Buy Cheap Emporia, KS Auto Insurance (2022)

Emporia, KS auto insurance rates average $273 a month. Minimum auto insurance requirements in Emporia, Kansas are 25/50/25 to comply with Kansas laws. To buy cheap auto insurance in Emporia, KS, compare Emporia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • The most expensive auto insurance company in Emporia is Liberty Mutual
  • The most expensive auto insurance company in Emporia after a DUI is Liberty Mutual
  • Average auto insurance rates in Emporia, KS after a DUI are $3,919/year

Finding affordable Emporia, Kansas auto insurance can be challenging, but everything you need to know to buy cheap Emporia, KS auto insurance with confidence is right here. Auto insurance rates in Emporia are affected by local factors as well as personal ones like your driving record.

See how Emporia, KS car insurance rates compare to Salina auto insurance rates, Wichita auto insurance rates, and Manhattan auto insurance rates before you read more about the cost of auto insurance in Emporia.

Don’t buy Emporia, KS auto insurance until you’ve compared rates. Get free Emporia, Kansas auto insurance quotes when you enter your ZIP code above.

Emporia, KS Minimum Auto Insurance Requirements

The required auto insurance in Emporia, KS is 25/50/25 according to the auto insurance laws in Kansas. The minimum auto insurance in Emporia, Kansas is outlined here.

Minimum Required Auto Insurance Coverage in Emporia, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Emporia, KS Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Emporia, KS. Take a look at Emporia, Kansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Emporia, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,566 $1,812 $1,516
Farmers $4,285 $3,416 $3,219
GEICO $4,598 $2,431 $1,846
Liberty Mutual $4,884 $4,884 $4,884
Nationwide $2,531 $2,244 $2,092
Progressive $4,593 $3,876 $3,587
State Farm $3,568 $2,133 $1,652
Travelers $4,796 $3,907 $3,752
USAA $2,980 $1,962 $1,616

Buy Cheap Emporia, KS Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Emporia, Kansas auto insurance rates? Find out how car insurance rates in Emporia, KS are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Emporia, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,528 $1,528 $1,381 $1,381 $3,017 $3,627 $1,528 $1,725
Farmers $2,472 $2,443 $2,205 $2,309 $6,878 $7,100 $2,789 $2,923
GEICO $2,270 $2,219 $2,292 $2,132 $4,307 $5,850 $2,679 $1,920
Liberty Mutual $2,368 $2,556 $2,272 $2,534 $11,334 $12,652 $2,575 $2,784
Nationwide $1,669 $1,718 $1,488 $1,602 $3,513 $4,295 $1,951 $2,077
Progressive $2,284 $2,165 $1,840 $1,925 $8,622 $9,724 $2,695 $2,895
State Farm $1,618 $1,618 $1,413 $1,413 $4,253 $5,426 $1,817 $2,050
Travelers $2,005 $2,041 $1,958 $1,980 $8,108 $12,642 $2,054 $2,426
USAA $1,289 $1,315 $1,182 $1,194 $4,402 $4,623 $1,703 $1,780

Buy Cheap Emporia, KS Auto Insurance for Teen Drivers

Auto insurance for teenagers in Emporia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Emporia, KS are listed here.

Annual Auto Insurance Rates for Teen Drivers in Emporia, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,017 $3,627
Farmers $6,878 $7,100
GEICO $4,307 $5,850
Liberty Mutual $11,334 $12,652
Nationwide $3,513 $4,295
Progressive $8,622 $9,724
State Farm $4,253 $5,426
Travelers $8,108 $12,642
USAA $4,402 $4,623

Buy Cheap Emporia, KS Auto Insurance for Seniors

You can save on senior auto insurance rates in Emporia, Kansas by comparing Emporia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Emporia, KS here.

Annual Auto Insurance Rates for Senior Drivers in Emporia, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,381 $1,381
Farmers $2,205 $2,309
GEICO $2,292 $2,132
Liberty Mutual $2,272 $2,534
Nationwide $1,488 $1,602
Progressive $1,840 $1,925
State Farm $1,413 $1,413
Travelers $1,958 $1,980
USAA $1,182 $1,194

Find Cheap Auto Insurance Rates in Emporia, KS by Coverage Level

The amount of coverage you choose is a big factor in the cost of Emporia, Kansas auto insurance. Compare Emporia, KS auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Emporia, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $1,980 $2,064 $1,851
Farmers $3,488 $3,621 $3,811
GEICO $2,881 $2,955 $3,040
Liberty Mutual $4,771 $4,873 $5,008
Nationwide $2,405 $2,265 $2,198
Progressive $3,771 $3,985 $4,300
State Farm $2,365 $2,458 $2,530
Travelers $3,945 $4,158 $4,353
USAA $2,113 $2,181 $2,264

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Find Cheap Emporia, KS Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Emporia. Compare auto insurance rates in Emporia, KS by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Emporia, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $1,940 $1,990
Farmers $3,640 $3,640
GEICO $2,897 $3,021
Liberty Mutual $4,884 $4,884
Nationwide $2,289 $2,289
Progressive $4,019 $4,019
State Farm $2,390 $2,512
Travelers $4,152 $4,152
USAA $2,123 $2,249

Find Cheap Emporia, KS Auto Insurance Rates by Driving Record

Auto insurance rates in Emporia, Kansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Emporia, KS, take a look at the average cost for various violations versus rates for a clean driving record in Emporia.

Annual Emporia, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $1,927 $2,077 $1,927 $1,927
Farmers $3,060 $3,952 $3,852 $3,695
GEICO $1,874 $3,051 $4,678 $2,232
Liberty Mutual $3,658 $5,556 $5,452 $4,871
Nationwide $1,730 $1,985 $3,468 $1,973
Progressive $3,707 $4,351 $3,880 $4,137
State Farm $2,278 $2,624 $2,451 $2,451
Travelers $3,023 $3,947 $5,444 $4,193
USAA $1,599 $2,155 $3,158 $1,831

Find Cheap Emporia, KS Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Emporia, Kansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Emporia for less when you shop around and compare rates from multiple Emporia, KS auto insurance companies.

Annual Auto Insurance Rates After a DUI in Emporia, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $1,927
Farmers $3,852
GEICO $4,678
Liberty Mutual $5,452
Nationwide $3,468
Progressive $3,880
State Farm $2,451
Travelers $5,444
USAA $3,158

Winners by Category: Where to Buy Cheap Auto Insurance in Emporia, KS

Compare rates from the cheapest auto insurance companies in Emporia, KS for your needs. Take a look at how Emporia, Kansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Emporia, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Emporia, Kansas Auto Insurance Companies

If you’re looking for the cheapest Emporia, KS auto insurance companies overall, you can compare them here. Find the best price for Emporia, Kansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Emporia, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $1,965
Farmers $3,640
GEICO $2,959
Liberty Mutual $4,884
Nationwide $2,289
Progressive $4,019
State Farm $2,451
Travelers $4,152
USAA $2,186

What affects Emporia, Kansas auto insurance rates?

Local factors affect auto insurance rates in Emporia, KS, including traffic, theft statistics, and commute length. Take a look at the things that impact Emporia auto insurance rates.

Auto Theft in Emporia

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Emporia, KS auto theft show a total of 12 vehicle thefts annually.

Commute Times in Emporia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Emporia, KS is 12.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Emporia, KS

You can buy cheap Emporia, KS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Emporia, Kansas auto insurance quotes from top companies.

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