

You can also cancel your policy before it begins or in the middle of your term.

These are the steps to canceling your 21st Century insurance:

  • Check your renewal date. If your policy renews soon, it might be easier to cancel your policy then.
  • Shop around for new coverage. Each auto insurance company will charge different rates, so compare multiple companies for the best deal.
  • Get your new auto insurance coverage in place. You need to know when your new coverage will begin.
  • Cancel your 21st Century coverage. Make sure the cancelation date is on or after the start date of your new policy.
  • Follow up with 21st Century. Verify that your policy has been canceled and follow up on any refund that you might be due.

The most important thing to remember is that you have to have new coverage in place before you cancel your old auto insurance policy.

According to the Insurance Information Institute, around 13% of drivers are uninsured. Driving without insurance can lead to fines, driver’s license suspension. You may even get jail time, and high insurance rates when you do find coverage.

Simply paying attention to the dates of your new policy and the cancellation of your old policy can allow you to avoid a costly mistake.

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What are the ways you can cancel your 21st Century auto insurance?

Although 21st Century allows you to cancel your auto insurance at any time, there are only a few ways to cancel.

You can cancel your auto insurance by mail, email, or fax. However, you can’t cancel your 21st Century auto insurance policy over the phone.

The mailing address for your auto insurance policy cancellation is:

21st Century Insurance
PO Box 15510
Wilmington, DE 19886-9252

The 21st Century email address is [email protected] The fax number to cancel your policy is 1-866-447-2611 if you don’t live in California. California residents need to fax their cancellation request to 1-800-842-3057.

If you cancel by email or fax, it can take two business days to process. However, if you cancel by mail, it can take up to seven business days to process.

You must provide this information in order to cancel:

  • Name of policyholder
  • Address of policyholder
  • Policy number
  • Cancelation date

If you have questions about the cancelation policy, you can call the 21st Century auto insurance customer service phone number at 1-800-241-1188.

The 21st Century customer service hours are Monday-Friday 7 am-7 pm, and Saturday 8 am-6 pm PDT.

A customer service representative can answer any questions you may have. They will also walk you through the cancellation process.

You can’t get 21st Century health insurance or any other type of insurance since the company only offers auto coverage.

How can you save money on 21st Century Auto Insurance?

If you are canceling your 21st Century car insurance because of price, there are ways you can keep your policy and save money.

First, take advantage of any auto insurance discounts that may be available to you. There are several types of discounts available. You can also bundle multiple discounts for the most savings.

This table shows you available car insurance discounts from 21st Century:

21st Century Auto Insurance Discounts
Discounts21st Century
Anti-lock Brakes
Claim Free
Continuous Coverage
Daytime Running Lights
Defensive Driver
Driver's Ed
Early Signing
Good Student15%
Good/Safe Driver20%
Green Vehicle
Multiple Policies
Multiple Vehicles
Newer Vehicle
Paperless/Auto Billing3%
Passive Restraint
Senior/Mature Driver2%
Switching Provider
Vehicle Recovery
Young Driver
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Next, consider lowering your coverage amounts and raising your deductibles. While this will mean you will have higher out-of-pocket costs if your vehicle is damaged, your rates will decrease.

How to cancel 21st Century auto insurance: What’s the bottom line?

Canceling your 21st Century auto insurance can be done at any time. However, make sure you have new coverage in place before you cancel.

If you are only canceling your car insurance because of the price, look for discounts to reduce your rates.

Find affordable auto insurance by shopping around. Look at rates from multiple companies to find your best deal.

Now that you know how to cancel 21st Century auto insurance, enter your ZIP code to compare rates from companies in your area for free.

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