Buy Cheap Toyota FJ Cruiser Auto Insurance in 2023
Average Toyota FJ Cruiser insurance rates cost $1,242 a year, or around $104 a month. Finding Toyota FJ Cruiser teenager insurance rates can cost on average $4,540 a year, so shop around to find cheap coverage.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,242 a year or $104 each month
- A liability-only policy costs around $497 a year or $41 each month
- Highest rates are for teenage drivers at around $4,540 a year or $378 each month
- Good drivers can save as much as $512 a year by earning policy discounts
- Toyota FJ Cruiser insurance costs around $277 less per year than the average vehicle
A Toyota FJ Cruiser’s insurance rates can be economical for drivers. Toyota FJ Cruiser insurance costs around $277 less per year than the average vehicle. Learn more about Toyota FJ Cruiser insurance rates and ways to save in our comprehensive guide.
You can start comparing quotes for Toyota FJ Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota FJ Cruiser Insurance Cost
The average Toyota FJ Cruiser auto insurance costs are $1,242 a year or $104 a month.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Are Toyota FJ Cruisers Expensive to Insure?
The chart below details how Toyota FJ Cruiser insurance rates compare to other SUVs like the GMC Acadia, Honda Pilot, and Lexus LX 570.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
| Honda Pilot | $336 | $470 | $372 | $1,336 |
| Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| Kia Sorento | $322 | $562 | $372 | $1,414 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota FJ Cruiser Insurance?
The Toyota FJ Cruiser trim and model you choose can impact the total price you will pay for Toyota FJ Cruiser insurance coverage.
Age of the Vehicle
Older Toyota FJ Cruiser models generally cost less to insure. For example, car insurance for a 2014 Toyota FJ Cruiser costs $1,242, while a 2010 Toyota FJ Cruiser insurance costs are $1,110, a difference of $132.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Toyota FJ Cruiser | $282 | $350 | $452 | $1,242 |
| 2013 Toyota FJ Cruiser | $270 | $330 | $456 | $1,214 |
| 2012 Toyota FJ Cruiser | $258 | $296 | $460 | $1,172 |
| 2011 Toyota FJ Cruiser | $242 | $272 | $460 | $1,132 |
| 2010 Toyota FJ Cruiser | $234 | $254 | $464 | $1,110 |
Driver Age
Driver age can have a significant effect on Toyota FJ Cruiser car insurance rates. As an example, a 30-year-old driver pays around $55 more each year for their Toyota FJ Cruiser car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Toyota FJ Cruiser insurance rates. For example, drivers in Jacksonville may pay $745 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Toyota FJ Cruiser auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota FJ Cruiser auto insurance rates with violations on their driving record.
Toyota FJ Cruiser Safety Ratings
Your Toyota FJ Cruiser car insurance rates are tied to the safety ratings of the Toyota FJ Cruiser. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Acceptable |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota FJ Cruiser Crash Test Ratings
Toyota FJ Cruiser crash test ratings can impact the cost of your Toyota FJ Cruiser car insurance. See Toyota FJ Cruiser crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2014 Toyota FJ Cruiser SUV FWD | N/R | N/R | N/R | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota FJ Cruiser Safety Features
The more safety features you have on your Toyota FJ Cruiser, the more likely it is that you can earn a discount. The Toyota FJ Cruiser’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Front Tow Hooks
- Traction Control
Toyota FJ Cruiser Finance and Insurance Cost
If you are financing a Toyota FJ Cruiser, you will pay more if you purchase Toyota FJ Cruiser auto insurance at the dealership, so be sure to shop around and compare Toyota FJ Cruiser auto insurance quotes from the best companies using our FREE tool below.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Ways to Save on Toyota FJ Cruiser Insurance
There are many ways that you can save on Toyota FJ Cruiser car insurance. Below are five actions you can take to find cheap Toyota FJ Cruiser auto insurance rates.
- Ask About Loyalty Discounts
- Compare Insurance Companies After Moving
- Understand that Your Insurer Can Change Your Toyota FJ Cruiser Auto Insurance Rates Mid-Term for Other Reasons
- Buy An Older Toyota FJ Cruiser
- Carpool to Work Instead of Driving Your Toyota FJ Cruiser
Top Toyota FJ Cruiser Insurance Companies
Who is the top car insurance company for Toyota FJ Cruiser insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota FJ Cruiser auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota FJ Cruiser offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota FJ Cruiser Insurance Quotes Online
You can start comparing quotes for Toyota FJ Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|