How many points do you get on your license after receiving a speeding ticket?

If you’re wondering how many points for a speeding ticket on your license, the answer depends on the state you live in. Some states will put as few as two to four points on a license, while others impose steeper penalties. Not only do you get fees, possible jail time, and the potential suspension of your license, you’ll also face an increase in your insurance rates.

UPDATED: Jan 18, 2022Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Jan 18, 2022

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A Concise Overview

  • The amount of points you receive on your license after a speeding ticket depends on the state in which you reside — not every state has a point system in place
  • You’ll receive fewer points for a minor speeding violation compared to criminal speeding
  • Speeding tickets come with fines as well as possible jail time, the loss of your license, and higher insurance rates

It can happen to anyone — you’re driving along your usual route on the way to work, not paying quite as much attention as you probably should be. You’re moving with the speed of traffic when you see something no one wants to detect — the flash of red and blue lights behind you.

Receiving a speeding ticket is a frustration we can all do without, but it happens to many of us. Speeding tickets are typically accompanied by a fine, but some states might impose jail time for driving too fast.

Depending on the state, you’ll likely accumulate points on your license as well. If you receive too many points, you can lose your license.

Of course, a speeding ticket will also cause your auto insurance rates to increase. Even one speeding ticket can negatively affect your insurance rates for years. If you get a ticket, you can take steps to obtain the lowest insurance rates possible.

If your driving record isn’t perfect and you’re wondering how many points you get for a speeding ticket on your license, comparing rates from numerous companies can help you save money. Enter your ZIP code into our free tool to discover what quotes might look like for you.

How many points accompany a speeding ticket?

While not every state has a point system, most states monitor traffic violations through a series of points. If you receive too many points within a specified period, your license will likely be suspended.

So, how many points do you get on your license? It depends on your state. Some states will add four points to a license while others inflict fewer. You can compare minor traffic violations with major infractions in the graph below.

StatePoints for Minor ViolationPoints for Major Violation
Hawaii (No point system)N/AN/A
Kansas (No point system)N/AN/A
Louisiana (No point system)N/AN/A
Minnesota (No point system)N/AN/A
Mississippi (No point system)N/AN/A
New Hampshire26
New Jersey28
New Mexico28
New York211
North Carolina15
North Dakota124
Oregon (No point system)N/AN/A
Rhode Island (No point system)N/AN/A
South Carolina26
South Dakota210
Washington (No point system)N/AN/A
West Virginia28
Wyoming (No point system)N/AN/A
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The key difference between a major and minor violation for speeding is the amount by which you break the speed limit. A simple speeding ticket weighs less than criminal speeding.

What is criminal speeding?

Criminal speeding has different definitions based on the state in which you’re driving, but the concept is the same. Whenever you cross the line from minor speeding into reckless driving, you’re criminally speeding.

Some states have harsh definitions for criminal speeding. For example, Arizona state law regards anything over 20 miles an hour over the posted speed limit as criminal speeding.

Others, like Alabama, consider speeding a criminal offense no matter what. While you won’t be charged with criminal speeding, you can accumulate reckless driving charges.

Whatever your state law regulates, anything considered criminal will add a higher number of points to your license. Speeding was responsible for 26% of all traffic-related deaths in 2019. Harsh penalties for criminal speeding attempt to reduce the number of fatalities on the road.

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How long do points remain on your license?

The amount of time you’re stuck with points depends on your state. Some states drop points relatively quickly, while others keep them active for much longer.

StateLength of time for points to expire
Alabama2 years
Alaska2 points every year with no additional incidents
Arizona12 months
Arkansas36 months
California36 months for minor violations, 10 years for major
ColoradoPoints don't expire
Connecticut24 months
DelawarePoint lose half value after every 12 months
Florida5 years
Georgia2 years
Hawaii (No point system)N/A
Idaho3 years
Illinois4 to 5 years for minor violations, at least 7 for major
Indiana2 years
Iowa5 years for minor violations, 12 years for DUI
Kansas (No point system)N/A
Kentucky2 years
Louisiana (No point system)N/A
Maine1 year
Maryland2 years
Massachusetts6 years
Michigan2 years
Minnesota (No point system)N/A
Mississippi (No point system)N/A
Missouri3 years
Montana3 years
Nebraska5 years
Nevada12 months
New Hampshire3 years
New Jersey3 points every year without incident
New Mexico1 year
New York18 months
North Carolina3 years
North Dakota1 point every 3 months
Ohio2 years
Oklahoma2 points every 12 months, all points will be removed after 3 years with no incident
Oregon (No point system)N/A
Pennsylvania3 points every 12 months
Rhode Island (No point system)N/A
South CarolinaReduced by half after 1 year, all points dropped after 2 years
South DakotaDepends on violation
Tennessee2 years
Texas3 years
Utah3 years
Vermont2 years
Virginia2 years
Washington (No point system)N/A
West Virginia2 years
WisconsinPoints stay on as long a ticket is on your driving record
Wyoming (No point system)N/A
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Some states retain points for a much shorter timeframe, but you can usually expect points to be removed from your license within one to two years.

How to Check Points on a License

If you’ve recently received a traffic violation, you might not know how many points are on your license. Luckily, determining how many points you have is very straightforward.

Learning how many points are on your license is as simple as visiting your state’s MVD page. However, you might need to create an account to access your record. Once you access it, look for a service called “driver license check” or something similar.

Most states can show you how many points are on your license, but you might need to use a different method. If the online option isn’t available, you can call, mail in a form, or visit the MVD in person.

Why does insurance cost more after a speeding ticket?

Unfortunately, having traffic violations on your record makes you a high-risk driver in the eyes of insurance companies. Drivers with violations are statistically more likely to have future incidents.

The amount your insurance will increase after a speeding ticket depends on your state and insurance company. Typically, it increases by approximately 25%.

Some insurance companies impose steep increases after a single speeding ticket, sometimes doubling the price of coverage. Others don’t seem to care as much, with rates increasing by minuscule amounts.

The variation in how companies treat speeding tickets highlights why comparing quotes from different companies is vital.

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Find the Best Insurance After a Speeding Ticket

Whether it’s six points on a license or ten, traffic incidents on your record will almost always make your insurance go up. However, comparing insurance quotes from multiple companies can help you save money.

If you’ve been wondering how many points are accumulated for a speeding ticket and how those points will affect your insurance, consider shopping for insurance options to save money. Enter your ZIP code into our free tool to determine what quotes might look like for you.

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