Chevrolet Spark Car Insurance [Guide + Free Quotes]

Insurance rates for a Chevrolet Spark average $1,310 a year, or around $109 a month. On average, comprehensive coverage costs $319, collision coverage costs $466, and liability coverage costs $370 for Chevrolet Spark insurance.

UPDATED: Jul 16, 2021Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,310 a year or $109 each month
  • A liability-only policy costs around $525 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,788 a year or $399 each month
  • Good drivers can save as much as $540 a year by earning policy discounts
  • Chevrolet Spark insurance costs around $209 less per year than the average vehicle

Don’t let Chevrolet Spark insurance rates confuse you. Full coverage for a Chevrolet Spark costs around $1,310 a year or $109 each month. To ensure you are getting reasonable rates, you need to familiarize yourself with what factors determine Chevrolet Spark insurance rates.

You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Spark Insurance Cost

The average Chevrolet Spark auto insurance costs are $1,310 a year or $109 a month.

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Are Chevrolet Sparks Expensive to Insure?

The chart below details how Chevrolet Spark insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Volkswagen Golf R, and Ford Focus RS.

Vehicle Comprehensive Collision Liability Total
Volkswagen Golf $306 $600 $390 $1,454
Volkswagen Golf R $372 $660 $390 $1,580
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Beetle $280 $542 $332 $1,290
Honda Fit $268 $512 $258 $1,148
Mitsubishi Mirage $244 $448 $398 $1,248
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Spark Insurance?

The Chevrolet Spark trim and model you choose can impact the total price you will pay for Chevrolet Spark insurance coverage.

Age of the Vehicle

Older Chevrolet Spark models generally cost less to insure. For example, auto insurance for a 2017 Chevrolet Spark costs $1,310, while 2013 Chevrolet Spark insurance costs are $1,234, a difference of $76.

Model Year Comprehensive Collision Liability Total
2017 Chevrolet Spark $224 $436 $470 $1,310
2016 Chevrolet Spark $216 $418 $486 $1,300
2015 Chevrolet Spark $204 $404 $500 $1,288
2014 Chevrolet Spark $196 $374 $510 $1,260
2013 Chevrolet Spark $188 $352 $514 $1,234
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Driver Age

Driver age can have a significant impact on Chevrolet Spark auto insurance rates. For example, 20-year-old drivers pay approximately $1,602 more each year for their Chevrolet Spark auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Spark insurance rates. For example, drivers in Phoenix may pay $720 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Spark auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Spark car insurance with violations on their driving record.

Chevrolet Spark Safety Ratings

Your Chevrolet Spark auto insurance rates are influenced by the Chevrolet Spark’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front Good
Side Good
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Chevrolet Spark Crash Test Ratings

If the Chevrolet Spark crash test ratings are good, you could have lower Chevrolet Spark car insurance rates. See Chevrolet Spark crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2019 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2018 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2017 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2016 Chevrolet Spark Ev 5 HB FWD N/R N/R N/R N/R
2016 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Spark Safety Features

The more safety features you have on your Chevrolet Spark, the more likely it is that you can earn a discount. The Chevrolet Spark’s safety features include:

  • Forward Automatic Braking System
  • Forward Collision Alert
  • Lane Departure Warning
  • Rear View Parking Camera and Park Assist
  • Electronic Stability Control and Traction Control
  • Anti Theft Features
  • Child Seat Anchor Points
  • Child Safety Door Locks

Chevrolet Spark Finance and Insurance Cost

If you are financing a Chevrolet Spark, you will pay more if you purchase Chevrolet Spark auto insurance at the dealership, so be sure to shop around and compare Chevrolet Spark auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Spark Insurance

There are many ways that you can save on Chevrolet Spark car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Spark car insurance rates low.

  • Avoid the Temptation to File a Claim for Minor Incidents
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Don’t Skimp On Chevrolet Spark Liability Coverage
  • Consider Using a Tracking Device on Your Chevrolet Spark
  • Use an Accurate Job Title When Requesting Chevrolet Spark Auto Insurance

Top Chevrolet Spark Insurance Companies

Who is the top car insurance company for Chevrolet Spark insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Spark auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Spark offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chevrolet Spark Insurance Quotes Online

You can start comparing quotes for Chevrolet Spark auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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