How Much are Dodge Dakota Insurance Rates?

Average Dodge Dakota insurance rates cost $1,220 a year, or around $102 a month. On average, comprehensive coverage costs $297, collision coverage costs $434, and liability coverage costs $344 for Dodge Dakota insurance.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,220 a year or $102 each month
  • A liability-only policy costs around $489 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,459 a year or $372 each month
  • Good drivers can save as much as $503 a year by earning policy discounts
  • Dodge Dakota insurance costs around $299 less per year than the average vehicle

Dodge Dakota insurance rates average $1,220 a year or $102 a month for full coverage. Good drivers can save up to $503 a year in policy discounts by practicing safe driving habits.

Continue reading to learn how you can save $503 per month on Dodge Dakota insurance rates, safety ratings, and more.

You can start comparing quotes for Dodge Dakota car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Dakota Insurance Cost

The average auto insurance rates for a Dodge Dakota cost $1,220 a year or $102 a month.

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Are Dodge Dakotas Expensive to Insure?

The chart below details how Dodge Dakota insurance rates compare to other trucks like the GMC Canyon, Honda Ridgeline, and Toyota Tundra.

Vehicle Comprehensive Collision Liability Total
GMC Canyon $270 $478 $398 $1,304
Honda Ridgeline $306 $536 $450 $1,472
Toyota Tundra $320 $512 $440 $1,452
Toyota Tacoma $294 $482 $390 $1,324
GMC Sierra $336 $594 $372 $1,460
Chevrolet Silverado 3500HD $404 $656 $420 $1,660
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Dakota Insurance?

The Dodge Dakota trim and model you choose will affect the total price you will pay for Dodge Dakota insurance coverage.

Age of the Vehicle

Older Dodge Dakota models generally cost less to insure. Auto insurance for a 2010 Dodge Dakota costs $1,220.

Model Year Comprehensive Collision Liability Total
2010 Dodge Dakota $206 $310 $524 $1,220
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Driver Age

Driver age can have a significant effect on Dodge Dakota car insurance rates. For example, 20-year-old drivers pay $1,492 more for their Dodge Dakota car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Dakota insurance rates. For example, drivers in New York may pay $745 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Dodge Dakota auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Dodge Dakota car insurance with violations on their driving record.

Dodge Dakota Safety Ratings

Your Dodge Dakota auto insurance rates are tied to the Dodge Dakota’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Marginal
Roof strength Not Tested
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
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Dodge Dakota Crash Test Ratings

The crash test ratings of the Dodge Dakota can impact your Dodge Dakota car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Dodge Dakota N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Dakota Safety Features

Good Dodge Dakota safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Dodge Dakota are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Daytime Running Lights
  • Child Safety Locks

Dodge Dakota Finance and Insurance Cost

If you are financing a Dodge Dakota, you will pay more if you purchase Dodge Dakota car insurance at the dealership, so be sure to shop around and compare Dodge Dakota car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Dodge Dakota Insurance

You can save more money on your Dodge Dakota auto insurance rates by employing any of the following five strategies.

  • Choose Automatic Payments or EFT for Your Dodge Dakota Insurance Policy
  • Use Paperless Billing for Your Dodge Dakota Insurance Policy
  • Tell Your Insurer About Different Drivers or Uses for Your Dodge Dakota
  • Consider Ride Sharing Services to Lower Your Dodge Dakota Mileage
  • Ask for a Higher Deductible for Your Dodge Dakota Insurance Policy

Top Dodge Dakota Insurance Companies

Who is the top auto insurance company for Dodge Dakota insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Dakota auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Dakota offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Dakota Insurance Quotes Online

You can start comparing quotes for Dodge Dakota car insurance rates from some of the best car insurance companies by using our free online tool now.

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