Buy Cheap Otis, OR Auto Insurance (2022)

Otis, OR auto insurance rates average $286 a month. Minimum auto insurance requirements in Otis, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Otis, OR, compare Otis auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Otis, OR are $286/month
  • The most expensive auto insurance company in Otis after a DUI is Allstate
  • Average auto insurance rates in Otis, OR for teens drivers are $6,682/year

Finding affordable Otis, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Otis, OR auto insurance with confidence is right here. Auto insurance rates in Otis are affected by local factors as well as personal ones like your driving record.

See how Otis, OR car insurance rates compare to Medford auto insurance rates, Gresham auto insurance rates, and Salem auto insurance rates before you read more about the cost of auto insurance in Otis.

Don’t buy Otis, OR auto insurance until you’ve compared rates. Get free Otis, Oregon auto insurance quotes when you enter your ZIP code above.

Otis, OR Minimum Auto Insurance Requirements

The required auto insurance in Otis, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Otis, Oregon is outlined here.

Minimum Required Auto Insurance Coverage in Otis, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Otis, OR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Otis, OR. Take a look at Otis, Oregon auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Otis, Oregon

Insurance Company Poor Fair Good
Allstate $6,478 $4,555 $3,756
American Family $4,569 $3,370 $2,856
Farmers $3,893 $3,180 $3,015
GEICO $3,900 $3,233 $2,565
Liberty Mutual $6,540 $3,881 $3,003
Nationwide $3,761 $2,988 $2,591
Progressive $4,020 $3,481 $3,246
State Farm $3,648 $2,327 $1,862
Travelers $3,411 $2,674 $2,106
USAA $3,973 $2,212 $1,761

Buy Cheap Otis, OR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Otis, Oregon auto insurance rates? Find out how car insurance rates in Otis, OR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Otis, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,205 $2,991 $2,913 $2,952 $9,700 $10,861 $3,390 $3,426
American Family $2,362 $2,362 $2,105 $2,105 $5,847 $9,162 $2,362 $2,481
Farmers $1,881 $1,844 $1,667 $1,770 $7,637 $7,810 $2,114 $2,181
GEICO $2,410 $2,321 $2,243 $2,255 $6,214 $5,644 $2,569 $2,206
Liberty Mutual $2,854 $3,014 $2,478 $2,758 $9,206 $9,955 $2,755 $2,779
Nationwide $2,192 $2,185 $1,952 $2,043 $5,014 $6,275 $2,555 $2,694
Progressive $1,899 $1,720 $1,651 $1,699 $8,218 $9,056 $2,269 $2,146
State Farm $1,563 $1,563 $1,428 $1,428 $4,926 $6,185 $1,773 $2,033
Travelers $1,801 $1,818 $1,620 $1,686 $5,031 $6,090 $1,882 $1,915
USAA $1,646 $1,598 $1,628 $1,571 $5,025 $5,398 $2,119 $2,203

Buy Cheap Otis, OR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Otis can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Otis, OR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Otis, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,700 $10,861
American Family $5,847 $9,162
Farmers $7,637 $7,810
GEICO $6,214 $5,644
Liberty Mutual $9,206 $9,955
Nationwide $5,014 $6,275
Progressive $8,218 $9,056
State Farm $4,926 $6,185
Travelers $5,031 $6,090
USAA $5,025 $5,398

Buy Cheap Otis, OR Auto Insurance for Seniors

You can save on senior auto insurance rates in Otis, Oregon by comparing Otis senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Otis, OR here.

Annual Auto Insurance Rates for Senior Drivers in Otis, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,913 $2,952
American Family $2,105 $2,105
Farmers $1,667 $1,770
GEICO $2,243 $2,255
Liberty Mutual $2,478 $2,758
Nationwide $1,952 $2,043
Progressive $1,651 $1,699
State Farm $1,428 $1,428
Travelers $1,620 $1,686
USAA $1,628 $1,571

Find Cheap Auto Insurance Rates in Otis, OR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Otis, Oregon auto insurance. Compare Otis, OR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Otis, Oregon

Insurance Company Low Medium High
Allstate $4,751 $4,920 $5,119
American Family $3,592 $3,803 $3,400
Farmers $3,158 $3,321 $3,610
GEICO $2,967 $3,250 $3,481
Liberty Mutual $4,192 $4,463 $4,769
Nationwide $2,971 $3,196 $3,175
Progressive $3,458 $3,566 $3,724
State Farm $2,469 $2,616 $2,752
Travelers $2,569 $2,717 $2,906
USAA $2,534 $2,651 $2,760

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Find Cheap Otis, OR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Otis. Compare auto insurance rates in Otis, OR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Otis, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,930 $4,930
American Family $3,543 $3,653
Farmers $3,363 $3,363
GEICO $3,181 $3,285
Liberty Mutual $4,475 $4,475
Nationwide $3,114 $3,114
Progressive $3,582 $3,582
State Farm $2,545 $2,679
Travelers $2,622 $2,839
USAA $2,573 $2,724

Find Cheap Otis, OR Auto Insurance Rates by Driving Record

Auto insurance rates in Otis, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Otis, OR, take a look at the average cost for various violations versus rates for a clean driving record in Otis.

Annual Otis, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,967 $5,344 $5,555 $4,853
American Family $2,504 $3,835 $4,845 $3,210
Farmers $2,835 $3,649 $3,568 $3,399
GEICO $2,129 $3,397 $4,468 $2,937
Liberty Mutual $3,967 $4,438 $5,091 $4,404
Nationwide $2,641 $2,828 $3,999 $2,987
Progressive $2,706 $4,927 $3,480 $3,217
State Farm $2,319 $3,023 $2,554 $2,554
Travelers $2,216 $2,832 $3,172 $2,702
USAA $1,923 $2,687 $3,732 $2,251

Find Cheap Otis, OR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Otis, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Otis for less when you shop around and compare rates from multiple Otis, OR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Otis, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,555
American Family $4,845
Farmers $3,568
GEICO $4,468
Liberty Mutual $5,091
Nationwide $3,999
Progressive $3,480
State Farm $2,554
Travelers $3,172
USAA $3,732

Winners by Category: Where to Buy Cheap Auto Insurance in Otis, OR

Compare rates from the cheapest auto insurance companies in Otis, OR for your needs. Take a look at how Otis, Oregon auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Otis, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Otis, Oregon Auto Insurance Companies

If you’re looking for the cheapest Otis, OR auto insurance companies overall, you can compare them here. Find the best price for Otis, Oregon car insurance by company.

Average Annual Auto Insurance Rates by Company in Otis, Oregon

Insurance Company Average Annual Rates
Allstate $4,930
American Family $3,598
Farmers $3,363
GEICO $3,233
Liberty Mutual $4,475
Nationwide $3,114
Progressive $3,582
State Farm $2,612
Travelers $2,730
USAA $2,648

Compare Auto Insurance Quotes in Otis, OR

You can buy cheap Otis, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Otis, Oregon auto insurance quotes from top companies.

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