Buy Cheap Nissan Sentra Auto Insurance in 2023
If you want to buy Nissan Sentra insurance coverage then a policy will cost $116 per month ($1,390 per year) on average. Comprehensive, collision, and liability insurance cost around $339, $494, and $392, respectively.
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Written by
Sara Routhier |
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,390 a year or $116 each month
- A liability-only policy costs around $557 a year or $46 each month
- Highest rates are for teenage drivers at around $5,080 a year or $423 each month
- Good drivers can save as much as $573 a year by earning policy discounts
- Nissan Sentra insurance costs around $129 less per year than the average vehicle
Cheap Nissan Sentra insurance is easy to find. You’re not dreaming. You heard us. We’ve put together the complete Nissan Sentra insurance guide to find the best Nissan Sentra auto insurance rates. We cover everything you need to know before buying your Nissan Sentra or switching your Nissan Sentra insurance.
Plus you can start comparing quotes for Nissan Sentra car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Sentra Insurance Cost
The average car insurance costs for a Nissan Sentra are $1,390 a year or $116 a month.
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Are Nissan Sentras Expensive to Insure?
The chart below details how Nissan Sentra insurance rates compare to other sedans like the Cadillac ATS, Chrysler 300, and Audi A3.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Sentra | $266 | $594 | $372 | $1,390 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Sentra Insurance?
The Nissan Sentra trim and model you choose can impact the total price you will pay for Nissan Sentra insurance coverage.
Age of the Vehicle
Older Nissan Sentra models generally cost less to insure. For example, car insurance rates for a 2020 Nissan Sentra are $1,390, while 2010 Nissan Sentra rates are $1,140, a difference of $250.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Sentra | $266 | $594 | $372 | $1,390 |
| 2019 Nissan Sentra | $254 | $570 | $390 | $1,372 |
| 2018 Nissan Sentra | $244 | $566 | $398 | $1,366 |
| 2017 Nissan Sentra | $236 | $552 | $416 | $1,362 |
| 2016 Nissan Sentra | $228 | $530 | $430 | $1,346 |
| 2015 Nissan Sentra | $216 | $512 | $442 | $1,328 |
| 2014 Nissan Sentra | $206 | $474 | $452 | $1,290 |
| 2013 Nissan Sentra | $198 | $446 | $456 | $1,258 |
| 2012 Nissan Sentra | $190 | $400 | $460 | $1,208 |
| 2011 Nissan Sentra | $178 | $368 | $460 | $1,164 |
| 2010 Nissan Sentra | $172 | $346 | $464 | $1,140 |
Driver Age
Driver age can have a significant impact on the cost of Nissan Sentra auto insurance. For example, 20-year-old drivers pay as much as $1,761 more each year for their Nissan Sentra auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Sentra insurance rates. For example, drivers in Phoenix may pay $765 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Sentra car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Sentra auto insurance rates with violations on their driving record.
Nissan Sentra Safety Ratings
The Nissan Sentra’s safety ratings will affect your Nissan Sentra car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Nissan Sentra Crash Test Ratings
Nissan Sentra crash test ratings will affect your Nissan Sentra car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Sentra 4 DR FWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Sentra SR Turbo 4 DR FWD | N/R | N/R | 5 stars | 4 stars |
| 2019 Nissan Sentra NISMO 4 DR FWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Sentra Turbo 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Nissan Sentra NISMO 4 DR FWD | N/R | N/R | N/R | 4 stars |
| 2018 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Sentra NISMO 4 DR FWD | N/R | N/R | N/R | 4 stars |
| 2017 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Sentra Safety Features
Having a variety of safety features on your Nissan Sentra can help lower your insurance costs. According to AutoBlog, the 2020 Nissan Sentra’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
Nissan Sentra Insurance Loss Probability
Insurance loss probability on the Nissan Sentra fluctuates between each type of coverage. The lower percentage means lower Nissan Sentra car insurance rates; higher percentages mean higher Nissan Sentra auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 20% |
|---|---|
| Property Damage | 7% |
| Comprehensive | -19% |
| Personal Injury | 58% |
| Medical Payment | 79% |
| Bodily Injury | 41% |
| Source: Insurance Institute for Highway Safety | |
Nissan Sentra Finance and Insurance Cost
If you are financing a Nissan Sentra, most lenders will require your carry higher Nissan Sentra coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Sentra auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Nissan Sentra Insurance
Although it may seem like your Nissan Sentra car insurance rates are set, there are a few measures that you can take to secure the best Nissan Sentra car insurance rates possible. Take a look at the following five ways to save on Nissan Sentra auto insurance.
- Ask About Mature Driver Discounts for Drivers Over 50
- Buy a Nissan Sentra with an Anti-Theft Device
- Reduce Modifications on Your Nissan Sentra
- Compare Nissan Sentra Quotes Online
- Ask About Retiree Discounts
Top Nissan Sentra Insurance Companies
Who is the top auto insurance company for Nissan Sentra insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Sentra auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Sentra offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Sentra Insurance Quotes Online
You can start comparing quotes for Nissan Sentra auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|