Buy Cheap Lebanon, TN Auto Insurance in 2024
Lebanon, TN auto insurance rates average $264 a month. Minimum auto insurance requirements in Lebanon, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Lebanon, TN, compare Lebanon auto insurance quotes from top companies.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Nov 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Lebanon, TN are $264/month
- The most expensive auto insurance company in Lebanon after a DUI is Liberty Mutual
- The most expensive auto insurance company in Lebanon is Allstate
Finding affordable Lebanon, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Lebanon, TN auto insurance with confidence is right here. Auto insurance rates in Lebanon are affected by local factors as well as personal ones like your driving record.
See how Lebanon, TN car insurance rates compare to Johnson City auto insurance rates, Franklin auto insurance rates, and Jackson auto insurance rates before you read more about the cost of auto insurance in Lebanon.
Don’t buy Lebanon, TN auto insurance until you’ve compared rates. Get free Lebanon, Tennessee auto insurance quotes when you enter your ZIP code above.
Table of Contents
Lebanon, TN Minimum Auto Insurance Requirements
The required auto insurance in Lebanon, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Lebanon, Tennessee is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Lebanon, TN Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Lebanon, TN. Take a look at Lebanon, Tennessee auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,673 | $4,357 | $3,331 |
| Farmers | $3,791 | $2,981 | $2,820 |
| Geico | $3,438 | $2,947 | $2,711 |
| Liberty Mutual | $7,937 | $4,889 | $3,825 |
| Nationwide | $3,918 | $3,124 | $2,777 |
| Progressive | $3,822 | $3,308 | $3,096 |
| State Farm | $3,712 | $2,227 | $1,730 |
| Travelers | $3,436 | $2,702 | $1,971 |
| USAA | $3,924 | $2,306 | $1,904 |
Buy Cheap Lebanon, TN Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Lebanon, Tennessee auto insurance rates? Find out how car insurance rates in Lebanon, TN are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,567 | $2,464 | $2,319 | $2,407 | $9,724 | $10,610 | $2,727 | $2,812 |
| Farmers | $1,669 | $1,699 | $1,493 | $1,644 | $6,969 | $7,432 | $2,270 | $2,402 |
| Geico | $1,993 | $2,008 | $1,832 | $1,832 | $6,183 | $6,280 | $2,033 | $2,098 |
| Nationwide | $2,094 | $2,109 | $1,881 | $1,908 | $5,764 | $7,417 | $2,406 | $2,606 |
| Progressive | $1,712 | $1,608 | $1,395 | $1,462 | $7,894 | $8,876 | $2,065 | $2,260 |
| State Farm | $1,543 | $1,543 | $1,398 | $1,398 | $4,798 | $5,993 | $1,746 | $2,033 |
| Travelers | $1,738 | $1,829 | $1,584 | $1,685 | $4,904 | $6,092 | $1,849 | $1,946 |
| USAA | $1,522 | $1,546 | $1,376 | $1,373 | $5,480 | $6,294 | $1,989 | $2,112 |
Buy Cheap Lebanon, TN Auto Insurance for Teen Drivers
Auto insurance for teenagers in Lebanon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lebanon, TN are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,724 | $10,610 |
| Farmers | $6,969 | $7,432 |
| Geico | $6,183 | $6,280 |
| Nationwide | $5,764 | $7,417 |
| Progressive | $7,894 | $8,876 |
| State Farm | $4,798 | $5,993 |
| Travelers | $4,904 | $6,092 |
| USAA | $5,480 | $6,294 |
Buy Cheap Lebanon, TN Auto Insurance for Seniors
You can save on senior auto insurance rates in Lebanon, Tennessee by comparing Lebanon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lebanon, TN here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,319 | $2,407 |
| Farmers | $1,493 | $1,644 |
| Geico | $1,832 | $1,832 |
| Nationwide | $1,881 | $1,908 |
| Progressive | $1,395 | $1,462 |
| State Farm | $1,398 | $1,398 |
| Travelers | $1,584 | $1,685 |
| USAA | $1,376 | $1,373 |
Find Cheap Auto Insurance Rates in Lebanon, TN by Coverage Level
The amount of coverage you choose is a big factor in the cost of Lebanon, Tennessee auto insurance. Compare Lebanon, TN auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,283 | $4,442 | $4,636 |
| Farmers | $3,020 | $3,184 | $3,388 |
| Geico | $2,880 | $3,028 | $3,189 |
| Liberty Mutual | $5,298 | $5,550 | $5,802 |
| Nationwide | $3,286 | $3,203 | $3,330 |
| Progressive | $3,196 | $3,410 | $3,620 |
| State Farm | $2,407 | $2,569 | $2,694 |
| Travelers | $2,539 | $2,702 | $2,870 |
| USAA | $2,624 | $2,702 | $2,808 |
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Find Cheap Lebanon, TN Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Lebanon. Compare auto insurance rates in Lebanon, TN by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,454 | $4,454 |
| Farmers | $3,197 | $3,197 |
| Geico | $3,012 | $3,053 |
| Liberty Mutual | $5,550 | $5,550 |
| Nationwide | $3,273 | $3,273 |
| Progressive | $3,409 | $3,409 |
| State Farm | $2,496 | $2,618 |
| Travelers | $2,597 | $2,809 |
| USAA | $2,636 | $2,787 |
Find Cheap Lebanon, TN Auto Insurance Rates by ZIP Code
Auto insurance rates in Lebanon, Tennessee can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Lebanon, TN to see how much where you live in Lebanon affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 37087 | $3,479 |
| 37090 | $3,503 |
Find Cheap Lebanon, TN Auto Insurance Rates by Driving Record
Auto insurance rates in Lebanon, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lebanon, TN, take a look at the average cost for various violations versus rates for a clean driving record in Lebanon.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,729 | $4,447 | $5,372 | $4,266 |
| Farmers | $2,737 | $3,376 | $3,454 | $3,223 |
| Geico | $2,212 | $2,954 | $4,750 | $2,212 |
| Liberty Mutual | $4,496 | $6,497 | $6,035 | $5,173 |
| Nationwide | $2,836 | $2,836 | $4,245 | $3,176 |
| Progressive | $3,002 | $3,906 | $3,195 | $3,533 |
| State Farm | $2,325 | $2,788 | $2,557 | $2,557 |
| Travelers | $2,190 | $2,814 | $3,114 | $2,695 |
| USAA | $1,970 | $2,958 | $3,472 | $2,446 |
Find Cheap Lebanon, TN Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Lebanon, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Lebanon for less when you shop around and compare rates from multiple Lebanon, TN auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,372 |
| Farmers | $3,454 |
| Geico | $4,750 |
| Liberty Mutual | $6,035 |
| Nationwide | $4,245 |
| Progressive | $3,195 |
| State Farm | $2,557 |
| Travelers | $3,114 |
| USAA | $3,472 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Lebanon, TN
Compare rates from the cheapest auto insurance companies in Lebanon, TN for your needs. Take a look at how Lebanon, Tennessee auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Find Cheap Lebanon, Tennessee Auto Insurance Companies
If you’re looking for the cheapest Lebanon, TN auto insurance companies overall, you can compare them here. Find the best price for Lebanon, Tennessee car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,454 |
| Farmers | $3,197 |
| Geico | $3,032 |
| Nationwide | $3,273 |
| Progressive | $3,409 |
| State Farm | $2,557 |
| Travelers | $2,703 |
| USAA | $2,712 |
What affects Lebanon, Tennessee auto insurance rates?
Local factors affect auto insurance rates in Lebanon, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Lebanon auto insurance rates.
Commute Times in Lebanon
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lebanon, TN is 24.8 minutes according to City-Data.
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Compare Auto Insurance Quotes in Lebanon, TN
You can buy cheap Lebanon, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lebanon, Tennessee auto insurance quotes from top companies.
Frequently Asked Questions
What is cheap auto insurance?
Cheap auto insurance refers to insurance coverage for vehicles that comes at a relatively low cost compared to other available options. It typically offers basic coverage mandated by law, providing financial protection against certain risks while keeping premiums affordable.
How can I find cheap auto insurance in Lebanon, TN?
To find cheap auto insurance in Lebanon, TN, you can follow these steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record with no accidents or violations.
- Opt for higher deductibles, which can lower your premiums.
- Bundle your auto insurance with other policies, such as homeowners or renters insurance, to avail of discounts.
- Consider installing safety features in your vehicle that may lead to lower insurance premiums.
What are the pros of buying cheap auto insurance?
The advantages of buying cheap auto insurance include:
- Cost savings: Cheap insurance premiums can help you save money in the short term.
- Legal compliance: It provides the minimum coverage required by law, ensuring you meet your legal obligations.
- Basic protection: Cheap insurance typically covers essential risks like liability, property damage, and bodily injury.
What are the cons of buying cheap auto insurance?
There are a few drawbacks to consider when buying cheap auto insurance:
- Limited coverage: Cheap insurance may not offer comprehensive protection or cover certain types of damage or accidents.
- Higher deductibles: Cheap policies often have higher deductibles, meaning you would need to pay more out of pocket before insurance kicks in.
- Limited customer service: Lower-cost insurance providers may not have extensive customer support or offer personalized service.
Is cheap auto insurance suitable for everyone?
Cheap auto insurance may be suitable for individuals who:
- Have a tight budget and prioritize lower premiums.
- Own older or less valuable vehicles.
- Are confident in their driving skills and have a clean driving record.
- Are willing to accept higher deductibles and limited coverage options.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.