Buy Cheap Colby, KS Auto Insurance (2022)

Colby, KS auto insurance rates average $288 a month. Minimum auto insurance requirements in Colby, Kansas are 25/50/25 to comply with Kansas laws. To buy cheap auto insurance in Colby, KS, compare Colby auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • The most expensive auto insurance company in Colby is Liberty Mutual
  • Average auto insurance rates in Colby, KS for teens drivers are $6,295/year
  • Average auto insurance rates in Colby, KS after a DUI are $4,182/year

Finding affordable Colby, Kansas auto insurance can be challenging, but everything you need to know to buy cheap Colby, KS auto insurance with confidence is right here. Auto insurance rates in Colby are affected by local factors as well as personal ones like your driving record.

See how Colby, KS car insurance rates compare to Shawnee auto insurance rates, Lawrence auto insurance rates, and Overland Park auto insurance rates before you read more about the cost of auto insurance in Colby.

Don’t buy Colby, KS auto insurance until you’ve compared rates. Get free Colby, Kansas auto insurance quotes when you enter your ZIP code above.

Colby, KS Minimum Auto Insurance Requirements

The required auto insurance in Colby, KS is 25/50/25 according to the auto insurance laws in Kansas. The minimum auto insurance in Colby, Kansas is outlined here.

Minimum Required Auto Insurance Coverage in Colby, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Colby, KS Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Colby, KS. Take a look at Colby, Kansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Colby, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,754 $1,956 $1,624
Farmers $4,254 $3,367 $3,179
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,753 $2,404 $2,242
Progressive $4,690 $3,922 $3,615
State Farm $4,351 $2,599 $2,013
Travelers $5,223 $4,226 $4,057
USAA $3,553 $2,300 $1,879

Buy Cheap Colby, KS Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Colby, Kansas auto insurance rates? Find out how car insurance rates in Colby, KS are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Colby, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,685 $1,685 $1,520 $1,520 $3,153 $3,761 $1,685 $1,880
Farmers $2,535 $2,523 $2,271 $2,364 $6,518 $6,749 $2,843 $2,999
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,860 $1,924 $1,649 $1,785 $3,628 $4,467 $2,137 $2,278
Progressive $2,375 $2,269 $1,911 $1,993 $8,576 $9,672 $2,804 $3,003
State Farm $2,082 $2,082 $1,781 $1,781 $4,912 $6,346 $2,326 $2,591
Travelers $2,232 $2,280 $2,135 $2,174 $8,644 $13,530 $2,275 $2,748
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Buy Cheap Colby, KS Auto Insurance for Teen Drivers

Auto insurance for teenagers in Colby can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Colby, KS are listed here.

Annual Auto Insurance Rates for Teen Drivers in Colby, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,153 $3,761
Farmers $6,518 $6,749
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,628 $4,467
Progressive $8,576 $9,672
State Farm $4,912 $6,346
Travelers $8,644 $13,530
USAA $4,983 $5,299

Buy Cheap Colby, KS Auto Insurance for Seniors

You can save on senior auto insurance rates in Colby, Kansas by comparing Colby senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Colby, KS here.

Annual Auto Insurance Rates for Senior Drivers in Colby, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,520 $1,520
Farmers $2,271 $2,364
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,649 $1,785
Progressive $1,911 $1,993
State Farm $1,781 $1,781
Travelers $2,135 $2,174
USAA $1,424 $1,461

Find Cheap Auto Insurance Rates in Colby, KS by Coverage Level

The amount of coverage you choose is a big factor in the cost of Colby, Kansas auto insurance. Compare Colby, KS auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Colby, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,140 $2,218 $1,975
Farmers $3,470 $3,583 $3,747
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,606 $2,437 $2,355
Progressive $3,891 $4,047 $4,288
State Farm $2,905 $2,994 $3,064
Travelers $4,297 $4,508 $4,702
USAA $2,515 $2,573 $2,644

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Find Cheap Colby, KS Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Colby. Compare auto insurance rates in Colby, KS by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Colby, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,083 $2,139
Farmers $3,600 $3,600
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,466 $2,466
Progressive $4,075 $4,075
State Farm $2,914 $3,062
Travelers $4,502 $4,502
USAA $2,500 $2,655

Find Cheap Colby, KS Auto Insurance Rates by Driving Record

Auto insurance rates in Colby, Kansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Colby, KS, take a look at the average cost for various violations versus rates for a clean driving record in Colby.

Annual Colby, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,074 $2,224 $2,074 $2,074
Farmers $3,046 $3,894 $3,796 $3,663
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,835 $2,119 $3,800 $2,111
Progressive $3,773 $4,390 $3,933 $4,205
State Farm $2,814 $3,161 $2,988 $2,988
Travelers $3,327 $4,289 $5,859 $4,534
USAA $1,897 $2,529 $3,713 $2,170

Find Cheap Colby, KS Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Colby, Kansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Colby for less when you shop around and compare rates from multiple Colby, KS auto insurance companies.

Annual Auto Insurance Rates After a DUI in Colby, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,176
American Family $2,074
Farmers $3,796
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,800
Progressive $3,933
State Farm $2,988
Travelers $5,859
USAA $3,713

Winners by Category: Where to Buy Cheap Auto Insurance in Colby, KS

Compare rates from the cheapest auto insurance companies in Colby, KS for your needs. Take a look at how Colby, Kansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Colby, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

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Find Cheap Colby, Kansas Auto Insurance Companies

If you’re looking for the cheapest Colby, KS auto insurance companies overall, you can compare them here. Find the best price for Colby, Kansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Colby, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,111
Farmers $3,600
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,466
Progressive $4,075
State Farm $2,988
Travelers $4,502
USAA $2,577

What affects Colby, Kansas auto insurance rates?

Local factors affect auto insurance rates in Colby, KS, including traffic, theft statistics, and commute length. Take a look at the things that impact Colby auto insurance rates.

Commute Times in Colby

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Colby, KS is 10.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Colby, KS

You can buy cheap Colby, KS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Colby, Kansas auto insurance quotes from top companies.

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