Buy Cheap Crossville, TN Auto Insurance in 2024
Crossville, TN auto insurance rates average $263 a month. Minimum auto insurance requirements in Crossville, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Crossville, TN, compare Crossville auto insurance quotes from top companies.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Crossville is Allstate
- Average auto insurance rates in Crossville, TN for teens drivers are $6,415/year
- Average auto insurance rates in Crossville, TN after a DUI are $4,110/year
Finding affordable Crossville, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Crossville, TN auto insurance with confidence is right here. Auto insurance rates in Crossville are affected by local factors as well as personal ones like your driving record.
See how Crossville, TN car insurance rates compare to Franklin auto insurance rates, Chattanooga auto insurance rates, and Bartlett auto insurance rates before you read more about the cost of auto insurance in Crossville.
Don’t buy Crossville, TN auto insurance until you’ve compared rates. Get free Crossville, Tennessee auto insurance quotes when you enter your ZIP code above.
Crossville, TN Minimum Auto Insurance Requirements
The required auto insurance in Crossville, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Crossville, Tennessee is outlined here.
Minimum Required Auto Insurance Coverage in Crossville, Tennessee
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Crossville, TN Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Crossville, TN. Take a look at Crossville, Tennessee auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Crossville, Tennessee
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,528 | $4,240 | $3,245 |
| Farmers | $3,959 | $3,107 | $2,941 |
| Geico | $3,369 | $2,885 | $2,653 |
| Liberty Mutual | $9,266 | $5,670 | $4,430 |
| Nationwide | $3,876 | $3,066 | $2,714 |
| Progressive | $4,175 | $3,597 | $3,361 |
| State Farm | $3,369 | $2,023 | $1,572 |
| Travelers | $3,402 | $2,683 | $1,956 |
| USAA | $3,856 | $2,254 | $1,858 |
Buy Cheap Crossville, TN Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Crossville, Tennessee auto insurance rates? Find out how car insurance rates in Crossville, TN are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Crossville, Tennessee
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,512 | $2,410 | $2,263 | $2,349 | $9,452 | $10,280 | $2,671 | $2,763 |
| Farmers | $1,768 | $1,797 | $1,583 | $1,728 | $7,210 | $7,651 | $2,392 | $2,556 |
| Geico | $1,966 | $1,983 | $1,811 | $1,811 | $6,008 | $6,110 | $1,999 | $2,063 |
| Nationwide | $2,076 | $2,095 | $1,860 | $1,893 | $5,610 | $7,244 | $2,381 | $2,590 |
| Progressive | $1,889 | $1,785 | $1,536 | $1,606 | $8,500 | $9,578 | $2,284 | $2,509 |
| State Farm | $1,417 | $1,417 | $1,278 | $1,278 | $4,318 | $5,398 | $1,601 | $1,862 |
| Travelers | $1,716 | $1,803 | $1,566 | $1,665 | $4,891 | $6,058 | $1,826 | $1,921 |
| USAA | $1,503 | $1,530 | $1,355 | $1,355 | $5,333 | $6,120 | $1,960 | $2,093 |
Buy Cheap Crossville, TN Auto Insurance for Teen Drivers
Auto insurance for teenagers in Crossville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Crossville, TN are listed here.
Annual Auto Insurance Rates for Teen Drivers in Crossville, Tennessee
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,452 | $10,280 |
| Farmers | $7,210 | $7,651 |
| Geico | $6,008 | $6,110 |
| Nationwide | $5,610 | $7,244 |
| Progressive | $8,500 | $9,578 |
| State Farm | $4,318 | $5,398 |
| Travelers | $4,891 | $6,058 |
| USAA | $5,333 | $6,120 |
Buy Cheap Crossville, TN Auto Insurance for Seniors
You can save on senior auto insurance rates in Crossville, Tennessee by comparing Crossville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Crossville, TN here.
Annual Auto Insurance Rates for Senior Drivers in Crossville, Tennessee
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,263 | $2,349 |
| Farmers | $1,583 | $1,728 |
| Geico | $1,811 | $1,811 |
| Nationwide | $1,860 | $1,893 |
| Progressive | $1,536 | $1,606 |
| State Farm | $1,278 | $1,278 |
| Travelers | $1,566 | $1,665 |
| USAA | $1,355 | $1,355 |
Find Cheap Auto Insurance Rates in Crossville, TN by Coverage Level
The amount of coverage you choose is a big factor in the cost of Crossville, Tennessee auto insurance. Compare Crossville, TN auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Crossville, Tennessee
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,184 | $4,327 | $4,502 |
| Farmers | $3,171 | $3,323 | $3,513 |
| Geico | $2,833 | $2,963 | $3,111 |
| Liberty Mutual | $6,194 | $6,452 | $6,719 |
| Nationwide | $3,248 | $3,149 | $3,259 |
| Progressive | $3,513 | $3,711 | $3,908 |
| State Farm | $2,192 | $2,331 | $2,440 |
| Travelers | $2,529 | $2,679 | $2,834 |
| USAA | $2,577 | $2,648 | $2,744 |
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Find Cheap Crossville, TN Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Crossville. Compare auto insurance rates in Crossville, TN by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Crossville, Tennessee
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,337 | $4,337 |
| Farmers | $3,336 | $3,336 |
| Geico | $2,950 | $2,988 |
| Liberty Mutual | $6,455 | $6,455 |
| Nationwide | $3,219 | $3,219 |
| Progressive | $3,711 | $3,711 |
| State Farm | $2,266 | $2,376 |
| Travelers | $2,575 | $2,786 |
| USAA | $2,582 | $2,731 |
Find Cheap Crossville, TN Auto Insurance Rates by ZIP Code
Auto insurance rates in Crossville, Tennessee can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Crossville, TN to see how much where you live in Crossville affects the cost of car insurance.
Annual Auto Insurance Rates by ZIP Code in Crossville, Tennessee
| ZIP Code | Average Annual Rates |
|---|---|
| 38555 | $3,582 |
| 38571 | $3,571 |
| 38572 | $3,577 |
Find Cheap Crossville, TN Auto Insurance Rates by Driving Record
Auto insurance rates in Crossville, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Crossville, TN, take a look at the average cost for various violations versus rates for a clean driving record in Crossville.
Annual Crossville, Tennessee Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,629 | $4,326 | $5,239 | $4,155 |
| Farmers | $2,850 | $3,527 | $3,602 | $3,363 |
| Geico | $2,163 | $2,892 | $4,659 | $2,163 |
| Liberty Mutual | $5,225 | $7,547 | $7,024 | $6,024 |
| Nationwide | $2,786 | $2,786 | $4,181 | $3,123 |
| Progressive | $3,268 | $4,243 | $3,479 | $3,854 |
| State Farm | $2,116 | $2,526 | $2,321 | $2,321 |
| Travelers | $2,173 | $2,795 | $3,079 | $2,675 |
| USAA | $1,933 | $2,891 | $3,405 | $2,396 |
Find Cheap Crossville, TN Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Crossville, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Crossville for less when you shop around and compare rates from multiple Crossville, TN auto insurance companies.
Annual Auto Insurance Rates After a DUI in Crossville, Tennessee
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,239 |
| Farmers | $3,602 |
| Geico | $4,659 |
| Liberty Mutual | $7,024 |
| Nationwide | $4,181 |
| Progressive | $3,479 |
| State Farm | $2,321 |
| Travelers | $3,079 |
| USAA | $3,405 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Crossville, TN
Compare rates from the cheapest auto insurance companies in Crossville, TN for your needs. Take a look at how Crossville, Tennessee auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Crossville, Tennessee
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Read more: Cheapest Car Insurance in Tennessee
Find Cheap Crossville, Tennessee Auto Insurance Companies
If you’re looking for the cheapest Crossville, TN auto insurance companies overall, you can compare them here. Find the best price for Crossville, Tennessee car insurance by company.
Average Annual Auto Insurance Rates by Company in Crossville, Tennessee
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,337 |
| Farmers | $3,336 |
| Geico | $2,969 |
| Nationwide | $3,219 |
| Progressive | $3,711 |
| State Farm | $2,321 |
| Travelers | $2,681 |
| USAA | $2,656 |
What affects Crossville, Tennessee auto insurance rates?
Local factors affect auto insurance rates in Crossville, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Crossville auto insurance rates.
Commute Times in Crossville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Crossville, TN is 17.6 minutes according to City-Data.
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Compare Auto Insurance Quotes in Crossville, TN
You can buy cheap Crossville, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Crossville, Tennessee auto insurance quotes from top companies.
Frequently Asked Questions
What factors can affect the cost of auto insurance in Crossville, TN?
Several factors can influence the cost of auto insurance in Crossville, TN. These factors include your driving record, age, gender, credit score, the make and model of your vehicle, the coverage limits you choose, deductibles, and the level of risk associated with the area you live in.
Are there any specific discounts available for auto insurance in Crossville, TN?
Yes, there are various discounts available for auto insurance in Crossville, TN. Insurance providers may offer discounts for safe driving records, bundling multiple policies (such as auto and home insurance), having anti-theft devices installed in your vehicle, being a good student, or completing a defensive driving course. Inquire with insurance providers to determine which discounts you may qualify for.
What are the recommended coverage options for auto insurance in Crossville, TN?
The recommended coverage options for auto insurance in Crossville, TN typically include liability coverage, which is required by law and covers injuries or damages you cause to others in an accident. Additionally, comprehensive and collision coverage can protect your vehicle against theft, vandalism, accidents, and other non-collision incidents. Uninsured/underinsured motorist coverage is also advisable to protect yourself if you’re involved in an accident with an uninsured or underinsured driver.
How can I find cheap auto insurance in Crossville, TN?
To find cheap auto insurance in Crossville, TN, consider these steps:
- Shop around and obtain quotes from multiple insurance providers to compare prices.
- Maintain a good driving record by avoiding accidents and traffic violations.
- Inquire about available discounts and take advantage of those you qualify for.
- Adjust your coverage options and deductibles based on your specific needs and budget.
- Consider working with an independent insurance agent who can help you explore different options and find the most affordable coverage.
Are there any specific considerations for insuring a vehicle in Crossville, TN?
When insuring a vehicle in Crossville, TN, it’s important to consider factors such as the local weather conditions, crime rates, and accident rates in the area. Additionally, reviewing and understanding the terms, conditions, and exclusions of your insurance policy is crucial to ensure you have adequate coverage.
Can I get special insurance coverage if I use my vehicle for business purposes in Crossville, TN?
If you use your vehicle for business purposes in Crossville, TN, it’s important to inform your insurance provider. Personal auto insurance policies typically do not cover commercial activities, so you may need to consider a commercial auto insurance policy or additional coverage options to adequately protect your vehicle and business activities.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.