Buy Cheap Toyota C-HR Auto Insurance in 2023
Insurance rates for a Toyota C-HR average $1,092 a year, or around $91 a month. Shop around to find cheap Toyota C-HR insurance rates. On average, Toyota C-HR comprehensive insurance coverage costs $266, collision coverage costs $388, and liability coverage costs $308.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
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UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,092 a year or $91 each month
- A liability-only policy costs around $438 a year or $37 each month
- Highest rates are for teenage drivers at around $3,991 a year or $333 each month
- Good drivers can save as much as $450 a year by earning policy discounts
- Toyota C-HR insurance costs around $427 less per year than the average vehicle
Do you need help finding cheap Toyota C-HR insurance rates? Toyota C-HR insurance costs around $427 less per year than the average vehicle. Read on to learn what drivers can do to save on insurance rates for a Toyota C-HR.
You can start comparing quotes for Toyota C-HR car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota C-HR Insurance Cost
The average Toyota C-HR auto insurance rates are $1,092 a year or $91 a month.
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Are Toyota C-HRs Expensive to Insure?
The chart below details how Toyota C-HR insurance rates compare to other crossovers like the Buick Envision, Infiniti QX30, and Toyota RAV4.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota C-HR | $266 | $470 | $246 | $1,092 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Lincoln MKX | $294 | $596 | $398 | $1,446 |
| Audi Q5 | $362 | $718 | $372 | $1,610 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota C-HR Insurance?
The Toyota C-HR trim and model you choose can impact the total price you will pay for Toyota C-HR insurance coverage.
Age of the Vehicle
The average Toyota C-HR auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Toyota C-HR costs $1,092, while 2018 Toyota C-HR insurance costs are $1,066, a difference of $26.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Toyota C-HR | $266 | $470 | $246 | $1,092 |
| 2019 Toyota C-HR | $254 | $452 | $258 | $1,074 |
| 2018 Toyota C-HR | $244 | $448 | $264 | $1,066 |
Driver Age
Driver age can have a significant effect on Toyota C-HR car insurance rates. For example, 20-year-old drivers pay $1,336 more for their Toyota C-HR car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota C-HR insurance rates. For example, drivers in New York may pay $666 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Toyota C-HR auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota C-HR auto insurance rates with violations on their driving record.
Toyota C-HR Safety Ratings
Your Toyota C-HR car insurance rates are tied to the safety ratings of the Toyota C-HR. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota C-HR Crash Test Ratings
Toyota C-HR crash test ratings will affect your Toyota C-HR car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Toyota C-HR 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Toyota C-HR 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Toyota C-HR 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota C-HR Safety Features
Good Toyota C-HR safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Toyota C-HR are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Toyota C-HR Finance and Insurance Cost
If you are financing a Toyota C-HR, most lenders will require your carry higher Toyota C-HR coverage options including comprehensive coverage, so be sure to shop around and compare Toyota C-HR car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota C-HR Insurance
If you want to reduce the cost of your Toyota C-HR insurance rates, follow these tips below:
- Take Public Transit Instead of Driving Your Toyota C-HR
- Ask About Toyota C-HR Discounts If You Were Listed on Someone Else’s Policy
- Ask About Retiree Discounts
- Ask for a New Toyota C-HR Auto Insurance Rate Based on Your Improved Credit Score
- Ask About Usage-Based Insurance for Your Toyota C-HR
Top Toyota C-HR Insurance Companies
Who is the best auto insurance company for Toyota C-HR insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota C-HR auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota C-HR offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
Is it possible to find cheap auto insurance for a Toyota C-HR in 2023?
Yes, it is possible to find affordable auto insurance for a Toyota C-HR in 2023. While insurance rates can vary depending on several factors, such as your location, driving record, coverage needs, and the specific model of the Toyota C-HR, there are strategies to help keep your premiums reasonable. By shopping around for quotes from different insurance companies, considering available discounts, and being mindful of your coverage options, you can increase your chances of finding cheap auto insurance for your Toyota C-HR.
What factors can influence the cost of Toyota C-HR auto insurance?
Several factors can influence the cost of Toyota C-HR auto insurance. These factors include:
- Model and year of the Toyota C-HR: The specific model and year of your Toyota C-HR can impact insurance rates. Factors such as the vehicle’s safety features, repair costs, and likelihood of theft or damage are considered.
- Driving record: Your driving history, including accidents, tickets, and violations, can influence your insurance rates. A clean driving record typically leads to lower premiums.
- Coverage options: The coverage options you choose, such as liability, comprehensive, and collision coverage, can affect your insurance costs. Higher coverage limits and lower deductibles may result in higher premiums, while lower coverage limits and higher deductibles can lower premiums.
- Location: Your location can impact insurance rates. Factors such as population density, crime rates, and accident statistics in your area are considered when determining premiums.
- Insurance history: Your insurance history, including previous claims and coverage gaps, can influence your rates. Maintaining continuous coverage and a good claims history can help keep premiums lower.
Are there any specific discounts available to help reduce Toyota C-HR auto insurance costs?
Yes, there are several discounts available that can help reduce Toyota C-HR auto insurance costs. While the availability of discounts can vary between insurance companies, some common ones include:
- Safe driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a safe driver discount.
- Multi-policy discount: If you have multiple insurance policies with the same company, such as auto and home insurance, you may qualify for a discount by bundling them.
- Good student discount: Full-time students with good grades can often receive a discount on their auto insurance premiums.
- Vehicle safety features discount: Toyota C-HR models equipped with safety features, such as anti-lock brakes, airbags, and anti-theft systems, may qualify for discounts.
What steps can I take to find and buy cheap auto insurance for my Toyota C-HR?
To find and buy cheap auto insurance for your Toyota C-HR, consider the following steps:
- Shop around: Obtain quotes from multiple insurance companies to compare rates and coverage options.
- Assess your coverage needs: Determine the appropriate coverage limits and deductibles that suit your needs while keeping costs in mind.
- Maintain a good driving record: Practice safe driving habits to maintain a clean driving record, which can help keep your insurance premiums lower.
- Inquire about discounts: Ask insurance companies about available discounts and take advantage of those you qualify for.
- Consider bundling: If you have multiple insurance policies, check if bundling them with the same provider can lead to discounted rates.
- Review and update your policy: Regularly review your policy to ensure it still meets your needs and consider making adjustments if necessary.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.