Buy Cheap Gardena, CA Auto Insurance (2022)

Gardena, CA auto insurance rates average $343 a month. Minimum auto insurance requirements in Gardena, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Gardena, CA, compare Gardena auto insurance quotes from top companies.

UPDATED: May 10, 2022Fact Checked

Compare Quotes Now

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Gardena, CA are $343/month
  • Average auto insurance rates in Gardena, CA for teens drivers are $6,940/year
  • The most expensive auto insurance company in Gardena after a DUI is Allstate

Finding affordable Gardena, California auto insurance can be challenging, but everything you need to know to buy cheap Gardena, CA auto insurance with confidence is right here. Auto insurance rates in Gardena are affected by local factors as well as personal ones like your driving record.

See how Gardena, CA car insurance rates compare to Bakersfield auto insurance rates, Oakland auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Gardena.

Don’t buy Gardena, CA auto insurance until you’ve compared rates. Get free Gardena, California auto insurance quotes when you enter your ZIP code above.

Gardena, CA Minimum Auto Insurance Requirements

The required auto insurance in Gardena, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Gardena, California is outlined here.

Minimum Required Auto Insurance Coverage in Gardena, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Buy Cheap Gardena, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gardena, California auto insurance rates? Find out how car insurance rates in Gardena, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gardena, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,333 $3,326 $2,422 $2,444 $9,352 $11,746 $4,275 $4,681
Farmers $3,193 $3,193 $2,892 $2,892 $10,178 $16,597 $3,784 $4,217
GEICO $1,855 $1,855 $1,744 $1,744 $5,655 $5,747 $2,666 $2,722
Liberty Mutual $2,531 $2,376 $2,372 $2,290 $5,448 $5,872 $2,830 $2,881
Nationwide $3,577 $3,411 $3,147 $2,962 $9,115 $10,086 $4,255 $4,193
Progressive $1,934 $1,992 $1,639 $1,950 $5,173 $6,249 $2,794 $3,007
State Farm $3,778 $3,778 $3,375 $3,375 $6,941 $8,636 $4,176 $4,302
Travelers $2,822 $2,725 $2,489 $2,464 $5,946 $6,755 $3,684 $3,598
USAA $2,037 $1,928 $1,989 $1,995 $4,653 $4,670 $2,812 $2,655

Buy Cheap Gardena, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gardena can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gardena, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gardena, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,352 $11,746
Farmers $10,178 $16,597
GEICO $5,655 $5,747
Liberty Mutual $5,448 $5,872
Nationwide $9,115 $10,086
Progressive $5,173 $6,249
State Farm $6,941 $8,636
Travelers $5,946 $6,755
USAA $4,653 $4,670

Buy Cheap Gardena, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Gardena, California by comparing Gardena senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gardena, CA here.

Annual Auto Insurance Rates for Senior Drivers in Gardena, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,422 $2,444
Farmers $2,892 $2,892
GEICO $1,744 $1,744
Liberty Mutual $2,372 $2,290
Nationwide $3,147 $2,962
Progressive $1,639 $1,950
State Farm $3,375 $3,375
Travelers $2,489 $2,464
USAA $1,989 $1,995

Find Cheap Auto Insurance Rates in Gardena, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gardena, California auto insurance. Compare Gardena, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gardena, California

Insurance Company Low Medium High
Allstate $4,914 $5,242 $5,436
Farmers $5,435 $5,917 $6,253
GEICO $2,702 $3,034 $3,260
Liberty Mutual $3,054 $3,358 $3,564
Nationwide $4,521 $5,185 $5,574
Progressive $2,783 $3,182 $3,312
State Farm $4,288 $4,879 $5,220
Travelers $3,280 $3,920 $4,231
USAA $2,562 $2,901 $3,064

Find Cheap Gardena, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gardena. Compare auto insurance rates in Gardena, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gardena, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,688 $5,707
Farmers $5,323 $6,414
GEICO $2,724 $3,273
Liberty Mutual $3,050 $3,600
Nationwide $4,495 $5,692
Progressive $2,806 $3,379
State Farm $4,618 $4,973
Travelers $3,425 $4,196
USAA $2,619 $3,066

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Gardena, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Gardena, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Gardena, CA to see how much where you live in Gardena affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Gardena, California

ZIP Code Average Annual Rates
90247 $5,718
90249 $5,821

Find Cheap Gardena, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Gardena, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gardena, CA, take a look at the average cost for various violations versus rates for a clean driving record in Gardena.

Annual Gardena, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,118 $5,282 $8,291 $4,099
Farmers $4,343 $5,911 $7,353 $5,866
GEICO $2,095 $3,242 $4,059 $2,599
Liberty Mutual $2,887 $3,863 $3,492 $3,059
Nationwide $3,550 $4,556 $7,710 $4,556
Progressive $2,022 $3,439 $3,994 $2,914
State Farm $3,420 $4,080 $7,710 $3,970
Travelers $2,514 $4,164 $4,819 $3,745
USAA $1,887 $2,811 $4,604 $2,068

Find Cheap Gardena, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gardena, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Gardena for less when you shop around and compare rates from multiple Gardena, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gardena, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,291
Farmers $7,353
GEICO $4,059
Liberty Mutual $3,492
Nationwide $7,710
Progressive $3,994
State Farm $7,710
Travelers $4,819
USAA $4,604

Winners by Category: Where to Buy Cheap Auto Insurance in Gardena, CA

Compare rates from the cheapest auto insurance companies in Gardena, CA for your needs. Take a look at how Gardena, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gardena, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Gardena, California Auto Insurance Companies

If you’re looking for the cheapest Gardena, CA auto insurance companies overall, you can compare them here. Find the best price for Gardena, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Gardena, California

Insurance Company Average Annual Rates
Allstate $5,197
Farmers $5,868
GEICO $2,999
Liberty Mutual $3,325
Nationwide $5,093
Progressive $3,092
State Farm $4,795
Travelers $3,810
USAA $2,842

What affects Gardena, California auto insurance rates?

Local factors affect auto insurance rates in Gardena, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Gardena auto insurance rates.

Auto Theft in Gardena

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Gardena, CA auto theft show a total of 315 vehicle thefts annually.

Commute Times in Gardena

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gardena, CA is 28.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Gardena, CA

You can buy cheap Gardena, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gardena, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

stage