How to Cancel American Family Auto Insurance: Step-by-Step (2022)

If you want to know how to cancel American Family auto insurance, you can learn in three easy steps. Although you can't cancel American Family car insurance online, you can cancel your American Family insurance policy by phone or mail. But before you end your American Family policy, shop around and compare multiple insurance companies to secure the best rates.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • American Family is one of the most affordable auto insurance companies in the United States
  • You could receive a refund if you paid your policy in full
  • Compare multiple auto insurance policies to secure the best rates

Do you want to know how to cancel American Family car insurance? Some drivers may want to cancel because of issues with American Family insurance claims complaints.

Or maybe you want to cancel because you’re looking for affordable auto insurance. Don’t worry – we’re here to answer your questions.

Read our guide to learn how to cancel American Family auto insurance, when to cancel, and how to switch car insurance smoothly.

After you learn how to cancel American Family auto insurance, enter your ZIP code in the free online quote tool to compare multiple companies in your area.

How do you cancel an American Family auto insurance policy?

You can cancel American Family car insurance by phone or mail. The American Family cancellation won’t allow you to cancel your policy online.

Here are the steps you can take to cancel American Family auto insurance:

  • Step #1 – Contact American Family at 1-800-692-6326
  • Step #2 – Give the American Family representative your name, address, driver’s license number, and policy number
  • Step #3 – Set a date for American Family cancellation

It may take a few days, but you’ll receive confirmation about your canceled American Family insurance policy.

How do I cancel American Family auto insurance by mail?

To cancel American Family car insurance by mail, send a certified letter to this address:

American Family Insurance
6000 American Parkway
Madison, WI 53783

In the cancellation letter, you should include your name, address, date of birth, driver’s license, policy number, and the date of cancellation.

American Family may send you confirmation by phone or mail. Although you can’t cancel online, American Family may send a confirmation email.

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How do I switch to another auto insurance policy?

One of the best reasons to set a cancellation date is to prevent a coverage gap and smoothly move over to another company.

You can compare American Family auto insurance rates with other companies while searching for a more affordable policy.

Once you find one, you can set up a policy with another company and wait for your American Family policy to end.

Let’s compare American Family with the top auto insurance companies in the United States:

Average Monthly Full Coverage vs. Liability-Only Auto Insurance Rates by Company
CompaniesFull Coverage Auto Insurance Rates with a Clean Driving RecordFull Coverage Auto Insurance Rates Based with One AccidentLiability-Only Auto Insurance Rates with a Clean Driving RecordLiability-Only Auto Insurance Rates with One Accident
Allstate$318$416$162$212
American Family$224$310$114$158
Farmers$288$377$147$192
GEICO$179$266$91$136
Liberty Mutual$398$517$203$264
Nationwide$229$283$117$144
Progressive$283$398$144$203
State Farm$235$283$120$144
Travelers$287$357$147$182
USAA$161$210$82$107
Average$260$342$133$174
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American Family is the third cheapest car insurance company. Meanwhile, USAA and GEICO are the more affordable auto insurance companies.

However, the cheapest company isn’t always the best. Compare each quote and see which company provides affordable and reliable auto insurance.

What should I consider before canceling American Family auto insurance?

The American Family Auto Insurance Company wants your business. Therefore, you may receive a call from an American Family representative with affordable American Family auto insurance offers, such as discounts.

The best time to cancel is three to four weeks after you’ve announced that you want to cancel your policy.

If you insist on canceling your American Family car insurance, start shopping around.

We recommend that you compare American Family auto insurance quotes with other companies before you commit to canceling your insurance policy.

How do I get a refund after canceling my American Family auto insurance policy?

You could receive a refund if you paid your American Family car insurance policy in full at the start of the policy.

If you cancel your American Family policy during the free-look period, you can receive a full refund.

However, you’ll receive a partial refund if you cancel your policy a few months after you’ve started your policy.

For example, canceling your American Family auto insurance policy two months after you’ve paid for the policy results in a refund equal to the number of months you didn’t use insurance.

Therefore, American Family will only refund four months’ worth on a six-month car insurance policy or ten months’ worth on a 12-month policy.

Does American Family auto insurance have a cancellation fee?

American Family doesn’t mention a cancellation fee on its website. But if you do receive a fee, it may be a short-rate fee.

According to IRMI, short-rate fees are typically 10% of the total insurance bill.

Contact American Family and ask for more details about cancellation fees to be sure.

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How to Cancel American Family Auto Insurance: The Bottom Line

American Family makes it easy for you to cancel your car insurance policy. However, you should set up an insurance policy at another company before you cancel.

Some of the best American Family customers may receive a call back from the company about more affordable coverage.

We suggest that you compare American Family car insurance rates with other companies before committing to a new policy at another company.

Hopefully, we’ve answered your frequently asked questions. Now that you know how to cancel American Family auto insurance, use our free comparison tool to compare multiple companies in your area.

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