Buy Cheap Holland, OH Auto Insurance in 2024
Holland, OH auto insurance rates average $226 a month. Minimum auto insurance requirements in Holland, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Holland, OH, compare Holland auto insurance quotes from top companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Holland, OH after a DUI are $3,146/year
- Average auto insurance rates in Holland, OH for teens drivers are $5,658/year
- Average auto insurance rates in Holland, OH are $226/month
Finding affordable Holland, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Holland, OH auto insurance with confidence is right here. Auto insurance rates in Holland are affected by local factors as well as personal ones like your driving record.
See how Holland, OH car insurance rates compare to Canton auto insurance rates, Toledo auto insurance rates, and Dayton auto insurance rates before you read more about the cost of auto insurance in Holland.
Don’t buy Holland, OH auto insurance until you’ve compared rates. Get free Holland, Ohio auto insurance quotes when you enter your ZIP code above.
Holland, OH Minimum Auto Insurance Requirements
The required auto insurance in Holland, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Holland, Ohio is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Holland, OH Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Holland, OH. Take a look at Holland, Ohio auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,162 | $3,035 | $2,526 |
| American Family | $2,005 | $1,365 | $1,156 |
| Farmers | $3,546 | $2,999 | $2,856 |
| Geico | $1,918 | $1,602 | $1,287 |
| Liberty Mutual | $6,488 | $3,993 | $3,129 |
| Nationwide | $3,793 | $3,057 | $2,582 |
| Progressive | $3,749 | $3,257 | $3,048 |
| State Farm | $3,490 | $2,157 | $1,700 |
| Travelers | $2,868 | $2,499 | $2,336 |
| USAA | $2,115 | $1,501 | $1,281 |
Buy Cheap Holland, OH Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Holland, Ohio auto insurance rates? Find out how car insurance rates in Holland, OH are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,146 | $2,130 | $1,944 | $2,077 | $6,070 | $6,942 | $2,238 | $2,380 |
| American Family | $930 | $965 | $855 | $858 | $2,925 | $3,174 | $1,151 | $1,212 |
| Farmers | $1,651 | $1,647 | $1,454 | $1,538 | $7,368 | $7,647 | $1,845 | $1,920 |
| Geico | $1,157 | $1,127 | $1,096 | $1,110 | $3,091 | $2,874 | $1,281 | $1,083 |
| Liberty Mutual | $2,081 | $2,270 | $1,596 | $1,947 | $11,183 | $12,620 | $2,199 | $2,396 |
| Nationwide | $2,083 | $2,090 | $1,884 | $1,893 | $5,427 | $6,968 | $2,227 | $2,583 |
| Progressive | $1,704 | $1,595 | $1,425 | $1,470 | $7,760 | $8,725 | $2,032 | $2,101 |
| State Farm | $1,461 | $1,461 | $1,312 | $1,312 | $4,610 | $5,800 | $1,697 | $1,939 |
| Travelers | $1,188 | $1,206 | $1,178 | $1,174 | $5,090 | $8,058 | $1,238 | $1,408 |
| USAA | $988 | $997 | $941 | $940 | $3,054 | $3,400 | $1,323 | $1,416 |
Buy Cheap Holland, OH Auto Insurance for Teen Drivers
Auto insurance for teenagers in Holland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Holland, OH are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,070 | $6,942 |
| American Family | $2,925 | $3,174 |
| Farmers | $7,368 | $7,647 |
| Geico | $3,091 | $2,874 |
| Liberty Mutual | $11,183 | $12,620 |
| Nationwide | $5,427 | $6,968 |
| Progressive | $7,760 | $8,725 |
| State Farm | $4,610 | $5,800 |
| Travelers | $5,090 | $8,058 |
| USAA | $3,054 | $3,400 |
Buy Cheap Holland, OH Auto Insurance for Seniors
You can save on senior auto insurance rates in Holland, Ohio by comparing Holland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Holland, OH here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,944 | $2,077 |
| American Family | $855 | $858 |
| Farmers | $1,454 | $1,538 |
| Geico | $1,096 | $1,110 |
| Liberty Mutual | $1,596 | $1,947 |
| Nationwide | $1,884 | $1,893 |
| Progressive | $1,425 | $1,470 |
| State Farm | $1,312 | $1,312 |
| Travelers | $1,178 | $1,174 |
| USAA | $941 | $940 |
Find Cheap Auto Insurance Rates in Holland, OH by Coverage Level
The amount of coverage you choose is a big factor in the cost of Holland, Ohio auto insurance. Compare Holland, OH auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,125 | $3,234 | $3,364 |
| American Family | $1,478 | $1,520 | $1,529 |
| Farmers | $2,959 | $3,083 | $3,360 |
| Geico | $1,548 | $1,595 | $1,665 |
| Liberty Mutual | $4,353 | $4,563 | $4,694 |
| Nationwide | $3,460 | $3,049 | $2,924 |
| Progressive | $3,206 | $3,320 | $3,528 |
| State Farm | $2,316 | $2,458 | $2,573 |
| Travelers | $2,493 | $2,602 | $2,607 |
| USAA | $1,547 | $1,631 | $1,719 |
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Find Cheap Holland, OH Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Holland. Compare auto insurance rates in Holland, OH by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,241 | $3,241 |
| American Family | $1,491 | $1,527 |
| Farmers | $3,134 | $3,134 |
| Geico | $1,575 | $1,629 |
| Liberty Mutual | $4,537 | $4,537 |
| Nationwide | $3,144 | $3,144 |
| Progressive | $3,351 | $3,351 |
| State Farm | $2,387 | $2,511 |
| Travelers | $2,568 | $2,568 |
| USAA | $1,569 | $1,696 |
Find Cheap Holland, OH Auto Insurance Rates by Driving Record
Auto insurance rates in Holland, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Holland, OH, take a look at the average cost for various violations versus rates for a clean driving record in Holland.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,710 | $3,290 | $3,886 | $3,078 |
| American Family | $1,446 | $1,530 | $1,530 | $1,530 |
| Farmers | $2,585 | $3,330 | $3,248 | $3,372 |
| Geico | $1,088 | $1,569 | $2,282 | $1,471 |
| Liberty Mutual | $3,804 | $4,902 | $4,995 | $4,445 |
| Nationwide | $2,528 | $3,204 | $4,054 | $2,791 |
| Progressive | $2,887 | $3,939 | $3,078 | $3,501 |
| State Farm | $2,229 | $2,669 | $2,449 | $2,449 |
| Travelers | $1,898 | $2,465 | $3,708 | $2,199 |
| USAA | $1,246 | $1,674 | $2,225 | $1,383 |
Find Cheap Holland, OH Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Holland, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Holland for less when you shop around and compare rates from multiple Holland, OH auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,886 |
| American Family | $1,530 |
| Farmers | $3,248 |
| Geico | $2,282 |
| Liberty Mutual | $4,995 |
| Nationwide | $4,054 |
| Progressive | $3,078 |
| State Farm | $2,449 |
| Travelers | $3,708 |
| USAA | $2,225 |
Winners by Category: Where to Buy Cheap Auto Insurance in Holland, OH
Compare rates from the cheapest auto insurance companies in Holland, OH for your needs. Take a look at how Holland, Ohio auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | American Family |
| Clean Record | Geico |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Find Cheap Holland, Ohio Auto Insurance Companies
If you’re looking for the cheapest Holland, OH auto insurance companies overall, you can compare them here. Find the best price for Holland, Ohio car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,241 |
| American Family | $1,509 |
| Farmers | $3,134 |
| Geico | $1,602 |
| Liberty Mutual | $4,537 |
| Nationwide | $3,144 |
| Progressive | $3,351 |
| State Farm | $2,449 |
| Travelers | $2,568 |
| USAA | $1,632 |
What affects Holland, Ohio auto insurance rates?
Local factors affect auto insurance rates in Holland, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Holland auto insurance rates.
Auto Theft in Holland
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Holland, OH auto theft show a total of 2 vehicle thefts annually.
Commute Times in Holland
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Holland, OH is 34.1 minutes according to City-Data.
Compare Auto Insurance Quotes in Holland, OH
You can buy cheap Holland, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Holland, Ohio auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when looking for cheap auto insurance in Holland, OH?
When searching for cheap auto insurance in Holland, OH, consider factors such as your driving record, the type of car you drive, your age, the coverage limits you require, and any applicable discounts or bundles.
Are there any specific requirements for auto insurance in Holland, OH?
Yes, Ohio law requires drivers to carry auto insurance that meets the minimum liability coverage limits. As of my knowledge cutoff in September 2021, the minimum limits in Ohio were $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. However, these limits may have changed, so it’s best to check with your insurance provider or the Ohio Department of Insurance for the most up-to-date information.
How can I find cheap auto insurance in Holland, OH?
To find cheap auto insurance in Holland, OH, you can start by shopping around and comparing quotes from different insurance companies. It’s also advisable to maintain a good driving record, as insurance providers often offer discounts to safe drivers. Additionally, consider bundling your auto insurance with other policies, such as homeowner’s insurance, to potentially save on premiums.
Are there any discounts available for cheap auto insurance in Holland, OH?
Yes, many insurance companies offer various discounts that can help reduce your auto insurance premiums. Some common discounts include safe driver discounts, good student discounts, multi-vehicle discounts, and discounts for completing defensive driving courses. It’s a good idea to ask your insurance provider about the discounts they offer and see if you qualify for any.
Does the type of car I drive affect my auto insurance rates in Holland, OH?
Yes, the type of car you drive can affect your auto insurance rates. Insurance companies take into account factors such as the make, model, and year of your vehicle when determining your premiums. Generally, cars with higher safety ratings and lower repair costs may have lower insurance rates compared to sports cars or luxury vehicles.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.