How Much are FIAT 500L Insurance Rates? [Everything You Need to Know]

If you want to buy FIAT 500L insurance coverage then a policy will cost $114 per month ($1,364 per year) on average. Finding FIAT 500L teenager insurance coverage can cost on average $4,985 a year, so shop around to find cheap rates.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,364 a year or $114 each month
  • A liability-only policy costs around $547 a year or $46 each month
  • Highest rates are for teenage drivers at around $4,985 a year or $415 each month
  • Good drivers can save as much as $562 a year by earning policy discounts
  • FIAT 500L insurance costs around $155 less per year than the average vehicle

FIAT 500L insurance rates don’t need to stress drivers out. Full coverage for a FIAT 500L costs around $1,364 a year or $114 each month. Keep reading to learn more about insurance rates and savings for a FIAT 500L.

You can start comparing quotes for FIAT 500L car insurance rates from some of the best car insurance companies by using our free online tool now.

FIAT 500L Insurance Cost

The average FIAT 500L car insurance costs are $1,364 a year or $114 a month.

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Are FIAT 500Ls Expensive to Insure?

The chart below details how FIAT 500L insurance rates compare to other hatchbacks like the Toyota Yaris and Kia Soul.

Vehicle Comprehensive Collision Liability Total
FIAT 500L $256 $478 $450 $1,364
Toyota Yaris $256 $478 $398 $1,290
Kia Soul $308 $500 $372 $1,338
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However, there are a few things you can do to find the cheapest FIAT insurance rates online.

What Impacts the Cost of FIAT 500L Insurance?

The FIAT 500L trim and model you choose can impact the total price you will pay for FIAT 500L insurance coverage.

Age of the Vehicle

The average FIAT 500L auto insurance rates are higher for newer models. For example, auto insurance for a 2018 FIAT 500L costs $1,364, while 2014 FIAT 500L insurance costs are $1,308, a difference of $56.

Model Year Comprehensive Collision Liability Total
2018 FIAT 500L $256 $478 $450 $1,364
2017 FIAT 500L $248 $466 $470 $1,364
2016 FIAT 500L $240 $446 $486 $1,352
2015 FIAT 500L $226 $430 $500 $1,336
2014 FIAT 500L $218 $400 $510 $1,308
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Driver Age

Driver age can have a significant effect on the cost of FIAT 500L car insurance. For example, a 20-year-old driver could pay around $139 more each month for their FIAT 500L car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on FIAT 500L insurance rates. For example, drivers in New York may pay $832 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your FIAT 500L auto insurance rates. Teens and drivers in their 20’s see the highest jump in their FIAT 500L car insurance with violations on their driving record.

FIAT 500L Safety Ratings

Your FIAT 500L auto insurance rates are influenced by the FIAT 500L’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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FIAT 500L Crash Test Ratings

FIAT 500L crash test ratings will affect your FIAT 500L car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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FIAT 500L Safety Features

Good FIAT 500L safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 FIAT 500L are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

FIAT 500L Finance and Insurance Cost

If you are financing a FIAT 500L, most lenders will require your carry higher FIAT 500L coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500L auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on FIAT 500L Insurance

There are many ways that you can save on FIAT 500L car insurance to get the best value possible. Below are five scenarios you can explore to help keep your FIAT 500L car insurance rates low.

  • Get a Plan with Only Liability Coverage If You’re Driving an Older FIAT 500L
  • Check Your FIAT 500L Policy Carefully to Ensure All Information is Correct
  • Reduce Your Coverage on an Older FIAT 500L
  • Save Money on Young Driver FIAT 500L Insurance By Mentioning Grades or GPA
  • Tell Your Insurer How You Use Your FIAT 500L

Top FIAT 500L Insurance Companies

Several insurance companies offer competitive rates for the FIAT 500L based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with FIAT 500L drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free FIAT 500L Insurance Quotes Online

You can start comparing quotes for FIAT 500L car insurance rates from some of the best car insurance companies by using our free online tool now.

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