Buy Cheap Hyundai Elantra Auto Insurance in 2024
If you want to buy cheap Hyundai Elantra insurance coverage then you should know that a policy will cost $114 per month ($1,372 per year) on average. Finding Hyundai Elantra teenager insurance rates can cost on average $5,015 a year, so shop around to find cheap coverage.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,372 a year or $114 each month
- A liability-only policy costs around $550 a year or $46 each month
- Highest rates are for teenage drivers at around $5,015 a year or $418 each month
- Good drivers can save as much as $566 a year by earning policy discounts
- Hyundai Elantra insurance costs around $147 less per year than the average vehicle
Hyundai Elantra insurance rates average $1,372 a year or $114 a month for full coverage. Good drivers can save up to $566 in policy discounts by practicing safe driving habits. Let’s take a quick look at Hyundai Elantra insurance rates, safety ratings, and more.
You can start comparing quotes for Hyundai Elantra car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Hyundai Elantra Insurance Cost
The average Hyundai Elantra car insurance costs are $1,372 a year or $114 a month.
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Are Hyundai Elantras Expensive to Insure?
The chart below details how Hyundai Elantra insurance rates compare to other sedans like the Lincoln MKZ, Audi S4, and Ford Focus.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| Lincoln MKZ | $320 | $686 | $450 | $1,636 |
| Audi S4 | $370 | $744 | $338 | $1,588 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
What Impacts the Cost of Hyundai Elantra Insurance?
The Hyundai Elantra trim and model you choose can impact the total price you will pay for Hyundai Elantra insurance coverage.
Age of the Vehicle
Older Hyundai Elantra models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Elantra costs $1,372, while 2010 Hyundai Elantra insurance costs are $1,130, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| 2019 Hyundai Elantra | $268 | $542 | $390 | $1,358 |
| 2018 Hyundai Elantra | $256 | $536 | $398 | $1,348 |
| 2017 Hyundai Elantra | $248 | $524 | $416 | $1,346 |
| 2016 Hyundai Elantra | $240 | $502 | $430 | $1,330 |
| 2015 Hyundai Elantra | $226 | $484 | $442 | $1,310 |
| 2014 Hyundai Elantra | $218 | $450 | $452 | $1,278 |
| 2013 Hyundai Elantra | $208 | $424 | $456 | $1,246 |
| 2012 Hyundai Elantra | $200 | $380 | $460 | $1,198 |
| 2011 Hyundai Elantra | $188 | $350 | $460 | $1,156 |
| 2010 Hyundai Elantra | $180 | $328 | $464 | $1,130 |
Driver Age
Driver age can have a significant impact on Hyundai Elantra auto insurance rates. For instance, a 30-year-old driver may pay $60 more each year for Hyundai Elantra auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Hyundai Elantra insurance rates. For example, drivers in Houston may pay $1,011 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on your Hyundai Elantra car insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Elantra car insurance with violations on their driving record.
Hyundai Elantra Safety Ratings
Your Hyundai Elantra car insurance rates are tied to the safety ratings of the Hyundai Elantra. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Hyundai Elantra Crash Test Ratings
Poor Hyundai Elantra crash test ratings could mean higher Hyundai Elantra car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Hyundai Elantra GT 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2020 Hyundai Elantra 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Hyundai Elantra Gt 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Hyundai Elantra 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Hyundai Elantra Gt 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Hyundai Elantra 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Hyundai Elantra Gt 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Hyundai Elantra 4 DR FWD Later Release | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Hyundai Elantra 4 DR FWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Hyundai Elantra Gt 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Hyundai Elantra 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Hyundai Elantra Safety Features
The Hyundai Elantra safety features can help lower insurance costs. According to AutoBlog, the 2020 Hyundai Elantra has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Hyundai Elantra Insurance Loss Probability
The Hyundai Elantra’s insurance loss probability varies for each form of coverage. The lower percentage means lower Hyundai Elantra auto insurance rates; higher percentages mean higher Hyundai Elantra car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 2% |
|---|---|
| Property Damage | 2% |
| Comprehensive | -10% |
| Personal Injury | 33% |
| Medical Payment | 37% |
| Bodily Injury | 17% |
| Source: Insurance Institute for Highway Safety | |
Hyundai Elantra Finance and Insurance Cost
If you are financing a Hyundai Elantra, most lenders will require your carry higher Hyundai Elantra coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Elantra car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Hyundai Elantra Insurance
There are many ways that you can save on Hyundai Elantra car insurance. Below are five actions you can take to find cheap Hyundai Elantra auto insurance rates.
- Understand that Your Insurer Can Change Your Hyundai Elantra Auto Insurance Rates Mid-Term for Other Reasons
- Avoid the Temptation to File a Claim for Minor Incidents
- Watch Your Insurer Closely When Your Hyundai Elantra Needs Repairs
- Purchase a Roadside Assistance Program for Your Hyundai Elantra
- Audit Your Hyundai Elantra Driving When You Move to a New Location or Start a New Job
Top Hyundai Elantra Insurance Companies
The best auto insurance companies for Hyundai Elantra car insurance rates will offer competitive rates, discounts, and account for the Hyundai Elantra’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Hyundai Elantra Insurance Quotes Online
You can start comparing quotes for Hyundai Elantra auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
How can I buy cheap Hyundai Elantra auto insurance in 2023?
To find affordable Hyundai Elantra auto insurance in 2023, consider the following steps:
- Compare quotes from multiple insurance providers to get the best rates.
- Maintain a good driving record and avoid accidents and traffic violations.
- Opt for higher deductibles, which can lower your premium.
- Take advantage of discounts offered by insurance companies, such as safe driver discounts or bundling policies.
- Consider installing safety features in your Hyundai Elantra, as some insurance providers may offer discounts for vehicles with advanced safety technology.
What factors can affect the cost of Hyundai Elantra auto insurance?
Several factors can impact the cost of Hyundai Elantra auto insurance, including:
- Your driving record: A history of accidents or traffic violations can increase your premiums.
- Age and gender: Younger and less experienced drivers, as well as males statistically, tend to have higher insurance rates.
- Location: Insurance rates can vary based on where you live due to factors like crime rates and accident statistics.
- Vehicle model: The cost to repair or replace the Hyundai Elantra can influence insurance rates.
- Coverage levels: The amount of coverage you choose and the deductibles you select can affect the cost.
Are there any specific insurance providers known for offering cheap Hyundai Elantra auto insurance?
Insurance providers often consider various factors when determining insurance rates, so the affordability of insurance for a Hyundai Elantra can vary depending on your location and personal circumstances. However, some insurance companies may be known for offering competitive rates or discounts for specific vehicles. It’s advisable to obtain quotes from multiple insurance providers to find the best rates for your Hyundai Elantra.
Are there any special discounts or incentives available for Hyundai Elantra owners?
Yes, some insurance providers offer discounts or incentives specifically for Hyundai Elantra owners. These discounts may include safe driver discounts, multi-vehicle discounts, good student discounts (if applicable), or discounts for installing safety features in your vehicle. It’s always recommended to inquire with insurance companies about any available discounts or incentives for Hyundai Elantra owners.
How can I save money on Hyundai Elantra auto insurance in the long term?
To save money on Hyundai Elantra auto insurance in the long term, consider the following:
- Maintain a good driving record and avoid accidents or traffic violations.
- Periodically review your insurance coverage to ensure it aligns with your needs.
- Take advantage of available discounts and incentives.
- Consider bundling your auto insurance with other policies, such as home or renters insurance, for potential multi-policy discounts.
- Monitor your credit score, as some insurance providers consider it when determining rates.
- Compare insurance quotes regularly to ensure you’re getting the best rate.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.