Buy Cheap Jasper, AL Auto Insurance in 2024
Jasper, AL auto insurance rates average $326 a month. Minimum auto insurance requirements in Jasper, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Jasper, AL, compare Jasper auto insurance quotes from top companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Jasper is Liberty Mutual
- Average auto insurance rates in Jasper, AL for teens drivers are $7,977/year
- Average auto insurance rates in Jasper, AL are $326/month
Finding affordable Jasper, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Jasper, AL auto insurance with confidence is right here. Auto insurance rates in Jasper are affected by local factors as well as personal ones like your driving record.
See how Jasper, AL car insurance rates compare to Hoover auto insurance rates, Auburn auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Jasper.
Don’t buy Jasper, AL auto insurance until you’ve compared rates. Get free Jasper, Alabama auto insurance quotes when you enter your ZIP code above.
Jasper, AL Minimum Auto Insurance Requirements
The required auto insurance in Jasper, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Jasper, Alabama is outlined here.
Minimum Required Auto Insurance Coverage in Jasper, Alabama
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Jasper, AL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Jasper, AL. Take a look at Jasper, Alabama auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Jasper, Alabama
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,312 | $3,385 | $2,769 |
| Farmers | $4,752 | $4,089 | $3,875 |
| Geico | $3,749 | $2,673 | $2,418 |
| Liberty Mutual | $7,849 | $4,806 | $3,770 |
| Nationwide | $3,571 | $2,778 | $2,510 |
| Progressive | $5,630 | $4,823 | $4,505 |
| State Farm | $8,435 | $4,269 | $2,900 |
| Travelers | $3,996 | $3,466 | $3,532 |
| USAA | $3,003 | $1,953 | $1,743 |
Buy Cheap Jasper, AL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Jasper, Alabama auto insurance rates? Find out how car insurance rates in Jasper, AL are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jasper, Alabama
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,118 | $2,021 | $1,913 | $1,950 | $7,275 | $7,810 | $2,381 | $2,440 |
| Farmers | $2,421 | $2,403 | $2,164 | $2,298 | $9,368 | $9,638 | $2,754 | $2,865 |
| Geico | $2,113 | $2,098 | $1,998 | $2,057 | $5,545 | $5,454 | $2,231 | $2,080 |
| Liberty Mutual | $3,188 | $3,444 | $2,608 | $2,914 | $11,650 | $12,953 | $3,405 | $3,637 |
| Nationwide | $1,917 | $1,944 | $1,740 | $1,806 | $5,097 | $6,597 | $2,132 | $2,392 |
| Progressive | $2,704 | $2,542 | $2,218 | $2,363 | $11,095 | $12,396 | $3,176 | $3,394 |
| State Farm | $3,195 | $3,195 | $2,882 | $2,882 | $9,628 | $12,037 | $3,609 | $4,182 |
| Travelers | $1,486 | $1,508 | $1,397 | $1,391 | $7,983 | $12,538 | $1,407 | $1,609 |
| USAA | $1,383 | $1,404 | $1,291 | $1,264 | $4,155 | $4,609 | $1,807 | $1,950 |
Buy Cheap Jasper, AL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Jasper can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Jasper, AL are listed here.
Annual Auto Insurance Rates for Teen Drivers in Jasper, Alabama
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,275 | $7,810 |
| Farmers | $9,368 | $9,638 |
| Geico | $5,545 | $5,454 |
| Liberty Mutual | $11,650 | $12,953 |
| Nationwide | $5,097 | $6,597 |
| Progressive | $11,095 | $12,396 |
| State Farm | $9,628 | $12,037 |
| Travelers | $7,983 | $12,538 |
| USAA | $4,155 | $4,609 |
Buy Cheap Jasper, AL Auto Insurance for Seniors
You can save on senior auto insurance rates in Jasper, Alabama by comparing Jasper senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Jasper, AL here.
Annual Auto Insurance Rates for Senior Drivers in Jasper, Alabama
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,913 | $1,950 |
| Farmers | $2,164 | $2,298 |
| Geico | $1,998 | $2,057 |
| Liberty Mutual | $2,608 | $2,914 |
| Nationwide | $1,740 | $1,806 |
| Progressive | $2,218 | $2,363 |
| State Farm | $2,882 | $2,882 |
| Travelers | $1,397 | $1,391 |
| USAA | $1,291 | $1,264 |
Find Cheap Auto Insurance Rates in Jasper, AL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Jasper, Alabama auto insurance. Compare Jasper, AL auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Jasper, Alabama
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,371 | $3,481 | $3,613 |
| Farmers | $4,004 | $4,184 | $4,529 |
| Geico | $2,727 | $2,934 | $3,179 |
| Liberty Mutual | $5,241 | $5,451 | $5,733 |
| Nationwide | $2,958 | $2,923 | $2,978 |
| Progressive | $4,511 | $4,961 | $5,485 |
| State Farm | $4,944 | $5,194 | $5,466 |
| Travelers | $3,485 | $3,738 | $3,772 |
| USAA | $2,155 | $2,221 | $2,322 |
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Find Cheap Jasper, AL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Jasper. Compare auto insurance rates in Jasper, AL by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Jasper, Alabama
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,489 | $3,489 |
| Farmers | $4,239 | $4,239 |
| Geico | $2,893 | $3,000 |
| Liberty Mutual | $5,475 | $5,475 |
| Nationwide | $2,953 | $2,953 |
| Progressive | $4,986 | $4,986 |
| State Farm | $5,079 | $5,324 |
| Travelers | $3,665 | $3,665 |
| USAA | $2,131 | $2,335 |
Find Cheap Jasper, AL Auto Insurance Rates by ZIP Code
Auto insurance rates in Jasper, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Jasper, AL to see how much where you live in Jasper affects the cost of car insurance.
Annual Auto Insurance Rates by ZIP Code in Jasper, Alabama
| ZIP Code | Average Annual Rates |
|---|---|
| 35501 | $3,966 |
| 35503 | $4,013 |
| 35504 | $4,040 |
Find Cheap Jasper, AL Auto Insurance Rates by Driving Record
Auto insurance rates in Jasper, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Jasper, AL, take a look at the average cost for various violations versus rates for a clean driving record in Jasper.
Annual Jasper, Alabama Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,970 | $3,495 | $4,137 | $3,352 |
| Farmers | $3,565 | $4,614 | $4,501 | $4,276 |
| Geico | $1,990 | $3,198 | $3,942 | $2,657 |
| Liberty Mutual | $4,289 | $5,980 | $5,846 | $5,784 |
| Nationwide | $2,576 | $2,576 | $3,777 | $2,883 |
| Progressive | $4,509 | $5,664 | $4,824 | $4,947 |
| State Farm | $4,698 | $5,817 | $5,145 | $5,145 |
| Travelers | $3,051 | $3,201 | $4,690 | $3,718 |
| USAA | $1,716 | $2,155 | $3,205 | $1,856 |
Find Cheap Jasper, AL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Jasper, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Jasper for less when you shop around and compare rates from multiple Jasper, AL auto insurance companies.
Annual Auto Insurance Rates After a DUI in Jasper, Alabama
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,137 |
| Farmers | $4,501 |
| Geico | $3,942 |
| Liberty Mutual | $5,846 |
| Nationwide | $3,777 |
| Progressive | $4,824 |
| State Farm | $5,145 |
| Travelers | $4,690 |
| USAA | $3,205 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Jasper, AL
Compare rates from the cheapest auto insurance companies in Jasper, AL for your needs. Take a look at how Jasper, Alabama auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Jasper, Alabama
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Find Cheap Jasper, Alabama Auto Insurance Companies
If you’re looking for the cheapest Jasper, AL auto insurance companies overall, you can compare them here. Find the best price for Jasper, Alabama car insurance by company.
Average Annual Auto Insurance Rates by Company in Jasper, Alabama
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,489 |
| Farmers | $4,239 |
| Geico | $2,947 |
| Liberty Mutual | $5,475 |
| Nationwide | $2,953 |
| Progressive | $4,986 |
| State Farm | $5,201 |
| Travelers | $3,665 |
| USAA | $2,233 |
What affects Jasper, Alabama auto insurance rates?
Local factors affect auto insurance rates in Jasper, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Jasper auto insurance rates.
Auto Theft in Jasper
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Jasper, AL auto theft show a total of 88 vehicle thefts annually.
Commute Times in Jasper
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Jasper, AL is 21.5 minutes according to City-Data.
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Compare Auto Insurance Quotes in Jasper, AL
You can buy cheap Jasper, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Jasper, Alabama auto insurance quotes from top companies.
Frequently Asked Questions
What steps can I take to find cheap auto insurance in Jasper, AL?
To find cheap auto insurance in Jasper, AL, consider these following five steps:
- Compare Quotes: Obtain quotes from multiple insurance providers to compare rates and coverage options. Online comparison tools or working with an insurance agent can help simplify this process.
- Assess Coverage Needs: Evaluate your specific coverage needs based on factors such as the value of your vehicle, your driving habits, and your financial situation. Adjusting your coverage limits and deductibles can impact your premiums.
- Maintain a Good Driving Record: Safe driving habits and a clean driving record can help lower your insurance premiums. Avoid traffic violations and accidents to maintain a good driving record.
- Utilize Discounts: Ask insurance providers about available discounts. Common discounts include safe driver discounts, multi-policy discounts, and discounts for vehicles with safety features.
- Consider Usage-Based Insurance: Usage-based insurance programs, such as telematics devices or smartphone apps, track your driving habits and can offer discounts based on your safe driving behavior.
Are there any specific factors that may affect auto insurance rates in Jasper, AL?
Yes, here are the five factors that can influence auto insurance rates in Jasper, AL, including:
- Driving Record
- Vehicle Type
- Age and Gender
- Coverage and Deductibles
- Location
Can I reduce my auto insurance costs by only purchasing the minimum required coverage?
While purchasing only the minimum required coverage may lower your insurance costs in the short term, it is essential to consider the potential risks involved. Minimum coverage typically includes liability insurance, which covers damages you may cause to others in an accident. However, it does not provide coverage for damages to your own vehicle. If you are involved in an at-fault accident or your vehicle is damaged due to other reasons, you may be responsible for covering the repairs or replacement costs out of pocket. It’s crucial to assess your personal needs and financial situation to determine an appropriate level of coverage.
Are there any additional ways to save on auto insurance in Jasper, AL?
Yes, here are the top six additional ways to save on auto insurance in Jasper, AL:
- Bundle Policies
- Maintain a Good Credit Score
- Drive Fewer Miles
- Increase Deductibles
- Ask about Additional Discounts
- Periodically Review Your Policy
Can I get cheap auto insurance in Jasper, AL if I have a poor driving record?
Having a poor driving record, such as a history of accidents or traffic violations, can make it more challenging to find cheap auto insurance in Jasper, AL. Insurance companies consider your driving record as an indicator of risk, and individuals with a history of incidents are seen as higher-risk drivers. This typically leads to higher insurance premiums. However, it’s still possible to find affordable coverage by comparing quotes from multiple insurance providers and exploring options for high-risk drivers.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.