Buy Cheap Toyota Venza Auto Insurance in 2023
The cost of Toyota Venza car insurance rates are $1,344 a year, or around $112 a month on average. Teens pay the highest rates at up to $4,912 a year, while good drivers may only pay $790.
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Written by
Sara Routhier |
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,344 a year or $112 each month
- A liability-only policy costs around $539 a year or $45 each month
- Highest rates are for teenage drivers at around $4,912 a year or $409 each month
- Good drivers can save as much as $554 a year by earning policy discounts
- Toyota Venza insurance costs around $175 less per year than the average vehicle
Is it stressful finding cheap Toyota Venza insurance rates? It doesn’t have to be. Full coverage for a Toyota Venza costs around $1,344 a year or $112 each month. Read on for more information on rates and savings advice.
You can start comparing quotes for Toyota Venza car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Venza Insurance Cost
The average Toyota Venza car insurance rates are $1,344 a year or $112 a month.
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Are Toyota Venzas Expensive to Insure?
The chart below details how Toyota Venza insurance rates compare to other crossovers like the Honda CR-V, Cadillac XT4, and Buick Envision.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda CR-V | $280 | $408 | $316 | $1,140 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
| FIAT 500X | $256 | $506 | $450 | $1,392 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Nissan Murano | $294 | $512 | $390 | $1,354 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota Venza Insurance?
The Toyota Venza trim and model you choose can impact the total price you will pay for Toyota Venza insurance coverage.
Age of the Vehicle
Older Toyota Venza models generally cost less to insure. For example, car insurance for a 2015 Toyota Venza costs $1,344, while a 2010 Toyota Venza insurance costs are $1,156, a difference of $188.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2015 Toyota Venza | $260 | $484 | $442 | $1,344 |
| 2014 Toyota Venza | $250 | $450 | $452 | $1,310 |
| 2013 Toyota Venza | $240 | $424 | $456 | $1,278 |
| 2012 Toyota Venza | $230 | $380 | $460 | $1,228 |
| 2011 Toyota Venza | $214 | $350 | $460 | $1,182 |
| 2010 Toyota Venza | $206 | $328 | $464 | $1,156 |
Driver Age
Driver age can have a significant impact on the cost of Toyota Venza auto insurance. For example, 20-year-old drivers pay approximately $1,644 each year for their Toyota Venza auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Venza insurance rates. For example, drivers in New York may pay $820 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Toyota Venza car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Venza car insurance with violations on their driving record.
Toyota Venza Safety Ratings
Your Toyota Venza car insurance rates are tied to the safety ratings of the Toyota Venza. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Venza Crash Test Ratings
Toyota Venza crash test ratings will affect your Toyota Venza car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2015 Toyota Venza SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Venza Safety Features
The numerous safety features of the Toyota Venza help contribute to lower insurance rates. The Toyota Venza has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Toyota Venza Insurance Loss Probability
The lower percentage means lower Toyota Venza car insurance rates; higher percentages mean higher Toyota Venza auto insurance rates. Insurance loss probability on the Toyota Venza fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -7% |
|---|---|
| Property Damage | 2% |
| Comprehensive | -14% |
| Personal Injury | 15% |
| Medical Payment | 10% |
| Bodily Injury | -7% |
| Source: Insurance Institute for Highway Safety | |
Toyota Venza Finance and Insurance Cost
If you are financing a Toyota Venza, you will pay more if you purchase Toyota Venza car insurance at the dealership, so be sure to shop around and compare Toyota Venza car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota Venza Insurance
There are several ways you can save even more on your Toyota Venza car insurance rates. Take a look at the following five tips:
- Check Your Toyota Venza Policy Carefully to Ensure All Information is Correct
- Ask for a Toyota Venza Discount If You Have College Degree or Higher
- Ask About Welcome Discounts
- Don’t Assume your Toyota Venza is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Move to an Area with a Lower Cost of Living
Top Toyota Venza Insurance Companies
Several insurance companies offer competitive rates for the Toyota Venza based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Toyota Venza drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Venza Insurance Quotes Online
You can start comparing quotes for Toyota Venza insurance from some of the top car insurance companies by using our free online tool today.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|