Buy Cheap Liberty Hill, TX Auto Insurance in 2024
Liberty Hill, TX auto insurance rates average $296 a month. Minimum auto insurance requirements in Liberty Hill, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Liberty Hill, TX, compare Liberty Hill auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Liberty Hill, TX are $296/month
- Average auto insurance rates in Liberty Hill, TX for teens drivers are $6,339/year
- The most expensive auto insurance company in Liberty Hill after a DUI is Allstate
Finding affordable Liberty Hill, Texas auto insurance can be challenging, but everything you need to know to buy cheap Liberty Hill, TX auto insurance with confidence is right here. Auto insurance rates in Liberty Hill are affected by local factors as well as personal ones like your driving record.
See how Liberty Hill, TX car insurance rates compare to San Antonio auto insurance rates, Dallas auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Liberty Hill.
Don’t buy Liberty Hill, TX auto insurance until you’ve compared rates. Get free Liberty Hill, Texas auto insurance quotes when you enter your ZIP code above.
Liberty Hill, TX Minimum Auto Insurance Requirements
The required auto insurance in Liberty Hill, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Liberty Hill, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Liberty Hill, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Liberty Hill, TX. Take a look at Liberty Hill, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,829 | $5,012 | $4,293 |
| American Family | $5,726 | $3,654 | $3,191 |
| Geico | $4,875 | $2,763 | $1,846 |
| Nationwide | $3,394 | $2,741 | $2,394 |
| Progressive | $4,640 | $4,017 | $3,728 |
| State Farm | $4,027 | $2,507 | $1,997 |
| USAA | $3,422 | $1,981 | $1,594 |
Buy Cheap Liberty Hill, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Liberty Hill, Texas auto insurance rates? Find out how car insurance rates in Liberty Hill, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,472 | $3,498 | $3,426 | $3,426 | $9,269 | $11,174 | $4,293 | $4,465 |
| American Family | $2,464 | $2,751 | $2,344 | $2,691 | $6,768 | $8,842 | $3,580 | $4,083 |
| Geico | $2,342 | $2,527 | $2,248 | $2,552 | $5,178 | $5,365 | $2,541 | $2,538 |
| Nationwide | $1,807 | $1,837 | $1,604 | $1,695 | $4,999 | $6,409 | $2,112 | $2,281 |
| Progressive | $2,206 | $2,118 | $1,965 | $2,005 | $9,187 | $10,226 | $2,632 | $2,690 |
| State Farm | $1,987 | $1,987 | $1,769 | $1,769 | $4,771 | $6,080 | $2,161 | $2,225 |
| USAA | $1,488 | $1,491 | $1,423 | $1,406 | $4,204 | $4,563 | $1,976 | $2,107 |
Buy Cheap Liberty Hill, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Liberty Hill can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Liberty Hill, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,269 | $11,174 |
| American Family | $6,768 | $8,842 |
| Geico | $5,178 | $5,365 |
| Nationwide | $4,999 | $6,409 |
| Progressive | $9,187 | $10,226 |
| State Farm | $4,771 | $6,080 |
| USAA | $4,204 | $4,563 |
Buy Cheap Liberty Hill, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Liberty Hill, Texas by comparing Liberty Hill senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Liberty Hill, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,426 | $3,426 |
| American Family | $2,344 | $2,691 |
| Geico | $2,248 | $2,552 |
| Nationwide | $1,604 | $1,695 |
| Progressive | $1,965 | $2,005 |
| State Farm | $1,769 | $1,769 |
| USAA | $1,423 | $1,406 |
Find Cheap Auto Insurance Rates in Liberty Hill, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Liberty Hill, Texas auto insurance. Compare Liberty Hill, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,255 | $5,332 | $5,547 |
| American Family | $3,909 | $4,041 | $4,621 |
| Geico | $3,001 | $3,128 | $3,356 |
| Nationwide | $3,063 | $2,726 | $2,740 |
| Progressive | $3,994 | $4,115 | $4,276 |
| State Farm | $2,695 | $2,838 | $2,998 |
| USAA | $2,254 | $2,324 | $2,418 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Liberty Hill, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Liberty Hill. Compare auto insurance rates in Liberty Hill, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,248 | $5,508 |
| American Family | $4,190 | $4,190 |
| Geico | $3,103 | $3,220 |
| Nationwide | $2,843 | $2,843 |
| Progressive | $4,128 | $4,128 |
| State Farm | $2,844 | $2,844 |
| USAA | $2,303 | $2,362 |
Find Cheap Liberty Hill, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Liberty Hill, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Liberty Hill, TX, take a look at the average cost for various violations versus rates for a clean driving record in Liberty Hill.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,155 | $6,455 | $6,746 | $4,155 |
| American Family | $3,807 | $4,880 | $4,268 | $3,807 |
| Geico | $2,683 | $3,550 | $2,960 | $3,452 |
| Nationwide | $2,473 | $2,473 | $3,641 | $2,787 |
| Progressive | $3,607 | $4,640 | $4,200 | $4,066 |
| State Farm | $2,525 | $2,898 | $3,426 | $2,525 |
| USAA | $1,737 | $2,565 | $3,034 | $1,993 |
Find Cheap Liberty Hill, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Liberty Hill, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Liberty Hill for less when you shop around and compare rates from multiple Liberty Hill, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,746 |
| American Family | $4,268 |
| Geico | $2,960 |
| Nationwide | $3,641 |
| Progressive | $4,200 |
| State Farm | $3,426 |
| USAA | $3,034 |
Winners by Category: Where to Buy Cheap Auto Insurance in Liberty Hill, TX
Compare rates from the cheapest auto insurance companies in Liberty Hill, TX for your needs. Take a look at how Liberty Hill, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Liberty Hill, Texas Auto Insurance Companies
If you’re looking for the cheapest Liberty Hill, TX auto insurance companies overall, you can compare them here. Find the best price for Liberty Hill, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,378 |
| American Family | $4,190 |
| Geico | $3,161 |
| Nationwide | $2,843 |
| Progressive | $4,128 |
| State Farm | $2,844 |
| USAA | $2,332 |
What affects Liberty Hill, Texas auto insurance rates?
Local factors affect auto insurance rates in Liberty Hill, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Liberty Hill auto insurance rates.
Auto Theft in Liberty Hill
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Liberty Hill, TX auto theft show a total of 4 vehicle thefts annually.
Commute Times in Liberty Hill
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Liberty Hill, TX is 32.5 minutes according to City-Data.
Compare Auto Insurance Quotes in Liberty Hill, TX
You can buy cheap Liberty Hill, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Liberty Hill, Texas auto insurance quotes from top companies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions
What factors can affect the cost of auto insurance in Liberty Hill, TX?
Several factors can impact the cost of auto insurance in Liberty Hill, TX. These factors include your age, driving record, type of vehicle, coverage options selected, deductible amount, and the level of risk associated with the area where you live. Insurance companies also consider factors such as local crime rates, population density, and the frequency of accidents in the area.
Are there any specific discounts available for auto insurance in Liberty Hill, TX?
Yes, there are various discounts available for auto insurance in Liberty Hill, TX. Common discounts include safe driver discounts, multi-policy discounts (if you have multiple insurance policies with the same company), multi-car discounts (if you insure more than one vehicle with the same company), and discounts for safety features or anti-theft devices installed in your vehicle. It’s recommended to inquire with insurance providers about the specific discounts they offer.
How can I find cheap auto insurance in Liberty Hill, TX?
To find cheap auto insurance in Liberty Hill, TX, it’s advisable to shop around and compare quotes from different insurance providers. You can reach out to local insurance agents, use online insurance comparison tools, or consult with an insurance broker who can help you find the best rates. It’s important to consider both the price and the coverage options provided to ensure you get the most suitable insurance for your needs.
Are there any Liberty Hill, TX-specific insurance considerations I should be aware of?
While there may not be Liberty Hill, TX-specific insurance considerations, it’s essential to be aware of the requirements and regulations set by the state of Texas. Texas mandates that drivers carry at least a minimum level of liability insurance coverage. Additionally, factors such as weather patterns, road conditions, and traffic congestion in the Liberty Hill area may indirectly impact insurance rates.
What are the recommended coverage options for auto insurance in Liberty Hill, TX?
The recommended coverage options for auto insurance in Liberty Hill, TX include liability coverage, personal injury protection (PIP), uninsured/underinsured motorist coverage, collision coverage, and comprehensive coverage. Liability coverage is required by law and helps cover costs if you are at fault in an accident that causes injury or property damage to others. PIP provides coverage for medical expenses and lost wages for you and your passengers. Uninsured/underinsured motorist coverage protects you if you’re in an accident with a driver who has insufficient insurance. Collision coverage helps pay for damages to your vehicle in a collision, while comprehensive coverage protects your vehicle from non-collision incidents such as theft, vandalism, or natural disasters.
How can I lower my auto insurance premium in Liberty Hill, TX?
There are several ways to potentially lower your auto insurance premium in Liberty Hill, TX. These include maintaining a clean driving record, opting for a higher deductible (if financially feasible), bundling your auto insurance with other policies, taking advantage of available discounts, and completing defensive driving courses. Additionally, some insurance providers offer usage-based or pay-as-you-go insurance programs that reward safe driving habits.
Is it possible to find affordable auto insurance in Liberty Hill, TX?
Yes, it is possible to find affordable auto insurance in Liberty Hill, TX. By shopping around, comparing quotes, and exploring available discounts, you can find insurance coverage that fits your budget. It’s important to consider factors beyond price, such as coverage limits and customer service, to ensure you have adequate protection in case of an accident or other unforeseen events.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.