Toyota C-HR Insurance Cost Estimate [Everything You Need to Know]

Insurance rates for a Toyota C-HR average $1,092 a year, or around $91 a month. Shop around to find cheap Toyota C-HR insurance rates. On average, Toyota C-HR comprehensive insurance coverage costs $266, collision coverage costs $388, and liability coverage costs $308.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,092 a year or $91 each month
  • A liability-only policy costs around $438 a year or $37 each month
  • Highest rates are for teenage drivers at around $3,991 a year or $333 each month
  • Good drivers can save as much as $450 a year by earning policy discounts
  • Toyota C-HR insurance costs around $427 less per year than the average vehicle

Do you need help finding cheap Toyota C-HR insurance rates? Toyota C-HR insurance costs around $427 less per year than the average vehicle. Read on to learn what drivers can do to save on insurance rates for a Toyota C-HR.

You can start comparing quotes for Toyota C-HR car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota C-HR Insurance Cost

The average Toyota C-HR auto insurance rates are $1,092 a year or $91 a month.

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Are Toyota C-HRs Expensive to Insure?

The chart below details how Toyota C-HR insurance rates compare to other crossovers like the Buick Envision, Infiniti QX30, and Toyota RAV4.

Vehicle Comprehensive Collision Liability Total
Toyota C-HR $266 $470 $246 $1,092
Buick Envision $320 $566 $398 $1,442
Infiniti QX30 $344 $686 $398 $1,586
Toyota RAV4 $280 $482 $390 $1,310
Mazda CX-3 $308 $500 $372 $1,338
Lincoln MKX $294 $596 $398 $1,446
Audi Q5 $362 $718 $372 $1,610
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota C-HR Insurance?

The Toyota C-HR trim and model you choose can impact the total price you will pay for Toyota C-HR insurance coverage.

Age of the Vehicle

The average Toyota C-HR auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Toyota C-HR costs $1,092, while 2018 Toyota C-HR insurance costs are $1,066, a difference of $26.

Model Year Comprehensive Collision Liability Total
2020 Toyota C-HR $266 $470 $246 $1,092
2019 Toyota C-HR $254 $452 $258 $1,074
2018 Toyota C-HR $244 $448 $264 $1,066
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Driver Age

Driver age can have a significant effect on Toyota C-HR car insurance rates. For example, 20-year-old drivers pay $1,336 more for their Toyota C-HR car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota C-HR insurance rates. For example, drivers in New York may pay $666 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Toyota C-HR auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota C-HR auto insurance rates with violations on their driving record.

Toyota C-HR Safety Ratings

Your Toyota C-HR car insurance rates are tied to the safety ratings of the Toyota C-HR. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Toyota C-HR Crash Test Ratings

Toyota C-HR crash test ratings will affect your Toyota C-HR car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2019 Toyota C-HR 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2018 Toyota C-HR 5 HB FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota C-HR Safety Features

Good Toyota C-HR safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Toyota C-HR are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Toyota C-HR Finance and Insurance Cost

If you are financing a Toyota C-HR, most lenders will require your carry higher Toyota C-HR coverage options including comprehensive coverage, so be sure to shop around and compare Toyota C-HR car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota C-HR Insurance

If you want to reduce the cost of your Toyota C-HR insurance rates, follow these tips below:

  • Take Public Transit Instead of Driving Your Toyota C-HR
  • Ask About Toyota C-HR Discounts If You Were Listed on Someone Else’s Policy
  • Ask About Retiree Discounts
  • Ask for a New Toyota C-HR Auto Insurance Rate Based on Your Improved Credit Score
  • Ask About Usage-Based Insurance for Your Toyota C-HR

Top Toyota C-HR Insurance Companies

Who is the best auto insurance company for Toyota C-HR insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota C-HR auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota C-HR offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing Toyota C-HR auto insurance quotes for free by using our FREE online comparison tool.

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