Buy Cheap High Springs, FL Auto Insurance in 2024
High Springs, FL auto insurance rates average $291 a month. Minimum auto insurance requirements in High Springs, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in High Springs, FL, compare High Springs auto insurance quotes from top companies.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in High Springs, FL for teens drivers are $6,189/year
- Average auto insurance rates in High Springs, FL are $291/month
- The most expensive auto insurance company in High Springs after a DUI is Allstate
Finding affordable High Springs, Florida auto insurance can be challenging, but everything you need to know to buy cheap High Springs, FL auto insurance with confidence is right here. Auto insurance rates in High Springs are affected by local factors as well as personal ones like your driving record.
See how High Springs, FL car insurance rates compare to Orlando auto insurance rates, Jacksonville auto insurance rates, and Hialeah auto insurance rates before you read more about the cost of auto insurance in High Springs.
Don’t buy High Springs, FL auto insurance until you’ve compared rates. Get free High Springs, Florida auto insurance quotes when you enter your ZIP code above.
High Springs, FL Minimum Auto Insurance Requirements
The required auto insurance in High Springs, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in High Springs, Florida is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap High Springs, FL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in High Springs, FL. Take a look at High Springs, Florida auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,932 | $5,011 | $4,075 |
| Geico | $4,301 | $2,593 | $1,941 |
| Liberty Mutual | $4,981 | $3,699 | $3,030 |
| Nationwide | $3,965 | $2,933 | $2,662 |
| Progressive | $5,071 | $3,580 | $2,996 |
| State Farm | $3,654 | $2,413 | $1,988 |
| USAA | $3,453 | $1,696 | $1,238 |
Buy Cheap High Springs, FL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect High Springs, Florida auto insurance rates? Find out how car insurance rates in High Springs, FL are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,603 | $3,445 | $3,120 | $3,167 | $11,907 | $12,801 | $3,637 | $3,704 |
| Geico | $2,317 | $2,325 | $2,173 | $2,173 | $4,174 | $5,253 | $2,553 | $2,589 |
| Liberty Mutual | $2,753 | $2,753 | $2,536 | $2,536 | $5,633 | $8,588 | $2,753 | $3,673 |
| Nationwide | $2,242 | $2,222 | $2,009 | $2,079 | $5,323 | $6,575 | $2,466 | $2,576 |
| Progressive | $2,607 | $2,481 | $2,275 | $2,421 | $7,202 | $7,902 | $3,128 | $3,041 |
| State Farm | $1,685 | $1,685 | $1,533 | $1,533 | $4,897 | $6,274 | $1,863 | $2,012 |
| USAA | $1,237 | $1,217 | $1,152 | $1,144 | $4,186 | $4,885 | $1,543 | $1,667 |
Buy Cheap High Springs, FL Auto Insurance for Teen Drivers
Auto insurance for teenagers in High Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in High Springs, FL are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,907 | $12,801 |
| Geico | $4,174 | $5,253 |
| Liberty Mutual | $5,633 | $8,588 |
| Nationwide | $5,323 | $6,575 |
| Progressive | $7,202 | $7,902 |
| State Farm | $4,897 | $6,274 |
| USAA | $4,186 | $4,885 |
Buy Cheap High Springs, FL Auto Insurance for Seniors
You can save on senior auto insurance rates in High Springs, Florida by comparing High Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in High Springs, FL here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,120 | $3,167 |
| Geico | $2,173 | $2,173 |
| Liberty Mutual | $2,536 | $2,536 |
| Nationwide | $2,009 | $2,079 |
| Progressive | $2,275 | $2,421 |
| State Farm | $1,533 | $1,533 |
| USAA | $1,152 | $1,144 |
Find Cheap Auto Insurance Rates in High Springs, FL by Coverage Level
The amount of coverage you choose is a big factor in the cost of High Springs, Florida auto insurance. Compare High Springs, FL auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,560 | $5,924 | $6,534 |
| Geico | $2,456 | $3,041 | $3,337 |
| Liberty Mutual | $3,571 | $3,959 | $4,179 |
| Nationwide | $2,538 | $3,309 | $3,712 |
| Progressive | $3,313 | $3,965 | $4,368 |
| State Farm | $2,290 | $2,748 | $3,018 |
| USAA | $1,865 | $2,198 | $2,325 |
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Find Cheap High Springs, FL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in High Springs. Compare auto insurance rates in High Springs, FL by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,509 | $5,836 |
| Geico | $2,930 | $2,959 |
| Liberty Mutual | $3,782 | $4,024 |
| Nationwide | $3,186 | $3,186 |
| Progressive | $3,882 | $3,882 |
| State Farm | $2,598 | $2,773 |
| USAA | $2,105 | $2,153 |
Find Cheap High Springs, FL Auto Insurance Rates by Driving Record
Auto insurance rates in High Springs, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in High Springs, FL, take a look at the average cost for various violations versus rates for a clean driving record in High Springs.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,925 | $5,856 | $6,471 | $5,440 |
| Geico | $2,046 | $2,620 | $3,908 | $3,205 |
| Liberty Mutual | $2,878 | $3,670 | $5,218 | $3,847 |
| Nationwide | $2,738 | $2,989 | $3,989 | $3,029 |
| Progressive | $3,094 | $4,514 | $3,814 | $4,107 |
| State Farm | $2,459 | $2,911 | $2,685 | $2,685 |
| USAA | $1,669 | $2,057 | $3,041 | $1,749 |
Find Cheap High Springs, FL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in High Springs, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in High Springs for less when you shop around and compare rates from multiple High Springs, FL auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,471 |
| Geico | $3,908 |
| Liberty Mutual | $5,218 |
| Nationwide | $3,989 |
| Progressive | $3,814 |
| State Farm | $2,685 |
| USAA | $3,041 |
Winners by Category: Where to Buy Cheap Auto Insurance in High Springs, FL
Compare rates from the cheapest auto insurance companies in High Springs, FL for your needs. Take a look at how High Springs, Florida auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap High Springs, Florida Auto Insurance Companies
If you’re looking for the cheapest High Springs, FL auto insurance companies overall, you can compare them here. Find the best price for High Springs, Florida car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,673 |
| Geico | $2,945 |
| Liberty Mutual | $3,903 |
| Nationwide | $3,186 |
| Progressive | $3,882 |
| State Farm | $2,685 |
| USAA | $2,129 |
What affects High Springs, Florida auto insurance rates?
Local factors affect auto insurance rates in High Springs, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact High Springs auto insurance rates.
Commute Times in High Springs
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in High Springs, FL is 27.7 minutes according to City-Data.
Compare Auto Insurance Quotes in High Springs, FL
You can buy cheap High Springs, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free High Springs, Florida auto insurance quotes from top companies.
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Frequently Asked Questions
What factors can affect the cost of auto insurance in High Springs, FL?
Several factors can influence the cost of auto insurance in High Springs, FL. These may include your driving record, age, gender, the type of vehicle you drive, your credit score, the coverage options you choose, and the deductible amount.
Can I find cheap auto insurance in High Springs, FL?
Yes, it is possible to find affordable auto insurance in High Springs, FL. By comparing quotes from different insurance providers and considering various coverage options, you can often find a policy that suits your budget while still meeting your insurance needs.
What are some pros of buying cheap auto insurance in High Springs, FL?
- Cost savings: Cheap auto insurance can provide significant savings on monthly premiums, allowing you to allocate your funds elsewhere.
- Legal compliance: Auto insurance is mandatory in Florida, so having a cheap policy ensures you meet the legal requirements while saving money.
- Basic coverage: Even with a cheap policy, you can still obtain the basic coverage required, which provides financial protection against accidents, property damage, and bodily injury.
What are some cons of buying cheap auto insurance in High Springs, FL?
- Limited coverage options: Cheap auto insurance policies often offer minimal coverage options, meaning you may have limited protection in certain situations.
- Higher deductibles: Cheap policies typically come with higher deductibles, which means you’ll have to pay more out of pocket in the event of a claim before the insurance coverage kicks in.
- Possible trade-offs: Cheap insurance may come with trade-offs, such as less comprehensive customer service or slower claims processing.
How can I find cheap auto insurance in High Springs, FL?
To find cheap auto insurance in High Springs, FL, you can consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Maintain a good driving record: A clean driving history can often lead to lower premiums.
- Opt for higher deductibles: Choosing a higher deductible can help lower your premium, but ensure it’s an amount you can comfortably afford if you need to make a claim.
- Bundle policies: If you have multiple insurance needs, bundling them with one provider may lead to discounted rates.
Please note that insurance policies and rates can vary, so it’s important to research and evaluate different options based on your specific circumstances and needs.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.