How Much is Insurance on a Kia Sedona? [Rates + Comparison Guide]

If you want to buy cheap Kia Sedona insurance coverage then you should know that a policy will cost $100 per month ($1,204 per year) on average. Finding Kia Sedona teenager insurance coverage can cost on average $4,401 a year, so shop around to find cheap rates.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,204 a year or $100 each month
  • A liability-only policy costs around $483 a year or $40 each month
  • Highest rates are for teenage drivers at around $4,401 a year or $367 each month
  • Good drivers can save as much as $496 a year by earning policy discounts
  • Kia Sedona insurance costs around $315 less per year than the average vehicle

Do you need to find cheaper Kia Sedona insurance rates? Good drivers can save as much as $496 a year by earning policy discounts. Read on for more information on what drivers can do to lower Kia Sedona insurance rates’ cost.

You can start comparing quotes for Kia Sedona car insurance rates from some of the best car insurance companies by using our free online tool now.

Kia Sedona Insurance Cost

The average Kia Sedona car insurance rates are $1,204 a year or $100 a month.

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Are Kia Sedonas Expensive to Insure?

The chart below details how Kia Sedona insurance rates compare to other vans like the Toyota Sienna, Dodge Grand Caravan, and Honda Odyssey.

Vehicle Comprehensive Collision Liability Total
Kia Sedona $282 $448 $338 $1,204
Toyota Sienna $294 $532 $372 $1,356
Dodge Grand Caravan $308 $438 $372 $1,276
Honda Odyssey $280 $532 $372 $1,342
Chrysler Pacifica $348 $532 $316 $1,332
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However, there are a few things you can do to find the cheapest Kia insurance rates online.

What Impacts the Cost of Kia Sedona Insurance?

You might have noticed that there is a multitude of factors that impact Kia Sedona car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Kia Sedona.

Age of the Vehicle

The average Kia Sedona car insurance rates are higher for newer models. For example, car insurance for a 2018 Kia Sedona costs $1,204, while 2010 Kia Sedona insurance costs are $1,000, a difference of $204.

Model Year Comprehensive Collision Liability Total
2018 Kia Sedona $282 $448 $338 $1,204
2017 Kia Sedona $272 $436 $354 $1,198
2016 Kia Sedona $262 $418 $364 $1,180
2015 Kia Sedona $248 $404 $376 $1,164
2014 Kia Sedona $238 $374 $384 $1,132
2012 Kia Sedona $220 $316 $390 $1,062
2011 Kia Sedona $206 $292 $390 $1,024
2010 Kia Sedona $198 $272 $394 $1,000
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Driver Age

Driver age can have a significant impact on Kia Sedona auto insurance rates. For instance, a 30-year-old driver may pay $53 more each year for Kia Sedona auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Kia Sedona insurance rates. For example, drivers in Los Angeles may pay $172 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Kia Sedona auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sedona auto insurance rates with violations on their driving record.

Kia Sedona Safety Ratings

Your Kia Sedona auto insurance rates are tied to the Kia Sedona’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Kia Sedona Crash Test Ratings

Kia Sedona crash test ratings will affect your Kia Sedona car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2019 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2018 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2017 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2016 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Kia Sedona Safety Features

Having a variety of safety features on your Kia Sedona can help lower your Kia Sedona insurance costs. The Kia Sedona’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Kia Sedona Insurance Loss Probability

Another contributing factor that affects Kia Sedona car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 2%
Property Damage -36%
Comprehensive -4%
Personal Injury 16%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Kia Sedona Finance and Insurance Cost

If you are financing a Kia Sedona, most lenders will require your carry higher Kia Sedona coverage options including comprehensive coverage, so be sure to shop around and compare Kia Sedona auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Kia Sedona Insurance

If you want to reduce the cost of your Kia Sedona insurance rates, follow these tips below:

  • Ask About Welcome Discounts
  • Carpool to Work Instead of Driving Your Kia Sedona
  • Ask About Loyalty Discounts
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Understand the Different Types of Auto Insurance for Your Kia Sedona

Top Kia Sedona Insurance Companies

Several insurance companies offer competitive rates for the Kia Sedona based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Kia Sedona drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing Kia Sedona auto insurance quotes for free by using our FREE online comparison tool.

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