Hyundai Azera Insurance Cost [Rates + Cheap Coverage Guide]

Average Hyundai Azera auto insurance rates cost $120 per month ($1,440 per year). Mature drivers with good driving records may find rates as low as $846 a year.

UPDATED: Jul 16, 2021Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,440 a year or $120 each month
  • A liability-only policy costs around $577 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,263 a year or $439 each month
  • Good drivers can save as much as $594 a year by earning policy discounts
  • Hyundai Azera insurance costs around $79 less per year than the average vehicle

Hyundai Azera insurance rates average $1,440 a year or $120 a month for full coverage. Good drivers can save up to $594 a year by practicing safe driving habits. We’re going to take a quick look at Hyundai Azera insurance rates, insurance loss rates, and more.

You can start comparing quotes for Hyundai Azera car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Azera Insurance Cost

The average Hyundai Azera car insurance rates are $1,440 a year or $120 a month.

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Are Hyundai Azeras Expensive to Insure?

The chart below details how Hyundai Azera insurance rates compare to other sedans like the Toyota Camry, Cadillac CTS, and Honda Accord.

Vehicle Comprehensive Collision Liability Total
Toyota Camry $294 $570 $390 $1,412
Cadillac CTS $320 $626 $398 $1,502
Honda Accord $280 $500 $372 $1,310
Subaru Legacy $370 $506 $338 $1,350
Chevrolet Sonic $270 $536 $398 $1,362
Toyota Corolla $294 $542 $390 $1,384
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Azera Insurance?

The Hyundai Azera trim and model you choose will affect the total price you will pay for Hyundai Azera insurance coverage.

Age of the Vehicle

The average Hyundai Azera auto insurance rates are higher for newer models. For example, auto insurance for a 2017 Hyundai Azera costs $1,440, while 2010 Hyundai Azera insurance costs are $1,192, a difference of $248.

Model Year Comprehensive Collision Liability Total
2017 Hyundai Azera $284 $582 $416 $1,440
2016 Hyundai Azera $274 $558 $430 $1,420
2015 Hyundai Azera $260 $538 $442 $1,398
2014 Hyundai Azera $250 $500 $452 $1,360
2013 Hyundai Azera $240 $470 $456 $1,324
2012 Hyundai Azera $230 $422 $460 $1,270
2011 Hyundai Azera $214 $388 $460 $1,220
2010 Hyundai Azera $206 $364 $464 $1,192
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Driver Age

Driver age can have a significant impact on Hyundai Azera auto insurance rates. As an example, a 40-year-old driver could pay $152 less each month for their Hyundai Azera auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Azera insurance rates. For example, drivers in Los Angeles may pay $532 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Azera car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Azera auto insurance rates with violations on their driving record.

Hyundai Azera Safety Ratings

Your Hyundai Azera car insurance rates are tied to the safety ratings of the Hyundai Azera. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Azera Crash Test Ratings

Good Hyundai Azera crash test ratings mean the VW is safer, which could mean cheaper Hyundai Azera car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2017 Hyundai Azera 4 DR FWD N/R N/R N/R N/R
2016 Hyundai Azera 4 DR FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Azera Safety Features

The numerous safety features of the Hyundai Azera help contribute to lower insurance rates. The 2020 Hyundai Azera has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Cross-Traffic Alert

Hyundai Azera Insurance Loss Probability

Another contributing factor that plays a direct role in Hyundai Azera insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 15%
Property Damage -17%
Comprehensive 1%
Personal Injury -1%
Medical Payment 6%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Hyundai Azera Finance and Insurance Cost

If you are financing a Hyundai Azera, most lenders will require your carry higher Hyundai Azera coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Azera auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Hyundai Azera Insurance

There are many ways that you can save on Hyundai Azera car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Hyundai Azera car insurance rates low.

  • Check the Odometer on Your Hyundai Azera
  • Renew Your Hyundai Azera Insurance Coverage to Avoid Lapses
  • Ask Your Insurance Company About Hyundai Azera Discounts
  • Understand the Different Types of Auto Insurance for Your Hyundai Azera
  • Choose Automatic Payments or EFT for Your Hyundai Azera Insurance Policy

Top Hyundai Azera Insurance Companies

Who is the top auto insurance company for Hyundai Azera insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Azera auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Azera offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing Hyundai Azera car insurance quotes for free by using our convenient online comparison tool.

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