Buy Cheap Killeen, TX Auto Insurance in 2023
Killeen, TX auto insurance rates average $281 a month. Minimum auto insurance requirements in Killeen, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Killeen, TX, compare Killeen auto insurance quotes from top companies.
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Written by
Sara Routhier |
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Reviewed by
Cynthia Lanctot
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UPDATED: Mar 15, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 15, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Killeen, TX for teens drivers are $5,987/year
- The most expensive auto insurance company in Killeen is Allstate
- The most expensive auto insurance company in Killeen after a DUI is Allstate
Finding affordable Killeen, Texas auto insurance can be challenging, but everything you need to know to buy cheap Killeen, TX auto insurance with confidence is right here. Auto insurance rates in Killeen are affected by local factors as well as personal ones like your driving record.
See how Killeen, TX car insurance rates compare to Corpus Christi auto insurance rates, Plano auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Killeen.
Don’t buy Killeen, TX auto insurance until you’ve compared rates. Get free Killeen, Texas auto insurance quotes when you enter your ZIP code above.
Killeen, TX Minimum Auto Insurance Requirements
The required auto insurance in Killeen, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Killeen, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Killeen, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Killeen, TX. Take a look at Killeen, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,312 | $4,640 | $3,975 |
| American Family | $5,885 | $3,710 | $3,249 |
| Geico | $4,176 | $2,380 | $1,600 |
| Nationwide | $3,636 | $2,930 | $2,553 |
| Progressive | $4,198 | $3,634 | $3,371 |
| State Farm | $3,791 | $2,362 | $1,883 |
| USAA | $3,232 | $1,870 | $1,506 |
Buy Cheap Killeen, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Killeen, Texas auto insurance rates? Find out how car insurance rates in Killeen, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,203 | $3,233 | $3,161 | $3,161 | $8,570 | $10,356 | $3,976 | $4,148 |
| American Family | $2,554 | $2,843 | $2,401 | $2,748 | $6,843 | $8,983 | $3,679 | $4,202 |
| Geico | $2,038 | $2,188 | $1,954 | $2,197 | $4,400 | $4,569 | $2,201 | $2,204 |
| Nationwide | $1,931 | $1,962 | $1,714 | $1,811 | $5,352 | $6,854 | $2,257 | $2,437 |
| Progressive | $2,003 | $1,916 | $1,788 | $1,821 | $8,294 | $9,248 | $2,378 | $2,426 |
| State Farm | $1,861 | $1,861 | $1,660 | $1,660 | $4,511 | $5,760 | $2,027 | $2,090 |
| USAA | $1,411 | $1,419 | $1,349 | $1,337 | $3,939 | $4,288 | $1,872 | $2,005 |
Buy Cheap Killeen, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Killeen can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Killeen, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,570 | $10,356 |
| American Family | $6,843 | $8,983 |
| Geico | $4,400 | $4,569 |
| Nationwide | $5,352 | $6,854 |
| Progressive | $8,294 | $9,248 |
| State Farm | $4,511 | $5,760 |
| USAA | $3,939 | $4,288 |
Buy Cheap Killeen, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Killeen, Texas by comparing Killeen senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Killeen, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,161 | $3,161 |
| American Family | $2,401 | $2,748 |
| Geico | $1,954 | $2,197 |
| Nationwide | $1,714 | $1,811 |
| Progressive | $1,788 | $1,821 |
| State Farm | $1,660 | $1,660 |
| USAA | $1,349 | $1,337 |
Find Cheap Auto Insurance Rates in Killeen, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Killeen, Texas auto insurance. Compare Killeen, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,882 | $4,941 | $5,104 |
| American Family | $4,009 | $4,143 | $4,693 |
| Geico | $2,589 | $2,692 | $2,876 |
| Nationwide | $3,274 | $2,915 | $2,930 |
| Progressive | $3,588 | $3,721 | $3,895 |
| State Farm | $2,545 | $2,674 | $2,818 |
| USAA | $2,128 | $2,194 | $2,286 |
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Find Cheap Killeen, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Killeen. Compare auto insurance rates in Killeen, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,857 | $5,095 |
| American Family | $4,282 | $4,282 |
| Geico | $2,669 | $2,768 |
| Nationwide | $3,040 | $3,040 |
| Progressive | $3,734 | $3,734 |
| State Farm | $2,679 | $2,679 |
| USAA | $2,175 | $2,230 |
Find Cheap Killeen, TX Auto Insurance Rates by ZIP Code
Auto insurance rates in Killeen, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Killeen, TX to see how much where you live in Killeen affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 76541 | $4,994 |
| 76542 | $4,991 |
| 76543 | $4,849 |
| 76549 | $5,062 |
Find Cheap Killeen, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Killeen, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Killeen, TX, take a look at the average cost for various violations versus rates for a clean driving record in Killeen.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,854 | $5,959 | $6,237 | $3,854 |
| American Family | $3,900 | $4,970 | $4,356 | $3,900 |
| Geico | $2,313 | $3,039 | $2,556 | $2,968 |
| Nationwide | $2,645 | $2,645 | $3,889 | $2,979 |
| Progressive | $3,265 | $4,200 | $3,801 | $3,672 |
| State Farm | $2,375 | $2,731 | $3,234 | $2,375 |
| USAA | $1,646 | $2,426 | $2,851 | $1,887 |
Find Cheap Killeen, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Killeen, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Killeen for less when you shop around and compare rates from multiple Killeen, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,237 |
| American Family | $4,356 |
| Geico | $2,556 |
| Nationwide | $3,889 |
| Progressive | $3,801 |
| State Farm | $3,234 |
| USAA | $2,851 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Killeen, TX
Compare rates from the cheapest auto insurance companies in Killeen, TX for your needs. Take a look at how Killeen, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Find Cheap Killeen, Texas Auto Insurance Companies
If you’re looking for the cheapest Killeen, TX auto insurance companies overall, you can compare them here. Find the best price for Killeen, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,976 |
| American Family | $4,282 |
| Geico | $2,719 |
| Nationwide | $3,040 |
| Progressive | $3,734 |
| State Farm | $2,679 |
| USAA | $2,202 |
What affects Killeen, Texas auto insurance rates?
Local factors affect auto insurance rates in Killeen, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Killeen auto insurance rates.
Auto Theft in Killeen
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Killeen, TX auto theft show a total of 249 vehicle thefts annually.
Commute Times in Killeen
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Killeen, TX is 21.9 minutes according to City-Data.
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Compare Auto Insurance Quotes in Killeen, TX
You can buy cheap Killeen, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Killeen, Texas auto insurance quotes from top companies.
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|